Bring Business Banking
to Vercel AI SDK
Learn how to connect Mercury to Vercel AI SDK and start using 8 AI agent tools in minutes. Fully managed, enterprise secure, and ready to use without writing a single line of code.
What is the Mercury MCP Server?
Connect your Mercury banking account to any AI agent and manage startup finances through natural conversation.
What you can do
- Account Management — Access balances across all checking and savings accounts
- Transactions — Browse and filter recent transactions and transfers
- Statements — Retrieve monthly account statements
- Cash Flow — Track incoming revenue and outgoing expenses
- Recipient Management — Access saved wire and ACH recipients
How it works
1. Subscribe to this server
2. Enter your Mercury API Token
3. Start managing your finances from Claude, Cursor, or any MCP-compatible client
Who is this for?
- Founders — check runway and cash flow quickly
- Finance Teams — automate transaction categorization and reconciliation
- Developers — build internal financial dashboards
Built-in capabilities (8)
Get details for a specific Mercury account
Get account balance
List Mercury bank accounts
List Mercury debit cards
List invoicing customers
List account receivable invoices
List payment recipients
List transactions for an account
Why Vercel AI SDK?
The Vercel AI SDK gives every Mercury tool full TypeScript type inference, IDE autocomplete, and compile-time error checking. Connect 8 tools through Vinkius and stream results progressively to React, Svelte, or Vue components. works on Edge Functions, Cloudflare Workers, and any Node.js runtime.
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TypeScript-first: every MCP tool gets full type inference, IDE autocomplete, and compile-time error checking out of the box
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Framework-agnostic core works with Next.js, Nuxt, SvelteKit, or any Node.js runtime. same Mercury integration everywhere
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Built-in streaming UI primitives let you display Mercury tool results progressively in React, Svelte, or Vue components
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Edge-compatible: the AI SDK runs on Vercel Edge Functions, Cloudflare Workers, and other edge runtimes for minimal latency
Mercury in Vercel AI SDK
Mercury and 3,400+ other MCP servers. One platform. One governance layer.
Teams that connect Mercury to Vercel AI SDK through Vinkius don't need to source, host, or maintain individual MCP servers. Every tool call runs inside a hardened runtime with credential isolation, DLP, and a signed audit chain.
Raw MCP | Vinkius | |
|---|---|---|
| Server catalog | Find and host yourself | 3,400+ managed |
| Infrastructure | Self-hosted | Sandboxed V8 isolates |
| Credential handling | Plaintext in config | Vault + runtime injection |
| Data loss prevention | None | Configurable DLP policies |
| Kill switch | None | Global instant shutdown |
| Financial circuit breakers | None | Per-server limits + alerts |
| Audit trail | None | Ed25519 signed logs |
| SIEM log streaming | None | Splunk, Datadog, Webhook |
| Honeytokens | None | Canary alerts on leak |
| Custom domains | Not applicable | DNS challenge verified |
| GDPR compliance | Manual effort | Automated purge + export |
Why teams choose Vinkius for Mercury in Vercel AI SDK
The Mercury MCP Server runs on Vinkius-managed infrastructure inside AWS — a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts. All 8 tools execute in hardened sandboxes optimized for native MCP execution.
Your AI agents in Vercel AI SDK only access the data you authorize, with DLP that blocks sensitive information from ever reaching the model, kill switch for instant shutdown, and up to 60% token savings. Enterprise-grade infrastructure, zero maintenance.
* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure
How Vinkius secures
Mercury for Vercel AI SDK
Every tool call from Vercel AI SDK to the Mercury MCP Server is protected by DLP redaction, cryptographic audit chains, V8 sandbox isolation, kill switch, and financial circuit breakers.
Frequently asked questions
Can I view balances and recent transactions?
Yes. You can query balances for all accounts and list recent incoming/outgoing transactions.
How does Mercury authentication work?
Mercury uses a Bearer token (API Token) against api.mercury.com/api/v1. Tokens must be generated with read-only scopes.
Can I initiate money transfers via the API?
The standard API token allows read-only access to balances and transactions for security reasons.
How does the Vercel AI SDK connect to MCP servers?
Import createMCPClient from @ai-sdk/mcp and pass the server URL. The SDK discovers all tools and provides typed TypeScript interfaces for each one.
Can I use MCP tools in Edge Functions?
Yes. The AI SDK is fully edge-compatible. MCP connections work on Vercel Edge Functions, Cloudflare Workers, and similar runtimes.
Does it support streaming tool results?
Yes. The SDK provides streaming primitives like useChat and streamText that handle tool calls and display results progressively in the UI.
createMCPClient is not a function
Install: npm install @ai-sdk/mcp