How to Use the LendAPI MCP in Windsurf

Connect LendAPI to Windsurf and let Cascade handle your entire loan underwriting pipeline without manual data entry.

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Connect LendAPI MCP to Windsurf

Create your Vinkius account to connect LendAPI to Windsurf and route execution through our secure gateway. The platform manages server hosting, runtime updates, and security layers. Configuration requires no manual server provisioning.

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Setup LendAPI with Windsurf

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Claude

Perplexity

Full loan lifecycle automation

Cascade takes your high-level objective and executes the entire sequence. It uses `create_new_borrower` to set up profiles and then triggers `create_loan_application` to start the process. Windsurf doesn't wait for your next prompt. It chains these operations together, ensuring every field aligns with the schema before moving to the next step.

Real-time application decisioning

When you need a credit decision, Cascade calls `submit_loan_application` directly within your chat context. It handles the API handshake so you can focus on the results. This MCP Server keeps your workflow in the editor. You get the decision output immediately, allowing for rapid iterations on loan terms.

Dynamic metadata validation

Never guess the required fields for your loan forms. Cascade uses `get_lendapi_picklists` to pull live configuration data from the server before it creates any records. This ensures your inputs are correct from the start. You avoid common submission errors because the AI client knows exactly what values the backend expects.

Setup guide

Set up LendAPI MCP in Windsurf

Prerequisites

Windsurf IDE installed (macOS, Windows, or Linux)
Active Vinkius subscription with a valid endpoint token

1

Open MCP configuration

Click the Cascade assistant icon in the sidebar, then click the hammer icon (🔨) at the top of the panel. Select "Configure" to open ~/.codeium/windsurf/mcp_config.json.
2

Add the LendAPI MCP

Paste the JSON snippet shown on the right into the mcpServers object. Replace [YOUR_TOKEN_HERE] with your endpoint token from cloud.vinkius.com.
3

Refresh MCPs

Go back to the hammer icon (🔨) in Cascade and click "Refresh". Windsurf will detect the new server. No full restart is needed — the connection is hot-reloaded.
4

Verify in Cascade

Start a new Cascade conversation and ask something like "Show my LendAPI payment history." If connected, Cascade will call the LendAPI tools directly. You will see a green dot next to the server name in the MCP panel.

mcp_config.json

{
  "mcpServers": {
    "lendapi-mcp": {
      "url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
    }
  }
}

Get your connection token →

Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by LendAPI. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.

Why Choose Vinkius

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Common questions about LendAPI MCP in Windsurf

Open your MCP settings and add the server details under the mcpServers configuration. Once you click refresh in the panel, Windsurf detects all eight tools automatically.

Yes. You can instruct Cascade to iterate through a list of records. It will call `create_new_borrower` for each entry until the task is complete.

Absolutely. Cascade reads the tool definitions and builds a multi-step plan to fetch data via `list_loan_applications` or `list_borrowers` without needing extra instructions.

Your borrower profiles and application records live on the LendAPI backend. This server acts only as a secure bridge for your AI client to execute commands.

Security is handled through your endpoint token. The connection is ephemeral, ensuring that sensitive borrower data is only accessed when you explicitly trigger a tool.

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