Bring Business Banking
to VS Code Copilot
Learn how to connect Mercury to VS Code Copilot and start using 8 AI agent tools in minutes. Fully managed, enterprise secure, and ready to use without writing a single line of code.
What is the Mercury MCP Server?
Connect your Mercury banking account to any AI agent and manage startup finances through natural conversation.
What you can do
- Account Management — Access balances across all checking and savings accounts
- Transactions — Browse and filter recent transactions and transfers
- Statements — Retrieve monthly account statements
- Cash Flow — Track incoming revenue and outgoing expenses
- Recipient Management — Access saved wire and ACH recipients
How it works
1. Subscribe to this server
2. Enter your Mercury API Token
3. Start managing your finances from Claude, Cursor, or any MCP-compatible client
Who is this for?
- Founders — check runway and cash flow quickly
- Finance Teams — automate transaction categorization and reconciliation
- Developers — build internal financial dashboards
Built-in capabilities (8)
Get details for a specific Mercury account
Get account balance
List Mercury bank accounts
List Mercury debit cards
List invoicing customers
List account receivable invoices
List payment recipients
List transactions for an account
Why VS Code Copilot?
GitHub Copilot Agent mode brings Mercury data directly into your VS Code workflow. With a project-scoped config, the entire team shares access to 8 tools. Copilot queries live data, generates typed code, and writes tests from actual API responses, all without leaving the editor.
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VS Code is used by over 70% of developers. adding MCP tools to Copilot means your team can leverage external data without leaving their primary editor
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Project-scoped MCP configs (
.vscode/mcp.json) let you commit server configurations to your repository, ensuring the entire team shares the same tool access - —
Copilot's Agent mode integrates MCP tools seamlessly with file editing, terminal commands, and workspace search in a single agentic loop
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GitHub's enterprise compliance and audit features extend to MCP tool usage, providing visibility into how AI interacts with external services
Mercury in VS Code Copilot
Mercury and 3,400+ other MCP servers. One platform. One governance layer.
Teams that connect Mercury to VS Code Copilot through Vinkius don't need to source, host, or maintain individual MCP servers. Every tool call runs inside a hardened runtime with credential isolation, DLP, and a signed audit chain.
Raw MCP | Vinkius | |
|---|---|---|
| Server catalog | Find and host yourself | 3,400+ managed |
| Infrastructure | Self-hosted | Sandboxed V8 isolates |
| Credential handling | Plaintext in config | Vault + runtime injection |
| Data loss prevention | None | Configurable DLP policies |
| Kill switch | None | Global instant shutdown |
| Financial circuit breakers | None | Per-server limits + alerts |
| Audit trail | None | Ed25519 signed logs |
| SIEM log streaming | None | Splunk, Datadog, Webhook |
| Honeytokens | None | Canary alerts on leak |
| Custom domains | Not applicable | DNS challenge verified |
| GDPR compliance | Manual effort | Automated purge + export |
Why teams choose Vinkius for Mercury in VS Code Copilot
The Mercury MCP Server runs on Vinkius-managed infrastructure inside AWS — a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts. All 8 tools execute in hardened sandboxes optimized for native MCP execution.
Your AI agents in VS Code Copilot only access the data you authorize, with DLP that blocks sensitive information from ever reaching the model, kill switch for instant shutdown, and up to 60% token savings. Enterprise-grade infrastructure, zero maintenance.
* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure
How Vinkius secures
Mercury for VS Code Copilot
Every tool call from VS Code Copilot to the Mercury MCP Server is protected by DLP redaction, cryptographic audit chains, V8 sandbox isolation, kill switch, and financial circuit breakers.
Frequently asked questions
Can I view balances and recent transactions?
Yes. You can query balances for all accounts and list recent incoming/outgoing transactions.
How does Mercury authentication work?
Mercury uses a Bearer token (API Token) against api.mercury.com/api/v1. Tokens must be generated with read-only scopes.
Can I initiate money transfers via the API?
The standard API token allows read-only access to balances and transactions for security reasons.
Which VS Code version supports MCP?
MCP support requires VS Code 1.99 or later with the GitHub Copilot extension. Ensure both are updated to the latest version. Older versions of Copilot may not expose the Agent mode toggle.
How do I switch to Agent mode?
Open the Copilot Chat panel and look for two mode options: "Ask" and "Agent". Click "Agent" to enable autonomous tool calling. In Ask mode, Copilot provides conversational answers but cannot invoke MCP tools.
Can I restrict which MCP tools Copilot can access?
Yes. VS Code shows a tool consent dialog before any MCP tool is invoked for the first time. You can also configure tool access policies at the organization level through GitHub Copilot settings.
Does MCP work in VS Code Remote or Codespaces?
Yes. MCP servers configured via .vscode/mcp.json work in Remote SSH, WSL, and GitHub Codespaces environments. The MCP connection is established from the remote host, so ensure the server URL is accessible from that environment.
MCP tools not available
Ensure you are in Agent mode in Copilot Chat. MCP tools only appear in Agent mode.