How to Use the Konfío MCP in Mastra AI

Q: How do I register Konfío tools in a Mastra AI agent?

Create a new MCPClient pointing to your Vinkius MCP endpoint, call listTools(), and spread the resulting tools directly into your agent's configuration object.

Q: Can a Mastra AI workflow verify a Konfío invoice before paying it?

Yes. You can chain listinvoices to find pending CFDIs, run a validation step inside your workflow, and then trigger createtransfer to settle the balance automatically.

Build resilient Mastra AI workflows that automate Konfío SPEI transfers and loans with built-in retries and error handling.

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Connect Konfío MCP to Mastra AI

Create your Vinkius account to connect Konfío to Mastra AI and route execution through our secure gateway. The platform manages server hosting, runtime updates, and security layers. Configuration requires no manual server provisioning.

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Setup Konfío with Mastra AI

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Automate SPEI Transfers with Mastra AI Workflows

The `create_transfer` tool executes B2B outgoing wire transfers through the Mexican SPEI network. Mastra AI coordinates this tool within multi-step financial pipelines, ensuring payments go out only after verifying vendor details. If a transfer fails due to bank hours, Mastra's workflow engine triggers an automatic retry with exponential backoff. You don't write custom retry loops; the framework manages the execution state of your business payments out of the box.

Schedule Loan Payments and Amortization Schedules

The `make_loan_payment` tool executes payments directly toward your active business loans. Your Mastra AI agent uses this in tandem with `get_payment_schedule` to automate debt service without manual intervention. The agent checks the upcoming amortization dates, verifies available cash balances, and schedules the payment. This hands-off approach eliminates late fees by letting your background workflows handle the entire debt lifecycle.

Multi-Step Credit Applications via MCP Server Tools

The `request_credit_line` tool submits new credit requests directly to Konfío's lending platform. When integrated with Mastra AI, you can require manual admin approval before the agent submits the financial application. This MCP Server exposes the necessary endpoints to check eligibility before applying. Mastra's workflow engine pauses the execution, alerts your team on Slack, and only triggers the credit request once an admin signs off.

Setup guide

Set up Konfío MCP in Mastra AI

Prerequisites

Node.js 18+ and a TypeScript project
@mastra/mcp + @mastra/core packages
Active Vinkius subscription with a valid endpoint token

1

Install dependencies
Run npm install @mastra/mcp @mastra/core plus your preferred model provider (e.g. @ai-sdk/openai).
2

Configure the MCPClient
Create an MCPClient with your Vinkius endpoint as a URL object. Replace [YOUR_TOKEN_HERE] with your token from cloud.vinkius.com.
3

Discover and inject tools
Call mcpClient.listTools() and spread the result into your agent's tools object. All Konfío tools become native Mastra tools.
4

Run with any model
Swap openai("gpt-4o") for any AI SDK-compatible provider. Call agent.generate() and the agent routes tool calls through MCP automatically.

agent.ts

import { MCPClient } from "@mastra/mcp";
import { Agent } from "@mastra/core/agent";
import { openai } from "@ai-sdk/openai";

const mcpClient = new MCPClient({
  id: "konfio-mcp-client",
  servers: {
    "konfio-mcp": {
      url: new URL(
        "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
      ),
    },
  },
});

const agent = new Agent({
  name: "Konfío Agent",
  model: openai("gpt-4o"),
  instructions: "You have access to Konfío tools.",
  tools: {
    ...(await mcpClient.listTools()),
  },
});

const result = await agent.generate(
  "List recent Konfío transactions"
);
console.log(result.text);

Get your connection token →

Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by Konfío. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.

Why Choose Vinkius

Vinkius connects your tools to AI with real-time monitoring and automatic cost savings — all from one dashboard.

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Common questions about Konfío MCP in Mastra AI

Create a new `MCPClient` pointing to your Vinkius MCP endpoint, call `listTools()`, and spread the resulting tools directly into your agent's configuration object.

Yes. You can chain `list_invoices` to find pending CFDIs, run a validation step inside your workflow, and then trigger `create_transfer` to settle the balance automatically.

Vinkius manages the underlying API connection to prevent rate limiting. If Konfío returns a transient error, Mastra's workflow engine uses its built-in backoff system to retry the tool call safely.

No, you configure Mastra's routing rules to handle failed transfers. If `create_transfer` fails, the workflow branches to notify your team or attempts an alternative payment method.

All API calls run inside an isolated, zero-trust V8 sandbox on this MCP Server. Your SPEI transfer details and loan balances are processed ephemerally, ensuring no financial records are left behind on Vinkius.

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