How to Use the Monzo Banking MCP in Claude Code

Q: How do I add Monzo Banking to Claude Code?

Run the claude mcp add command with the server URL and transport flags. You can verify it is active by running claude mcp list.

Q: Can I automate Monzo Banking reports with Claude Code?

Yes, you can script getmonzotransactions to generate custom reports. Claude Code handles the execution in your terminal environment.

Q: Does Claude Code work with multiple Monzo Banking accounts?

It does. You can use getmonzoaccounts in your script to iterate through every account you have linked.

Claude Code runs headless scripts using Monzo Banking tools to automate your financial reporting tasks.

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Connect Monzo Banking MCP to Claude Code

Create your Vinkius account to connect Monzo Banking to Claude Code and route execution through our secure gateway. The platform manages server hosting, runtime updates, and security layers. Configuration requires no manual server provisioning.

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Setup Monzo Banking with Claude Code

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List accounts via CLI

Run `get_monzo_accounts` directly from your terminal to see your active accounts. This is useful for scripts that need to identify your primary balance source. It returns a clean list for your automation pipelines. You can pipe this output into other shell tools for further processing.

Query current balances

Use `get_monzo_balance` to grab your latest numbers in a CI/CD job. It provides the data you need for automated budget monitoring. This keeps your terminal workflows updated. You get the raw output without any GUI overhead.

Fetch transaction history

The `get_monzo_transactions` tool exports your recent activity for log analysis. It is designed for developers who want to track spending via cron jobs. This gives you programmatic access to your history. You can build custom alerts or reports using this live data.

Setup guide

Set up Monzo Banking MCP in Claude Code

Prerequisites

Claude Code CLI installed (npm install -g @anthropic-ai/claude-code)
Active Vinkius subscription with a valid endpoint token

1

Run the add command

Open your terminal and run the command shown on the right. Replace [YOUR_TOKEN_HERE] with your endpoint token from cloud.vinkius.com. Use --scope user to make it available across all projects.
2

Verify the connection

Start a Claude Code session and type /mcp to list connected servers. You should see monzo-banking-mcp with a green status indicator.
3

Start using tools

Ask Claude Code something like "Check my latest Monzo Banking transactions." It will automatically discover and invoke the available Monzo Banking tools.

Terminal

claude mcp add --transport http monzo-banking-mcp https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp

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Prerequisites

Claude Code CLI installed
Active Vinkius subscription with a valid endpoint token

1

Open the config file

Create or edit .mcp.json in your project root for project-level scope, or ~/.claude.json for user-level scope.
2

Add the Monzo Banking MCP

Paste the JSON snippet shown on the right into the mcpServers object. Replace [YOUR_TOKEN_HERE] with your endpoint token from cloud.vinkius.com.
3

Restart Claude Code

Start a new Claude Code session. Type /mcp to confirm the server is connected. The tools will be automatically available in your conversation.

.mcp.json

{
  "mcpServers": {
    "monzo-banking-mcp": {
      "type": "url",
      "url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
    }
  }
}

Get your connection token →

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Common questions about Monzo Banking MCP in Claude Code

Run the `claude mcp add` command with the server URL and transport flags. You can verify it is active by running `claude mcp list`.

Yes, you can script `get_monzo_transactions` to generate custom reports. Claude Code handles the execution in your terminal environment.

The server uses standard environment variables for auth. Your transaction logs and balance data are processed locally within your secure shell.

It does. You can use `get_monzo_accounts` in your script to iterate through every account you have linked.

The server only reads your account names, current balances, and transaction logs. No write-access or payment-related data is exposed.

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