IBAN.com MCP. Validate banking codes and audit global payments.
Works with every AI agent you already use
…and any MCP-compatible client
Just plug in your AI agents and start using Vinkius.
IBAN.com MCP Server validates and audits global financial codes. Use your AI agent to check if an IBAN is real, audit SWIFT/BIC codes, or calculate an IBAN from local account details.
It verifies everything from bank metadata to credit card numbers, handling international payment data integrity without manual lookups.
What your AI agents can do
Calculate iban
Creates an IBAN code when you provide local account details.
Get api balance
Checks how many API requests you have left.
Get bank details
Retrieves specific bank information using a known IBAN code.
Checks if an IBAN code is valid and instantly retrieves associated bank metadata, including branch and city information.
Verifies if a SWIFT/BIC code is valid and confirms its global routing authenticity.
Creates a complete IBAN from basic local account details, like a UK account number and sort code.
Uses the Luhn algorithm to check the integrity of any provided credit card number.
Gets detailed bank information directly from a valid IBAN code.
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Supported MCP Clients
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IBAN.com MCP Server: 6 Tools for Financial Auditing
Use these tools to validate global banking identifiers, audit routing codes, and calculate full IBANs through your AI client.
019d8447calculate iban
Creates an IBAN code when you provide local account details.
019d8447get api balance
Checks how many API requests you have left.
019d8447get bank details
Retrieves specific bank information using a known IBAN code.
019d8447validate card luhn
Checks if a credit card number follows the standard Luhn algorithm format.
019d8447validate iban
Verifies if an IBAN code is valid and pulls detailed bank metadata.
019d8447validate swift bic
Confirms if a SWIFT/BIC code is legitimate.
Choose How to Get Started
Build a custom MCP for your own tools, or connect a ready-made integration from our catalog.
Build Your Own
Turn any API into an MCP. Import a spec, define Agent Skills, or deploy with MCPFusion.
- Import from OpenAPI, Swagger, or YAML specs
- Create Agent Skills with progressive disclosure
- Deploy to edge with MCPFusion framework
- Built in DLP, auth, and compliance on every call
- Real time usage dashboard and cost metering
- Publish to catalog or keep private
Make Your AI Do More
Start with IBAN.com, then connect any of our 4,700+ other servers whenever your AI needs more. One click, no limits.
- Use this MCP plus 4,700+ others, all in one place
- Add new capabilities to your AI anytime you want
- Every connection is secured and compliant automatically
- Track usage and costs across all your servers
- Works with Claude, ChatGPT, Cursor, and more
- New servers added to the catalog every week
What you can do with this MCP connector
IBAN.com MCP Server lets your AI client run a full financial audit. You don't gotta manually check payment portals or look up bank details; your agent handles it just by talking to it. Your agent checks if an IBAN is legit, audits SWIFT/BIC codes, and even calculates an IBAN from local account info.
It verifies everything from bank metadata to credit card numbers, handling international payment data integrity without you lifting a finger.
How IBAN.com MCP Works
- 1 Subscribe to the IBAN.com server and enter your API Key.
- 2 Start a conversation with your AI client and prompt it to validate the data (e.g., 'Check IBAN X').
- 3 The agent calls the necessary tool, and the server returns the validation status and metadata.
The bottom line is, you send the data to your AI agent, and the agent handles all the complex, multi-step financial lookups.
Who Is IBAN.com MCP For?
Finance Managers, Accountants, and Due Diligence Teams need this. If your job involves moving money or verifying bank accounts internationally, this is mandatory. Stop manually cross-referencing banking data on separate websites; your agent does it in one conversational step.
Verifies IBAN codes and audits bank distributions for global invoicing without leaving the chat window.
Monitors payment data and retrieves verified bank metadata straight into the workflow.
Performs rapid audits of financial routing data and identifies institution markers using natural language prompts.
What Changes When You Connect
- Never manually check bank portals again. Your agent handles complex validation—like running
validate_ibanorvalidate_swift_bic—in a single prompt. This saves time and reduces human error. - Calculate missing data on the fly. Instead of searching for IBAN formats, you just provide local details, and the
calculate_ibantool builds the full, correct IBAN. - Audit payment data integrity. Use
validate_card_luhnto check credit card numbers right where you're working. It confirms the basic mathematical integrity of the data. - Get full bank context. Once you have a valid IBAN, the
get_bank_detailstool pulls the associated branch, city, and full metadata instantly. - Keep track of usage. The
get_api_balancetool lets you monitor your API request usage, keeping your research volume strictly controlled. - Confirm global routing. Audit any SWIFT/BIC code with
validate_swift_bicto ensure the receiving bank is legitimate before sending money.
Real-World Use Cases
Setting up a new international vendor payment
The finance team needs to pay a new vendor in Germany. Instead of calling the bank and searching for the format, they ask their agent: 'Validate this IBAN and give me the bank's city.' The agent runs validate_iban, confirming the code is good and pulling the required metadata.
Performing quick due diligence on a foreign partner
A due diligence analyst needs to confirm if a potential partner's bank routing number is active. They prompt the agent: 'Check the SWIFT/BIC code ABCDEFGH.' The agent runs validate_swift_bic, confirming its legitimacy and providing immediate risk assessment.
