What is the difference between Authorize and Confirm in Zip?

Authorize initiates the transaction and checks for customer funds. Confirm (used in some regions) finalizes the checkout intent before capture.

Can I process partial captures via the agent?

Yes, the `capture_zip_payment` tool accepts an optional JSON body where you can specify a partial amount to capture if only part of the order is shipping.

How do I handle different regions like US and AU?

Specify your account region ('US' or 'AU') in the configuration settings. The MCP server automatically routes requests to the correct Zip gateway URL.

Zip MCP Server for Cursor 8 tools — connect in under 2 minutes

Name: Zip
Availability: InStock
Author: Vinkius

docs.cursor.com/context/model-context-protocol

Built by Vinkius GDPR 8 Tools IDE

Cursor is an AI-first code editor built on VS Code that integrates LLM-powered coding assistance directly into the development workflow. Its Agent mode enables autonomous multi-step coding tasks, and MCP support lets agents access external data sources and APIs during code generation.

Get MCP Server for AI Agents

ASK AI ABOUT THIS MCP SERVER

Open in ChatGPT Open in Claude Open in Perplexity

Vinkius supports streamable HTTP and SSE.

RecommendedModern Approach — Zero Configuration

Vinkius Desktop App

The modern way to manage MCP Servers — no config files, no terminal commands. Install Zip and 2,500+ MCP Servers from a single visual interface.

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Classic Setup·json

{
  "mcpServers": {
    "zip": {
      "url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
    }
  }
}

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Stream every event to Splunk, Datadog, or your own webhook in real-time

* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure

About Zip MCP Server

Connect your Zip (formerly Quadpay) merchant account to any AI agent to automate your Buy Now, Pay Later (BNPL) workflows. This MCP server enables your agent to initiate checkouts, manage order authorizations, and process captures or refunds directly from natural language interfaces.

Cursor's Agent mode turns Zip into an in-editor superpower. Ask Cursor to generate code using live data from Zip and it fetches, processes, and writes — all in a single agentic loop. 8 tools appear alongside file editing and terminal access, creating a unified development environment grounded in real-time information.

What you can do

Checkout Initiation — Create new checkout sessions and retrieve redirect URLs for customers
Order Management — Authorize and confirm orders across US and Global gateway environments
Payment Ingestion — Capture authorized funds once goods are shipped to finalize transactions
Financial Resolution — Process full or partial refunds and void authorized but uncaptured payments
Status Monitoring — Retrieve real-time status and lifecycle updates for any Zip order
Account Insight — Access merchant configuration, currency limits, and account-level settings

The Zip MCP Server exposes 8 tools through the Vinkius. Connect it to Cursor in under two minutes — no API keys to rotate, no infrastructure to provision, no vendor lock-in. Your configuration, your data, your control.

How to Connect Zip to Cursor via MCP

Follow these steps to integrate the Zip MCP Server with Cursor.

Open MCP Settings

Press Cmd+Shift+P (macOS) or Ctrl+Shift+P (Windows/Linux) → search "MCP Settings"

Add the server config

Paste the JSON configuration above into the mcp.json file that opens

Save the file

Cursor will automatically detect the new MCP server

Start using Zip

Open Agent mode in chat and ask: "Using Zip, help me..." — 8 tools available

Why Use Cursor with the Zip MCP Server

Cursor AI Code Editor provides unique advantages when paired with Zip through the Model Context Protocol.

Agent mode turns Cursor into an autonomous coding assistant that can read files, run commands, and call MCP tools without switching context

Cursor's Composer feature can generate entire files using real-time data fetched through MCP — no copy-pasting from external dashboards

MCP tools appear alongside built-in tools like file reading and terminal access, creating a unified agentic environment

VS Code extension compatibility means your existing workflow, keybindings, and extensions all work alongside MCP tools

Zip + Cursor Use Cases

Practical scenarios where Cursor combined with the Zip MCP Server delivers measurable value.

Code generation with live data: ask Cursor to generate a security report module using live DNS and subdomain data fetched through MCP

Automated documentation: have Cursor query your API's tool schemas and generate TypeScript interfaces or OpenAPI specs automatically

Infrastructure-as-code: Cursor can fetch domain configurations and generate corresponding Terraform or CloudFormation templates

Test scaffolding: ask Cursor to pull real API responses via MCP and generate unit test fixtures from actual data

Zip MCP Tools for Cursor (8)

These 8 tools become available when you connect Zip to Cursor via MCP:

authorize_zip_order

Typically used in US gateway integrations. Authorize a payment order

capture_zip_payment

Capture funds for an authorized order

confirm_zip_order

Finalize an authorized order

create_zip_checkout

Requires amount, currency, and redirect URLs. Initialize a new Zip checkout session

get_zip_merchant_config

Retrieve merchant account configuration

get_zip_order_status

g., Authorized, Captured, Cancelled) for a target order. Check the status of a Zip order

refund_zip_payment

Process a refund for an order

void_zip_payment

Void an authorized but uncaptured payment

Example Prompts for Zip in Cursor

Ready-to-use prompts you can give your Cursor agent to start working with Zip immediately.

"Create a Zip checkout for $100.00 USD."

"Check the status of Zip order ID '98765'."

"Capture payment for authorized order '98765'."

Troubleshooting Zip MCP Server with Cursor

Common issues when connecting Zip to Cursor through the Vinkius, and how to resolve them.

Tools not appearing in Cursor

Ensure you are in Agent mode (not Ask mode). MCP tools only work in Agent mode.

Server shows as disconnected

Check Settings → Features → MCP and verify the server status. Try clicking the refresh button.

Zip + Cursor FAQ

Common questions about integrating Zip MCP Server with Cursor.

What is Agent mode and why does it matter for MCP?

Agent mode is Cursor's autonomous execution mode where the AI can perform multi-step tasks: reading files, editing code, running terminal commands, and calling MCP tools. Without Agent mode, Cursor operates in a simpler ask-and-answer mode that doesn't support tool calling. Always ensure you're in Agent mode when working with MCP servers.

Where does Cursor store MCP configuration?

Cursor looks for MCP server configurations in a mcp.json file. You can configure servers at the project level (.cursor/mcp.json in your project root) or globally (~/.cursor/mcp.json). Project-level configs take precedence.

Can Cursor use MCP tools in inline edits?

No. MCP tools are only available in Agent mode through the chat panel. Inline completions and Tab suggestions do not trigger MCP tool calls. This is by design — tool calls require user visibility and approval.

How do I verify MCP tools are loaded?

Open Settings → Features → MCP and look for your server name. A green indicator means the server is connected. You can also check Agent mode's available tools by clicking the tools dropdown in the chat panel.