Can I see my N26 Spaces balance?

Yes! Use the `get_n26_spaces` tool. It will return a list of all your sub-accounts (Spaces) along with their specific current balances.

Does this support transactions from all merchants?

The `get_n26_transactions` tool retrieves all visible transactions in your history, providing the merchant name or partner name as recorded by N26.

Is my banking data secure?

Yes. Your access token is encrypted at rest and only injected securely at runtime. The MCP server acts as a secure proxy and does not store your login credentials.

N26 Banking MCP Server for VS Code Copilot 3 tools — connect in under 2 minutes

Name: N26 Banking
Availability: InStock
Author: Vinkius

code.visualstudio.com/docs/copilot/chat/mcp-servers

Built by Vinkius GDPR 3 Tools IDE

GitHub Copilot in VS Code is the most widely adopted AI coding assistant, embedded directly into the world's most popular code editor. With MCP support in Agent mode, Copilot can access external data and APIs to generate context-aware code grounded in real-time information.

Get MCP Server for AI Agents

ASK AI ABOUT THIS MCP SERVER

Open in ChatGPT Open in Claude Open in Perplexity

Vinkius supports streamable HTTP and SSE.

RecommendedModern Approach — Zero Configuration

Vinkius Desktop App

The modern way to manage MCP Servers — no config files, no terminal commands. Install N26 Banking and 2,500+ MCP Servers from a single visual interface.

Download Free Open SourceNo signup required

Classic Setup·json

{
  "mcpServers": {
    "n26-banking": {
      "url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
    }
  }
}

Fully ManagedVinkius Servers

60%Token savings

High SecurityEnterprise-grade

IAMAccess control

EU AI ActCompliant

DLPData protection

V8 IsolateSandboxed

Ed25519Audit chain

<40msKill switch

Stream every event to Splunk, Datadog, or your own webhook in real-time

* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure

About N26 Banking MCP Server

Equip your AI agent with real-time personal finance intelligence through the N26 MCP server. This integration provides secure access to your N26 bank accounts, allowing your agent to retrieve current balances, list multiple accounts, and fetch recent transaction history. Your agent can also explore N26 'Spaces' (sub-accounts) to monitor specific savings goals. Whether you are auditing your personal spending, tracking budget goals across Europe, or managing daily finances, your agent acts as a dedicated financial assistant through natural conversation.

GitHub Copilot Agent mode brings N26 Banking data directly into your VS Code workflow. With a project-scoped config, the entire team shares access to 3 tools. Copilot queries live data, generates typed code, and writes tests from actual API responses, all without leaving the editor.

What you can do

Balance Inquiry — Get the real-time balance and IBAN for any of your N26 accounts.
Transaction History — Fetch recent transactions to audit your spending patterns and vendors across the Eurozone.
Space Monitoring — Retrieve details and balances for all your N26 Spaces.
Financial Auditing — Ask your agent to summarize your recent financial activity and sub-account status.

The N26 Banking MCP Server exposes 3 tools through the Vinkius. Connect it to VS Code Copilot in under two minutes — no API keys to rotate, no infrastructure to provision, no vendor lock-in. Your configuration, your data, your control.

How to Connect N26 Banking to VS Code Copilot via MCP

Follow these steps to integrate the N26 Banking MCP Server with VS Code Copilot.

Create MCP config

Create a .vscode/mcp.json file in your project root

Add the server config

Paste the JSON configuration above

Enable Agent mode

Open GitHub Copilot Chat and switch to Agent mode using the dropdown

Start using N26 Banking

Ask Copilot: "Using N26 Banking, help me...". 3 tools available

Why Use VS Code Copilot with the N26 Banking MCP Server

GitHub Copilot for Visual Studio Code provides unique advantages when paired with N26 Banking through the Model Context Protocol.

VS Code is used by over 70% of developers. adding MCP tools to Copilot means your team can leverage external data without leaving their primary editor

Project-scoped MCP configs (`.vscode/mcp.json`) let you commit server configurations to your repository, ensuring the entire team shares the same tool access

Copilot's Agent mode integrates MCP tools seamlessly with file editing, terminal commands, and workspace search in a single agentic loop

GitHub's enterprise compliance and audit features extend to MCP tool usage, providing visibility into how AI interacts with external services

N26 Banking + VS Code Copilot Use Cases

Practical scenarios where VS Code Copilot combined with the N26 Banking MCP Server delivers measurable value.

Live API integration: Copilot can query an MCP server, inspect the response schema, and generate typed API client code in the same step

DevSecOps workflows: security teams can give developers access to domain intelligence tools directly in their editor for real-time vulnerability assessment during code review

Data pipeline development: Copilot fetches sample data via MCP and generates transformation scripts, validators, and test fixtures from actual API responses

Documentation generation: Copilot queries available tools and auto-generates README sections, API reference docs, and usage examples

N26 Banking MCP Tools for VS Code Copilot (3)

These 3 tools become available when you connect N26 Banking to VS Code Copilot via MCP:

get_n26_accounts

List all N26 accounts

get_n26_spaces

Get N26 spaces and sub-account balances

get_n26_transactions

Get recent N26 transactions

Example Prompts for N26 Banking in VS Code Copilot

Ready-to-use prompts you can give your VS Code Copilot agent to start working with N26 Banking immediately.

"Show me my N26 account balance."

"What are my last 3 transactions on N26?"

"List all my N26 Spaces and their balances."

Troubleshooting N26 Banking MCP Server with VS Code Copilot

Common issues when connecting N26 Banking to VS Code Copilot through the Vinkius, and how to resolve them.

MCP tools not available

Ensure you are in Agent mode in Copilot Chat. MCP tools only appear in Agent mode.

N26 Banking + VS Code Copilot FAQ

Common questions about integrating N26 Banking MCP Server with VS Code Copilot.

Which VS Code version supports MCP?

MCP support requires VS Code 1.99 or later with the GitHub Copilot extension. Ensure both are updated to the latest version. Older versions of Copilot may not expose the Agent mode toggle.

How do I switch to Agent mode?

Open the Copilot Chat panel and look for two mode options: "Ask" and "Agent". Click "Agent" to enable autonomous tool calling. In Ask mode, Copilot provides conversational answers but cannot invoke MCP tools.

Can I restrict which MCP tools Copilot can access?

Yes. VS Code shows a tool consent dialog before any MCP tool is invoked for the first time. You can also configure tool access policies at the organization level through GitHub Copilot settings.

Does MCP work in VS Code Remote or Codespaces?

Yes. MCP servers configured via .vscode/mcp.json work in Remote SSH, WSL, and GitHub Codespaces environments. The MCP connection is established from the remote host, so ensure the server URL is accessible from that environment.