Processing a payment where only local details exist
The ops lead has a UK account number and sort code but needs the full international IBAN. They ask the agent to run calculate_iban. The agent generates the full IBAN and can follow up by running get_bank_details for confirmation.
Cleaning up a database of stored payment data
An accountant needs to check a list of old payment records for card number errors. They instruct the agent to run validate_card_luhn on the column data. The agent flags any card numbers that fail the basic mathematical checksum, ensuring data cleanliness.
The Tradeoffs
Using multiple validation sites
Copying the IBAN into one browser tab, then opening a second tab to check the SWIFT code, and a third to validate the card number. This is slow, prone to copy-paste errors, and wastes time switching contexts.
→
Use your agent. Prompt it once: 'Audit this payment data set. First, run validate_iban on the IBAN, then run validate_swift_bic on the BIC, and finally, run validate_card_luhn on the card number.' This keeps the flow in one place.
Assuming data integrity
Accepting a payment because the IBAN looks right, without verifying it. This fails if the number is syntactically correct but routed to the wrong bank or doesn't exist.
→
Always run validate_iban and get_bank_details. These tools confirm the number isn't just formatted right; they confirm the bank and branch actually exist in the global network.
Ignoring API limits
Running 100 complex validations in a row without checking limits, leading to a sudden failure when the API key runs out of balance.
→
Always start by calling get_api_balance. This ensures you know your remaining quota before starting a deep audit process, preventing unexpected workflow halts.
When It Fits, When It Doesn't
Use this server if your core workflow involves international money movement, compliance checks, or processing payment data. Specifically, if you need to confirm if an IBAN is valid, audit a SWIFT/BIC code, or calculate an IBAN from local bank details, this is your tool. Don't use it if your problem is only basic data formatting (e.g., trimming spaces). For that, a simple string manipulation function is enough. However, if you need to check the validity of the format against global standards, use the dedicated tools like validate_iban or validate_swift_bic. If you only need to validate a simple string without checking bank metadata, you might overkill the system, but it's safer to use it.
Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by IBAN.com. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.
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Works with Claude, ChatGPT, Cursor, and more
The Model Context Protocol standardizes how applications expose capabilities to LLMs. Instead of operating in isolation, your AI gains direct access to external platforms, live data, and real-world actions through secure, standardized connections.
This server provides 6 capabilities that interface natively with Claude, ChatGPT, Cursor, and any MCP client. No middleware. No custom integration required.
Available Capabilities
Checking payment codes shouldn't require switching between five different bank websites.
Right now, if you need to audit a payment, you copy the IBAN into one site. Then, you open another tab to check the SWIFT code. You might have to visit a third service just to validate the card number. It's tedious, and every copy-paste step introduces a chance for error.
With the IBAN.com MCP Server, you tell your agent the entire payment data set. It runs `validate_iban`, checks the SWIFT code with `validate_swift_bic`, and validates the card number with `validate_card_luhn`—all in one shot. You get a clean, consolidated status report.
IBAN.com MCP Server: Validate IBANs and get bank metadata.
Before, finding out what a specific IBAN meant required a manual search, often failing if the bank was regional or old. You'd spend time clicking through nested menus just to find the city or branch name.
Now, your agent runs `get_bank_details` on the IBAN. It pulls the branch, city, and full metadata instantly. The process is direct, actionable, and requires zero manual searching.
Common Questions About IBAN.com MCP
How do I validate an IBAN using the IBAN.com MCP Server? +
You ask your agent to run validate_iban and provide the specific IBAN code. The tool confirms if the code is valid and returns the associated bank metadata.
Can I check if a SWIFT/BIC code is valid using IBAN.com MCP Server? +
Yes, use the validate_swift_bic tool. You just need to provide the SWIFT/BIC code, and the tool confirms its legitimacy.
Does IBAN.com MCP Server calculate IBANs? +
Yes, run the calculate_iban tool. You feed it local account details (like a UK account number and sort code), and it generates the full IBAN.
Which tool should I use to validate a credit card number? +
Use validate_card_luhn. This tool checks the card number against the Luhn algorithm, ensuring basic data integrity.
What information does `get_bank_details` provide? +
The get_bank_details tool takes a valid IBAN and returns specific, rich metadata like the bank's branch name, city, and full operating details.
How do I check my API usage with the `get_api_balance` tool? +
Use get_api_balance to see your remaining request quota. This tool lets you monitor your API usage and maintain control over your research volume.
What happens if I use `validate_iban` with an invalid code? +
The validate_iban tool returns a clear error message. It tells you exactly why the IBAN failed validation, helping you troubleshoot bad data immediately.
Can I calculate an IBAN from non-standard local details using `calculate_iban`? +
The calculate_iban tool expects standard local account details. Providing accurate information ensures the resulting IBAN is correct and usable for international payments.
How do I find my IBAN.com API Key? +
Log in to your IBAN.com client area, and you will find your API Key under the 'API Settings' or 'My Keys' section. Copy and paste it below.
Does the agent support SWIFT code validation? +
Yes. Use the validate_swift_bic tool providing the BIC string. Your agent will verify its structure and authenticity with official banking data instantly.
Can I calculate an IBAN from local bank details? +
Yes. The calculate_iban tool allows your agent to generate a valid IBAN by providing the country code and local account number/sort code.
Use it with your favorite AI tools
Connect this server to Cursor, Claude, VS Code, and more.
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