How do I get an App ID?

You must register a developer account on the UnionPay International Developer portal. Once your business is verified, you can create an app to obtain credentials.

Does KYC card checking cost money?

Yes, depending on your contract with UnionPay, calls to identity verification and risk assessment endpoints may incur minor micro-transaction fees per successful hit.

Can I use RSA Certificates instead of App Secret?

This MCP wrapper abstracts away the complex RSA `.pfx` certificate signing by requiring standard API Key interaction, which is securely transformed in the agent execution runtime.

UnionPay Open Platform MCP Server for VS Code Copilot 7 tools — connect in under 2 minutes

Name: UnionPay Open Platform
Availability: InStock
Author: Vinkius

code.visualstudio.com/docs/copilot/chat/mcp-servers

Built by Vinkius GDPR 7 Tools IDE

GitHub Copilot in VS Code is the most widely adopted AI coding assistant, embedded directly into the world's most popular code editor. With MCP support in Agent mode, Copilot can access external data and APIs to generate context-aware code grounded in real-time information.

Get MCP Server for AI Agents

ASK AI ABOUT THIS MCP SERVER

Open in ChatGPT Open in Claude Open in Perplexity

Vinkius supports streamable HTTP and SSE.

RecommendedModern Approach — Zero Configuration

Vinkius Desktop App

The modern way to manage MCP Servers — no config files, no terminal commands. Install UnionPay Open Platform and 2,500+ MCP Servers from a single visual interface.

Download Free Open SourceNo signup required

Classic Setup·json

{
  "mcpServers": {
    "unionpay-open-platform": {
      "url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
    }
  }
}

Fully ManagedVinkius Servers

60%Token savings

High SecurityEnterprise-grade

IAMAccess control

EU AI ActCompliant

DLPData protection

V8 IsolateSandboxed

Ed25519Audit chain

<40msKill switch

Stream every event to Splunk, Datadog, or your own webhook in real-time

* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure

About UnionPay Open Platform MCP Server

Integrate the world's largest card network directly into your operations. UnionPay Open Platform allows your AI agents to programmatically verify identities, tokenize bank cards, and generate interoperable QR payment codes.

GitHub Copilot Agent mode brings UnionPay Open Platform data directly into your VS Code workflow. With a project-scoped config, the entire team shares access to 7 tools — Copilot queries live data, generates typed code, and writes tests from actual API responses, all without leaving the editor.

What you can do

QR Code Payments — Generate C2B (Customer-to-Business) unified QR codes for rapid transactions and check their scanning status
Tokenization — Securely handle card binding operations, turning sensitive card details into a safe Token ID for recurring billing
KYC & Risk Checks — Validate combinations of Card Number, ID, and Phone Number directly against the bank's system

The UnionPay Open Platform MCP Server exposes 7 tools through the Vinkius. Connect it to VS Code Copilot in under two minutes — no API keys to rotate, no infrastructure to provision, no vendor lock-in. Your configuration, your data, your control.

How to Connect UnionPay Open Platform to VS Code Copilot via MCP

Follow these steps to integrate the UnionPay Open Platform MCP Server with VS Code Copilot.

Create MCP config

Create a .vscode/mcp.json file in your project root

Add the server config

Paste the JSON configuration above

Enable Agent mode

Open GitHub Copilot Chat and switch to Agent mode using the dropdown

Start using UnionPay Open Platform

Ask Copilot: "Using UnionPay Open Platform, help me..." — 7 tools available

Why Use VS Code Copilot with the UnionPay Open Platform MCP Server

GitHub Copilot for Visual Studio Code provides unique advantages when paired with UnionPay Open Platform through the Model Context Protocol.

VS Code is used by over 70% of developers — adding MCP tools to Copilot means your team can leverage external data without leaving their primary editor

Project-scoped MCP configs (`.vscode/mcp.json`) let you commit server configurations to your repository, ensuring the entire team shares the same tool access

Copilot's Agent mode integrates MCP tools seamlessly with file editing, terminal commands, and workspace search in a single agentic loop

GitHub's enterprise compliance and audit features extend to MCP tool usage, providing visibility into how AI interacts with external services

UnionPay Open Platform + VS Code Copilot Use Cases

Practical scenarios where VS Code Copilot combined with the UnionPay Open Platform MCP Server delivers measurable value.

Live API integration: Copilot can query an MCP server, inspect the response schema, and generate typed API client code in the same step

DevSecOps workflows: security teams can give developers access to domain intelligence tools directly in their editor for real-time vulnerability assessment during code review

Data pipeline development: Copilot fetches sample data via MCP and generates transformation scripts, validators, and test fixtures from actual API responses

Documentation generation: Copilot queries available tools and auto-generates README sections, API reference docs, and usage examples

UnionPay Open Platform MCP Tools for VS Code Copilot (7)

These 7 tools become available when you connect UnionPay Open Platform to VS Code Copilot via MCP:

cancel_card_token

Unbind or cancel an existing UnionPay card token

check_card_risk_status

Query UnionPay risk status for a card

generate_qr_code

Generate a UnionPay QR Code for payment

get_qr_transaction_status

Check the payment status of a QR code transaction

init_secure_payment

Initialize a Secure Pay (Online Payment) checkout session

request_card_token

Tokenize a UnionPay card for secure future payments

verify_card_kyc

Verify identity and card binding (KYC)

Example Prompts for UnionPay Open Platform in VS Code Copilot

Ready-to-use prompts you can give your VS Code Copilot agent to start working with UnionPay Open Platform immediately.

"Generate a payment QR code for an order of 500 CNY."

"Check if this UnionPay card is flagged as high-risk: 6222021XXXXXXX."

"Cancel the recurring billing Token ID TK-82739."

Troubleshooting UnionPay Open Platform MCP Server with VS Code Copilot

Common issues when connecting UnionPay Open Platform to VS Code Copilot through the Vinkius, and how to resolve them.

MCP tools not available

Ensure you are in Agent mode in Copilot Chat. MCP tools only appear in Agent mode.

UnionPay Open Platform + VS Code Copilot FAQ

Common questions about integrating UnionPay Open Platform MCP Server with VS Code Copilot.

Which VS Code version supports MCP?

MCP support requires VS Code 1.99 or later with the GitHub Copilot extension. Ensure both are updated to the latest version. Older versions of Copilot may not expose the Agent mode toggle.

How do I switch to Agent mode?

Open the Copilot Chat panel and look for two mode options: "Ask" and "Agent". Click "Agent" to enable autonomous tool calling. In Ask mode, Copilot provides conversational answers but cannot invoke MCP tools.

Can I restrict which MCP tools Copilot can access?

Yes. VS Code shows a tool consent dialog before any MCP tool is invoked for the first time. You can also configure tool access policies at the organization level through GitHub Copilot settings.

Does MCP work in VS Code Remote or Codespaces?

Yes. MCP servers configured via .vscode/mcp.json work in Remote SSH, WSL, and GitHub Codespaces environments. The MCP connection is established from the remote host, so ensure the server URL is accessible from that environment.