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UnionPay Open Platform

UnionPay Open Platform MCP Server

open.unionpay.com
Built by Vinkius GDPR ToolsFree for Subscribers

Bring UnionPay QR Codes and secure global payments to your AI workflow. Handle card verification and online checkout.

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Open in ChatGPT Open in Claude Open in Perplexity

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High Security·Kill Switch·Plug and Play
UnionPay Open Platform
Fully ManagedVinkius Servers
60%Token savings
High SecurityEnterprise-grade
IAMAccess control
EU AI ActCompliant
DLPData protection
V8 IsolateSandboxed
Ed25519Audit chain
<40msKill switch
Stream every event to Splunk, Datadog, or your own webhook in real-time

* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure

What is the UnionPay Open Platform MCP Server?

The UnionPay Open Platform MCP Server gives AI agents like Claude, ChatGPT, and Cursor direct access to UnionPay Open Platform via 7 tools. Bring UnionPay QR Codes and secure global payments to your AI workflow. Handle card verification and online checkout. Powered by the Vinkius - no API keys, no infrastructure, connect in under 2 minutes.

Built-in capabilities (7)

cancel_card_tokencheck_card_risk_statusgenerate_qr_codeget_qr_transaction_statusinit_secure_paymentrequest_card_tokenverify_card_kyc

Tools for your AI Agents to operate UnionPay Open Platform

Ask your AI agent "Generate a payment QR code for an order of 500 CNY." and get the answer without opening a single dashboard. With 7 tools connected to real UnionPay Open Platform data, your agents reason over live information, cross-reference it with other MCP servers, and deliver insights you would spend hours assembling manually.

Works with Claude, ChatGPT, Cursor, and any MCP-compatible client. Powered by the Vinkius - your credentials never touch the AI model, every request is auditable. Connect in under two minutes.

Why teams choose Vinkius

One subscription gives you access to thousands of MCP servers - and you can deploy your own to the Vinkius Edge. Your AI agents only access the data you authorize, with DLP that blocks sensitive information from ever reaching the model, kill switch for instant shutdown, and up to 60% token savings. Enterprise-grade infrastructure and security, zero maintenance.

Build your own MCP Server with our secure development framework →

Vinkius works with every AI agent you already use

…and any MCP-compatible client

CursorClaudeOpenAIVS CodeCopilotGoogleLovableMistralAWSCursorClaudeOpenAIVS CodeCopilotGoogleLovableMistralAWS

UnionPay Open Platform MCP Server capabilities

7 tools
cancel_card_token

Unbind or cancel an existing UnionPay card token

check_card_risk_status

Query UnionPay risk status for a card

generate_qr_code

Generate a UnionPay QR Code for payment

get_qr_transaction_status

Check the payment status of a QR code transaction

init_secure_payment

Initialize a Secure Pay (Online Payment) checkout session

request_card_token

Tokenize a UnionPay card for secure future payments

verify_card_kyc

Verify identity and card binding (KYC)

What the UnionPay Open Platform MCP Server unlocks

Integrate the world's largest card network directly into your operations. UnionPay Open Platform allows your AI agents to programmatically verify identities, tokenize bank cards, and generate interoperable QR payment codes.

What you can do

  • QR Code Payments — Generate C2B (Customer-to-Business) unified QR codes for rapid transactions and check their scanning status
  • Tokenization — Securely handle card binding operations, turning sensitive card details into a safe Token ID for recurring billing
  • KYC & Risk Checks — Validate combinations of Card Number, ID, and Phone Number directly against the bank's system

How it works

1. Subscribe to this server
2. Insert your App ID and App Secret from the UnionPay Developer Portal
3. Start verifying cardholders and generating checkouts right from your LLM prompt

Who is this for?

  • Fintech Agents — Perform primary KYC verifications to quickly qualify user identities
  • Store Managers — Generate and send dynamic invoices as QR Codes to users instantly in chats
  • Cross-border Developers — Easily manage Chinese payments globally without complex SDK footprint

Frequently asked questions about the UnionPay Open Platform MCP Server

01

How do I get an App ID?

You must register a developer account on the UnionPay International Developer portal. Once your business is verified, you can create an app to obtain credentials.

02

Does KYC card checking cost money?

Yes, depending on your contract with UnionPay, calls to identity verification and risk assessment endpoints may incur minor micro-transaction fees per successful hit.

03

Can I use RSA Certificates instead of App Secret?

This MCP wrapper abstracts away the complex RSA .pfx certificate signing by requiring standard API Key interaction, which is securely transformed in the agent execution runtime.

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Connect UnionPay Open Platform with your favorite client

Step-by-step setup guides for every MCP-compatible client and framework:

Claude DesktopIDE

Anthropic's native desktop app for Claude with built-in MCP support.

CursorIDE

AI-first code editor with integrated LLM-powered coding assistance.

VS Code CopilotIDE

GitHub Copilot in VS Code with Agent mode and MCP support.

WindsurfIDE

Purpose-built IDE for agentic AI coding workflows.

ClineIDE

Autonomous AI coding agent that runs inside VS Code.

Claude CodeCLI

Anthropic's agentic CLI for terminal-first development.

OpenAI Agents SDKSDK

Python SDK for building production-grade OpenAI agent workflows.

Google ADKSDK

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Vercel AI SDKSDK

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M
Mastra AISDK

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CrewAIFramework

Python framework for orchestrating collaborative AI agent crews.

LangChainFramework

Leading Python framework for composable LLM applications.

LI
LlamaIndexFramework

Data-aware AI agent framework for structured and unstructured sources.

AG
AutoGenFramework

Microsoft's framework for multi-agent collaborative conversations.

Give your AI agents the power of UnionPay Open Platform MCP Server

Production-grade UnionPay Open Platform MCP Server. Verified, monitored, and maintained by Vinkius. Ready for your AI agents — connect and start using immediately.