Bring Direct Debit
to Windsurf
Learn how to connect GoCardless to Windsurf and start using 12 AI agent tools in minutes. Fully managed, enterprise secure, and ready to use without writing a single line of code.
What is the GoCardless MCP Server?
Connect your GoCardless account to any AI agent and take full control of your Direct Debit collections and recurring billing workflows through natural conversation.
What you can do
- Customer Orchestration — List and manage bank payers programmatically, including contact info and payment history retrieval
- Mandate Management — Monitor and retrieve detailed status for customer payment authorizations to ensure collection reliability
- Payment Automation — Trigger one-off bank debit collections or manage complex recurring subscription plans directly through your agent
- Financial Visibility — Access payout creditor details and monitor system events to maintain high-fidelity oversight of your cash flow
- Operations Control — Programmatically cancel pending payments and check individual transaction states (confirmed, failed) in real-time
How it works
1. Subscribe to this server
2. Retrieve your Access Token from GoCardless (Developers > Create > Access Token)
3. Specify your environment (live or sandbox) in the configuration
4. Start managing your bank payments from Claude, Cursor, or any MCP client
No more manual payment tracking or digging through bank files. Your AI acts as your dedicated payment operations assistant.
Who is this for?
- Finance Teams — instantly check payment statuses and reconcile payouts using natural language
- Billing Managers — automate customer creation and mandate verification without leaving your workspace
- SaaS Founders — monitor subscription health and manage failed payments through automated queries
Built-in capabilities (12)
Trigger new payment
Add payer to account
Get payer info
Get authorization info
Check transaction state
List payout recipients
List payment authorizations
List bank payers
List all transactions
List all subscriptions
Get activity log
Cancel payment
Why Windsurf?
Windsurf's Cascade agent chains multiple GoCardless tool calls autonomously. query data, analyze results, and generate code in a single agentic session. Paste Vinkius Edge URL, reload, and all 12 tools are immediately available. Real-time tool feedback appears inline, so you see API responses directly in your editor.
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Windsurf's Cascade agent autonomously chains multiple tool calls in sequence, solving complex multi-step tasks without manual intervention
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Purpose-built for agentic workflows. Cascade understands context across your entire codebase and integrates MCP tools natively
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JSON-based configuration means zero code changes: paste a URL, reload, and all 12 tools are immediately available
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Real-time tool feedback is displayed inline, so you see API responses directly in your editor without switching contexts
GoCardless in Windsurf
GoCardless and 3,400+ other MCP servers. One platform. One governance layer.
Teams that connect GoCardless to Windsurf through Vinkius don't need to source, host, or maintain individual MCP servers. Every tool call runs inside a hardened runtime with credential isolation, DLP, and a signed audit chain.
Raw MCP | Vinkius | |
|---|---|---|
| Server catalog | Find and host yourself | 3,400+ managed |
| Infrastructure | Self-hosted | Sandboxed V8 isolates |
| Credential handling | Plaintext in config | Vault + runtime injection |
| Data loss prevention | None | Configurable DLP policies |
| Kill switch | None | Global instant shutdown |
| Financial circuit breakers | None | Per-server limits + alerts |
| Audit trail | None | Ed25519 signed logs |
| SIEM log streaming | None | Splunk, Datadog, Webhook |
| Honeytokens | None | Canary alerts on leak |
| Custom domains | Not applicable | DNS challenge verified |
| GDPR compliance | Manual effort | Automated purge + export |
Why teams choose Vinkius for GoCardless in Windsurf
The GoCardless MCP Server runs on Vinkius-managed infrastructure inside AWS — a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts. All 12 tools execute in hardened sandboxes optimized for native MCP execution.
Your AI agents in Windsurf only access the data you authorize, with DLP that blocks sensitive information from ever reaching the model, kill switch for instant shutdown, and up to 60% token savings. Enterprise-grade infrastructure, zero maintenance.
* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure
How Vinkius secures
GoCardless for Windsurf
Every tool call from Windsurf to the GoCardless MCP Server is protected by DLP redaction, cryptographic audit chains, V8 sandbox isolation, kill switch, and financial circuit breakers.
Frequently asked questions
How do I find my Access Token?
Log in to your GoCardless dashboard, navigate to Developers > Create > Access Token, and generate a token with the required permissions.
Can I collect a payment in a different currency?
Yes! The collect_payment tool accepts a currency parameter (e.g., GBP, EUR, USD). Ensure the customer's mandate supports the requested currency.
What happens if I try to cancel a payment that was already submitted?
If a payment has already been submitted to the banking system, the stop_pending_payment tool will return an error as the transaction can no longer be halted.
How does Windsurf discover MCP tools?
Windsurf reads the mcp_config.json file on startup and connects to each configured server via Streamable HTTP. Tools are listed in the MCP panel and available to Cascade automatically.
Can Cascade chain multiple MCP tool calls?
Yes. Cascade is an agentic system. it can plan and execute multi-step workflows, calling several tools in sequence to accomplish complex tasks without manual prompting between steps.
Does Windsurf support multiple MCP servers?
Yes. Add as many servers as needed in mcp_config.json. Each server's tools appear in the MCP panel and Cascade can use tools from different servers in a single flow.
Server not connecting
Check Settings → MCP for the server status. Try toggling it off and on.