How to Use the Fintoc MCP in Windsurf

Q: Does Windsurf support Fintoc payment authorization?

Yes, you can initiate payments using createpaymentintent. The agent handles the request, but you must confirm the transaction according to your bank's security protocols.

Q: Can Fintoc in Windsurf read my account history?

Absolutely. By calling listmovements, the server pulls transaction logs for any connected account. You can then ask Cascade to summarize or analyze that data.

Let Cascade pull live bank data and trigger payments directly within your Windsurf workspace.

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Connect Fintoc MCP to Windsurf

Create your Vinkius account to connect Fintoc to Windsurf and route execution through our secure gateway. The platform manages server hosting, runtime updates, and security layers. Configuration requires no manual server provisioning.

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Setup Fintoc with Windsurf

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Autonomous financial data retrieval

Cascade uses `list_accounts` and `get_account` to map out your financial structure without you touching a manual export. It pulls balances and metadata straight into your active session context. Once the context is set, the agent uses `list_movements` to parse transaction history. It handles the heavy lifting of data normalization so you can focus on the logic.

Direct payment execution in Windsurf

You can trigger `create_payment_intent` directly from your chat window to initiate bank transfers. The agent handles the handoff to the institution, keeping your code and your payments in one loop. After firing a request, the server uses `get_payment_intent` to track status changes. You get the result of the transaction without leaving your IDE.

Manage bank links and institutions

The `list_links` and `list_institutions` tools let Cascade verify which banks are currently connected. It identifies exactly where your data originates before you run any queries. If a link needs attention, `get_link` provides the status immediately. This keeps your agent-driven workflows from hitting dead ends when banking APIs change.

Setup guide

Set up Fintoc MCP in Windsurf

Prerequisites

Windsurf IDE installed (macOS, Windows, or Linux)
Active Vinkius subscription with a valid endpoint token

1

Open MCP configuration

Click the Cascade assistant icon in the sidebar, then click the hammer icon (🔨) at the top of the panel. Select "Configure" to open ~/.codeium/windsurf/mcp_config.json.
2

Add the Fintoc MCP

Paste the JSON snippet shown on the right into the mcpServers object. Replace [YOUR_TOKEN_HERE] with your endpoint token from cloud.vinkius.com.
3

Refresh MCPs

Go back to the hammer icon (🔨) in Cascade and click "Refresh". Windsurf will detect the new server. No full restart is needed — the connection is hot-reloaded.
4

Verify in Cascade

Start a new Cascade conversation and ask something like "Show my Fintoc payment history." If connected, Cascade will call the Fintoc tools directly. You will see a green dot next to the server name in the MCP panel.

mcp_config.json

{
  "mcpServers": {
    "fintoc-mcp": {
      "url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
    }
  }
}

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Common questions about Fintoc MCP in Windsurf

You don't link accounts inside the IDE. Connect your banks through the Fintoc dashboard first, then use `list_links` in Windsurf to pull those active connections into your agent context.

Yes, you can initiate payments using `create_payment_intent`. The agent handles the request, but you must confirm the transaction according to your bank's security protocols.

Absolutely. By calling `list_movements`, the server pulls transaction logs for any connected account. You can then ask Cascade to summarize or analyze that data.

Store them in your environment variables or the MCP config file. Never hardcode keys directly into your project files.

The server only transmits data over encrypted channels. We handle the authentication tokens securely, ensuring that only your authorized agent can interact with your account details.

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