How do I find my Access Token?

Log in to your GoCardless dashboard, navigate to **Developers** > **Create** > **Access Token**, and generate a token with the required permissions.

Can I collect a payment in a different currency?

Yes! The `collect_payment` tool accepts a `currency` parameter (e.g., GBP, EUR, USD). Ensure the customer's mandate supports the requested currency.

What happens if I try to cancel a payment that was already submitted?

If a payment has already been submitted to the banking system, the `stop_pending_payment` tool will return an error as the transaction can no longer be halted.

INSTANT PLUG AND PLAY

GoCardless MCP Server for WindsurfGive Windsurf instant access to 12 tools to Collect Payment, Create New Customer, Get Customer Details, and more

Name: GoCardless
Availability: InStock
Author: Vinkius

Built by Vinkius GDPR 12 Tools IDE

Windsurf brings agentic AI coding to a purpose-built IDE. Connect GoCardless through Vinkius and Cascade will auto-discover every tool. ask questions, generate code, and act on live data without leaving your editor.

Use with Your AI Agent

Ask AI about this App Connector for Windsurf

Open in ChatGPT Open in Claude Open in Perplexity

The GoCardless app connector for Windsurf is a standout in the Money Moves category — giving your AI agent 12 tools to work with, ready to go from day one.

Vinkius delivers Streamable HTTP and SSE to any MCP client

RecommendedModern Approach — Zero Configuration

Vinkius Desktop App

The modern way to manage MCP Servers — no config files, no terminal commands. Install GoCardless and 3,400+ MCP Servers from a single visual interface.

Download Free Open SourceNo signup required

Classic Setup·json

{
  "mcpServers": {
    "gocardless-alternative": {
      "url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
    }
  }
}

Fully ManagedVinkius Servers

60%Token savings

High SecurityEnterprise-grade

IAMAccess control

EU AI ActCompliant

DLPData protection

V8 IsolateSandboxed

Ed25519Audit chain

<40msKill switch

Stream every event to Splunk, Datadog, or your own webhook in real-time

* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure

About GoCardless MCP Server

Connect your GoCardless account to any AI agent and take full control of your Direct Debit collections and recurring billing workflows through natural conversation.

Windsurf's Cascade agent chains multiple GoCardless tool calls autonomously. query data, analyze results, and generate code in a single agentic session. Paste Vinkius Edge URL, reload, and all 12 tools are immediately available. Real-time tool feedback appears inline, so you see API responses directly in your editor.

What you can do

Customer Orchestration — List and manage bank payers programmatically, including contact info and payment history retrieval
Mandate Management — Monitor and retrieve detailed status for customer payment authorizations to ensure collection reliability
Payment Automation — Trigger one-off bank debit collections or manage complex recurring subscription plans directly through your agent
Financial Visibility — Access payout creditor details and monitor system events to maintain high-fidelity oversight of your cash flow
Operations Control — Programmatically cancel pending payments and check individual transaction states (confirmed, failed) in real-time

The GoCardless MCP Server exposes 12 tools through the Vinkius. Connect it to Windsurf in under two minutes — no API keys to rotate, no infrastructure to provision, no vendor lock-in. Your configuration, your data, your control.

All 12 GoCardless tools available for Windsurf

When Windsurf connects to GoCardless through Vinkius, your AI agent gets direct access to every tool listed below — spanning direct-debit, recurring-payments, bank-transfers, and more. Every call is secured with network, filesystem, subprocess, and code evaluation entitlements inside a sandboxed runtime. Beyond a simple connection, you get a full AI Gateway with real-time visibility into agent activity, enterprise governance, and optimized token usage.

collect_payment

Trigger new payment

create_new_customer

Add payer to account

get_customer_details

Get payer info

get_mandate_details

Get authorization info

get_payment_status

Check transaction state

list_account_creditors

List payout recipients

list_active_mandates

List payment authorizations

list_customers

List bank payers

list_payment_history

List all transactions

list_recurring_payments

List all subscriptions

list_system_events

Get activity log

stop_pending_payment

Cancel payment

Connect GoCardless to Windsurf via MCP

Follow these steps to wire GoCardless into Windsurf. The entire setup takes under two minutes — your credentials stay safe behind the Vinkius.

Open MCP Settings

Go to Settings → MCP Configuration or press Cmd+Shift+P and search "MCP"

Add the server

Paste the JSON configuration above into mcp_config.json

Save and reload

Windsurf will detect the new server automatically

Start using GoCardless

Open Cascade and ask: "Using GoCardless, help me...". 12 tools available

Why Use Windsurf with the GoCardless MCP Server

Windsurf provides unique advantages when paired with GoCardless through the Model Context Protocol.

Windsurf's Cascade agent autonomously chains multiple tool calls in sequence, solving complex multi-step tasks without manual intervention

Purpose-built for agentic workflows. Cascade understands context across your entire codebase and integrates MCP tools natively

JSON-based configuration means zero code changes: paste a URL, reload, and all 12 tools are immediately available

Real-time tool feedback is displayed inline, so you see API responses directly in your editor without switching contexts

GoCardless + Windsurf Use Cases

Practical scenarios where Windsurf combined with the GoCardless MCP Server delivers measurable value.

Automated code generation: ask Cascade to fetch data from GoCardless and generate models, types, or handlers based on real API responses

Live debugging: query GoCardless tools mid-session to inspect production data while debugging without leaving the editor

Documentation generation: pull schema information from GoCardless and have Cascade generate comprehensive API docs automatically

Rapid prototyping: combine GoCardless data with Cascade's code generation to scaffold entire features in minutes

Example Prompts for GoCardless in Windsurf

Ready-to-use prompts you can give your Windsurf agent to start working with GoCardless immediately.

"List my last 5 GoCardless customers with their email addresses."

"Collect 25.00 EUR from mandate 'MD_123' for 'Monthly Fee'."

"Check the status of payment ID 'PM_987'."

Troubleshooting GoCardless MCP Server with Windsurf

Common issues when connecting GoCardless to Windsurf through the Vinkius, and how to resolve them.

Server not connecting

Check Settings → MCP for the server status. Try toggling it off and on.

GoCardless + Windsurf FAQ

Common questions about integrating GoCardless MCP Server with Windsurf.

How does Windsurf discover MCP tools?

Windsurf reads the mcp_config.json file on startup and connects to each configured server via Streamable HTTP. Tools are listed in the MCP panel and available to Cascade automatically.

Can Cascade chain multiple MCP tool calls?

Yes. Cascade is an agentic system. it can plan and execute multi-step workflows, calling several tools in sequence to accomplish complex tasks without manual prompting between steps.

Does Windsurf support multiple MCP servers?

Yes. Add as many servers as needed in mcp_config.json. Each server's tools appear in the MCP panel and Cascade can use tools from different servers in a single flow.