Use Net Balance Minimizer with your AI.
Connect your account once and let the AI you already use work with it, without building another integration. Efficiently settle group debts with the minimum number of transactions.
Developed, maintained, and hosted by Vinkius.
MCP VERIFIED · PRODUCTION READY · VINKIUS GUARANTEED
Waiting for input…
Works with modern AI clients that support MCP, including ChatGPT, Claude, Cursor, and more.
Complete set · 3 capabilities
The complete Net Balance Minimizer capability set.
These are the exact actions your AI can choose when you ask it to work with Net Balance Minimizer.
01-03
3 capabilities in this set.
Part of 3 available through Net Balance Minimizer.
- 01
Expense summary
Summarize total group expenditure
- 02
Settlement transactions
Generate transactions to settle all balances
- 03
Net balances
Calculate the net balance for each participant
Observed, not estimated
671ms average. Fast in production.
Net Balance Minimizer is checked daily against the live service.
- Fastest day
- 517ms
- Slowest day
- 767ms
- 14-day trend
- Slowing+6%
Connect your client
One URL. Every client.
Activate the Connector, copy your link, and paste it into the client you already use. 3 capabilities arrive ready to run.
Preview access · not provider authentication
The vk_preview_* token belongs to Vinkius preview infrastructure. It lets Claude discover and display the capabilities of Net Balance Minimizer, so you can see the experience inside your AI.
It does not authenticate your account with Net Balance Minimizer. Actions requiring credentials or live account data may not run until you activate the Connector and authorize the service.
Net Balance Minimizer Connector
You're all set. Choose your MCP client and follow the setup instructions.
https://edge.vinkius.com/vk_preview_W7TmPMniO9AqGP0eTB3MFXvOFa7jD7N3hvAcTsNg/mcpClaude Desktop
Follow the steps below to connect in seconds.
- 1In Claude Desktop, open Settings → Connectors.
- 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
- 3Click Add and start a new chat — Net Balance Minimizer capabilities are ready to use.
{
"mcpServers": {
"net-balance-minimizer-mcp": {
"url": "https://edge.vinkius.com/vk_preview_W7TmPMniO9AqGP0eTB3MFXvOFa7jD7N3hvAcTsNg/mcp"
}
}
}
Claude
ChatGPT
Cursor
VS Code
Windsurf
Claude Code
JetBrains
Cline
Step-by-step instructions for each client are in the guide. How to connect
FAQ
Questions Net Balance Minimizer owners ask.
- 01
How does the minimization algorithm work?
The engine uses a greedy strategy: it identifies the person with the largest debt and matches them with the person who is owed the most. It settles the maximum possible amount for one of these parties in each step, repeating until all balances are zero.
- 02
What capabilities are available in this MCP server?
The server provides three primary capabilities: net_balances_tool to calculate individual surpluses or deficits, settlement_transactions_tool to generate the transfer list, and expense_summary_tool for a high-level overview of group spending.
- 03
Can I use this with Claude Desktop or Cursor?
Yes, you can connect this server to any MCP-compatible client like Claude Desktop, Cursor, VS Code, or Windsurf using your personal Connection Token from the Vinkius dashboard.
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