Ping++ MCP. Unified multi-channel payment processing, period.

You're dealing with payments across China—WeChat Pay, Alipay, UnionPay—and you don't want your agent talking to three different backends. Ping++ gives your AI client one endpoint for all that complexity. It lets your agent handle the full payment lifecycle: starting a charge, tracking it down later, and issuing refunds, all without needing dozens of specific gateway integrations.

You focus on the business logic; we handle the network plumbing.

When you need to process payments, you'll use create_charge to initiate a new request. Just toss in the required order number, the amount, and the payment channel type. It kicks off the transaction right away. If you later need detailed info on that specific charge—maybe verifying if it went through or what the status is—you pull up those details using retrieve_charge with just its ID.

Need to see everything that's happened over the last few days? You hit up list_charges; this gives you a paginated list of all charges tied to your account, so you can sort through every transaction without running into limits.

Managing customers is just as important. If you get a brand-new buyer, you run create_customer to log them right into the Ping++ system for proper tracking. You can always check out what records you've got with list_customers, which gives you an overview of every profile stored. When your agent needs all the deep details on one specific person, they use retrieve_customer and just provide the customer ID.

It pulls the full profile history.

Handling money coming back is simple too. If a charge needs to be reversed for any reason, you don't care which payment channel was used originally; you just run create_refund. You submit that refund request using an existing charge ID, and it processes the return regardless of how the original funds moved.

This setup lets your agent manage every aspect of a transaction flow. It covers everything from initial payments to refunds, all while keeping track of who's buying what. The ability to list charges or retrieve customer profiles means you always have full visibility into past and pending transactions. You don't gotta juggle multiple APIs; it's all under one roof.

This makes running e-commerce operations or financial services in China way cleaner. Your agent just talks to the MCP server, and we make sure the money moves across WeChat Pay, Alipay, and UnionPay smoothly.