How do I get my Mercury API token?

Log in to your Mercury account at app.mercury.com. Go to **Settings → API Tokens** and click **Create Token**. Choose the token type (Read Only for balance checks, or Read and Write for managing recipients). Copy the token immediately — it will only be shown once. Paste it into the configuration field below, and you're ready. No code, no SDK, no webhooks.

Can my AI agent check my startup's runway instantly during a board meeting?

Absolutely. Just ask your AI agent 'What's my current balance across all Mercury accounts?' and it returns real-time balances for every account — checking, savings, and treasury — in seconds. No tab-switching, no logging in, no waiting for the dashboard to load.

What if I need to review recent transactions for month-end close?

Ask your AI agent to pull transactions from any date range. It retrieves each transaction with amount, counterparty, status, and date — perfect for reconciliation. You can filter by account, ask for Wire vs ACH breakdowns, or request only transactions above a specific threshold, all without exporting CSVs.

Is this suitable for companies with multiple Mercury accounts?

Yes. The integration retrieves data across all accounts linked to your API token — operating accounts, savings accounts, and treasury balances. Perfect for venture-backed startups managing multiple entities, holding companies, or finance teams tracking cash positions across subsidiaries.

Mercury MCP Server for VS Code Copilot 10 tools — connect in under 2 minutes

Name: Mercury
Availability: InStock
Author: Vinkius

code.visualstudio.com/docs/copilot/chat/mcp-servers

Built by Vinkius GDPR 10 Tools IDE

GitHub Copilot in VS Code is the most widely adopted AI coding assistant, embedded directly into the world's most popular code editor. With MCP support in Agent mode, Copilot can access external data and APIs to generate context-aware code grounded in real-time information.

Get MCP Server for AI Agents

ASK AI ABOUT THIS MCP SERVER

Open in ChatGPT Open in Claude Open in Perplexity

Vinkius supports streamable HTTP and SSE.

RecommendedModern Approach — Zero Configuration

Vinkius Desktop App

The modern way to manage MCP Servers — no config files, no terminal commands. Install Mercury and 2,500+ MCP Servers from a single visual interface.

Download Free Open SourceNo signup required

Classic Setup·json

{
  "mcpServers": {
    "mercury": {
      "url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
    }
  }
}

Fully ManagedVinkius Servers

60%Token savings

High SecurityEnterprise-grade

IAMAccess control

EU AI ActCompliant

DLPData protection

V8 IsolateSandboxed

Ed25519Audit chain

<40msKill switch

Stream every event to Splunk, Datadog, or your own webhook in real-time

* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure

About Mercury MCP Server

Connect your Mercury business banking account to your AI agent and manage your startup finances conversationally.

GitHub Copilot Agent mode brings Mercury data directly into your VS Code workflow. With a project-scoped config, the entire team shares access to 10 tools — Copilot queries live data, generates typed code, and writes tests from actual API responses, all without leaving the editor.

What you can do

Account Balances — Check real-time balances across all your Mercury accounts instantly from your AI agent.
Transaction History — Pull recent transactions filtered by date, amount, or counterparty to track spending patterns.
Recipient Management — List, create, and manage payment recipients for ACH and wire transfers.
Account Details — Retrieve routing numbers, account numbers, and account metadata programmatically.

The Mercury MCP Server exposes 10 tools through the Vinkius. Connect it to VS Code Copilot in under two minutes — no API keys to rotate, no infrastructure to provision, no vendor lock-in. Your configuration, your data, your control.

How to Connect Mercury to VS Code Copilot via MCP

Follow these steps to integrate the Mercury MCP Server with VS Code Copilot.

Create MCP config

Create a .vscode/mcp.json file in your project root

Add the server config

Paste the JSON configuration above

Enable Agent mode

Open GitHub Copilot Chat and switch to Agent mode using the dropdown

Start using Mercury

Ask Copilot: "Using Mercury, help me..." — 10 tools available

Why Use VS Code Copilot with the Mercury MCP Server

GitHub Copilot for Visual Studio Code provides unique advantages when paired with Mercury through the Model Context Protocol.

VS Code is used by over 70% of developers — adding MCP tools to Copilot means your team can leverage external data without leaving their primary editor

Project-scoped MCP configs (`.vscode/mcp.json`) let you commit server configurations to your repository, ensuring the entire team shares the same tool access

Copilot's Agent mode integrates MCP tools seamlessly with file editing, terminal commands, and workspace search in a single agentic loop

GitHub's enterprise compliance and audit features extend to MCP tool usage, providing visibility into how AI interacts with external services

Mercury + VS Code Copilot Use Cases

Practical scenarios where VS Code Copilot combined with the Mercury MCP Server delivers measurable value.

Live API integration: Copilot can query an MCP server, inspect the response schema, and generate typed API client code in the same step

DevSecOps workflows: security teams can give developers access to domain intelligence tools directly in their editor for real-time vulnerability assessment during code review

Data pipeline development: Copilot fetches sample data via MCP and generates transformation scripts, validators, and test fixtures from actual API responses

Documentation generation: Copilot queries available tools and auto-generates README sections, API reference docs, and usage examples

Mercury MCP Tools for VS Code Copilot (10)

These 10 tools become available when you connect Mercury to VS Code Copilot via MCP:

create_recipient

Required for sending payments. Create a new payment recipient

get_account

Get bank account details

get_transaction

Get transaction details

get_treasury_balance

Get treasury balance overview

list_accounts

List all Mercury bank accounts

list_payments

List sent payments

list_recipients

List payment recipients

list_statements

List bank statements

list_team_members

List all team members

list_transactions

List recent transactions

Example Prompts for Mercury in VS Code Copilot

Ready-to-use prompts you can give your VS Code Copilot agent to start working with Mercury immediately.

"What's the current balance on all my Mercury accounts?"

"Show me all transactions above $5,000 from this month."

"List all my payment recipients."

Troubleshooting Mercury MCP Server with VS Code Copilot

Common issues when connecting Mercury to VS Code Copilot through the Vinkius, and how to resolve them.

MCP tools not available

Ensure you are in Agent mode in Copilot Chat. MCP tools only appear in Agent mode.

Mercury + VS Code Copilot FAQ

Common questions about integrating Mercury MCP Server with VS Code Copilot.

Which VS Code version supports MCP?

MCP support requires VS Code 1.99 or later with the GitHub Copilot extension. Ensure both are updated to the latest version. Older versions of Copilot may not expose the Agent mode toggle.

How do I switch to Agent mode?

Open the Copilot Chat panel and look for two mode options: "Ask" and "Agent". Click "Agent" to enable autonomous tool calling. In Ask mode, Copilot provides conversational answers but cannot invoke MCP tools.

Can I restrict which MCP tools Copilot can access?

Yes. VS Code shows a tool consent dialog before any MCP tool is invoked for the first time. You can also configure tool access policies at the organization level through GitHub Copilot settings.

Does MCP work in VS Code Remote or Codespaces?

Yes. MCP servers configured via .vscode/mcp.json work in Remote SSH, WSL, and GitHub Codespaces environments. The MCP connection is established from the remote host, so ensure the server URL is accessible from that environment.