How do I connect my Splitwise account?

You need to generate a personal API token from your Splitwise Developer Applications settings and then add that key to the Vinkius vault.

Which AI clients can use this MCP?

You can use this with any MCP-compatible client, including Claude, Cursor, Windsurf, and VS Code.

Can I split expenses by percentage?

Yes, you can instruct your AI agent to apply custom or percentage-based splits when creating an expense.

Is my Splitwise data secure?

Vinkius manages your credentials securely in a vault, so your API key is only used to facilitate the connection between your agent and Splitwise.

Do I need to use the Splitwise app to see changes?

No, once the AI agent creates or deletes an expense, the changes are reflected immediately in your Splitwise account.

Can the agent distribute the bill unequally?

Yes! When creating an expense, the AI agent can pass detailed users configuration in JSON to specify exact dollar amounts for each involved party.

How far back does the expense log go?

The agent typically limits the reading to the 20 most recent expenses to keep memory manageable, but can be instructed to pull earlier ones.

Can the bot settle debts?

Currently, the agent interacts with expenses. To log a debt settlement, the agent submits a specific 'payment = true' expense wrapper via the splitwise schema.

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Connect Splitwise to ChatGPT, Claude and Gemini

Set it up once and it works in ChatGPT, Claude, Cursor, and any other client you love. It all runs safely in the background, so you can relax and focus on what really matters. Let your AI agent handle the math and the logging.

Ask AI about this Connector

Developed, maintained, and hosted by Vinkius.

MCP VERIFIED · PRODUCTION READY · VINKIUS GUARANTEED

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Works with modern AI clients that support MCP, including ChatGPT, Claude, Cursor, and more.

Your AI does the work. We keep it safe and sound.

No other AI tool gives you this. Your workflow runs in the client you already love, your account stays protected, and you decide what the agent can and cannot do. It is the whole reason to make the switch.

Each Connector lives inside our infrastructure, the same place where your workflow runs. The three things below are already part of it, working quietly in the background so you never have to think about them. Nothing to add, nothing to set up, nothing to worry about.

V8 Isolate01

Each Connector runs inside its own sealed environment.

Each Connector runs inside its own sealed V8 runtime — no access to your files, your system, or other servers. A Connector never sees past its own request.

Kill Switch02

One switch stops every agent. Instantly.

One action deactivates every Connector, revokes every token, and ends every session at once. AI Governance keeps the record.

FinOps per User03

Spending limits that pause instead of surprise.

Every user keeps their own connections and credentials, isolated from everyone else. Anything that would cross your spending limit is held for your approval, not billed.

Three controls, built into the layer your AI connects through.

Curated set · 10 capabilities

We ship only the actions that matter.

Capability set01 / 03

01-04

4 capabilities in this set.

Part of 10 available through Splitwise.

01
Get current user
This capability retrieves your personal Splitwise profile details.
02
Get friends
Use this to pull a full list of your Splitwise contacts.
03
Get friend
This capability fetches specific information about a single contact.
04
Get groups
This capability lists all the shared expense groups you belong to.

Capability set02 / 03

05-07

3 capabilities in this set.

Part of 10 available through Splitwise.

05
Delete expense
Use this to remove an existing expense from your records.
06
Create expense
This capability adds a new expense to Splitwise using JSON data for costs and user splits.
07
Get expense
This capability pulls the details of one specific expense.

Capability set03 / 03

08-10

3 capabilities in this set.

Part of 10 available through Splitwise.

08
Get expenses
Use this to view a list of expenses in your account.
09
Get group
This capability retrieves the specific details of a single group.
10
Get user
This capability gets user information based on a specific user ID.

Real work

What teams actually run

Grocery Splitting

Paste a list of items and costs, and let the AI log the split with your roommates.

Trip Accounting

Keep track of group debts in real time while traveling.

Quick Balance Checks

Ask your agent for your current debt status in a specific group during a conversation.

Error Correction

Tell your agent to delete an expense if you entered the wrong amount.

Automate a task

Put Splitwise to work on one thing.

Step-by-step automations your AI runs through this Connector: the workflow, the prompts to start with, and the exact capabilities behind each move.

One connector, every AI

Splitwise works with the most popular AI clients.

These are the most popular clients, each with a step-by-step guide: one link, set up once, with governance and visibility built in. And because everything runs on the MCP standard, the same connection also works in any other compatible client — nothing to rebuild.

Building your own app? The connector is yours to use.

You don't need a client to put Splitwise to work: the same hosted connection plugs into your own applications and agent code, with the same governance on every request. Build with it, chat with it — one connection for both.

Observed, not estimated

919ms average. Fast in production.

Splitwise is checked daily against the live service.

Daily averagePeak 1063ms

Oct 3Today

Fastest day: 736ms
Slowest day: 1063ms
14-day trend: Stable+1%

Connect your client

One URL. Every client.

Activate the Connector, copy your link, and paste it into the client you already use. 10 capabilities arrive ready to run.

Preview access · not provider authentication

The vk_preview_* token belongs to Vinkius preview infrastructure. It lets Claude discover and display the capabilities of Splitwise, so you can see the experience inside your AI.

It does not authenticate your account with Splitwise. Actions requiring credentials or live account data may not run until you activate the Connector and authorize the service.

Splitwise Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_Z9kupykdVIdT8C673gFW7LictGBFFtKKazEo9daM/mcp

Claude Desktop

Follow the steps below to connect in seconds.

1In Claude Desktop, open Settings → Connectors.
2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
3Click Add and start a new chat — Splitwise capabilities are ready to use.

Configuration · claude_desktop_config.jsonCopy

{
  "mcpServers": {
    "splitwise-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_Z9kupykdVIdT8C673gFW7LictGBFFtKKazEo9daM/mcp"
    }
  }
}

Claude
ChatGPT
Cursor
VS Code
Windsurf
Claude Code
JetBrains
Cline

Step-by-step instructions for each client are in the guide. How to connect

Guided setup for Claude? Set up Splitwise in Claude and other AIs

See all the AI clients this connector works with ↑

Who it's for

Built for the work Splitwise owners hand off.

People who frequently split costs in groups and want to automate the bookkeeping via chat.

01
Roommates
Hand off grocery and utility bill logging to your agent.
02
Travelers
Let your AI manage group expenses during trips using receipt data.
03
Developers
Manage personal finances directly from IDEs like Cursor or VS Code.

FAQ

Questions Splitwise owners ask.

01
How do I connect my Splitwise account?
You need to generate a personal API token from your Splitwise Developer Applications settings and then add that key to the Vinkius vault.
02
Which AI clients can use this MCP?
You can use this with any MCP-compatible client, including Claude, Cursor, Windsurf, and VS Code.
03
Can I split expenses by percentage?
Yes, you can instruct your AI agent to apply custom or percentage-based splits when creating an expense.
04
Is my Splitwise data secure?
Vinkius manages your credentials securely in a vault, so your API key is only used to facilitate the connection between your agent and Splitwise.
05
Do I need to use the Splitwise app to see changes?
No, once the AI agent creates or deletes an expense, the changes are reflected immediately in your Splitwise account.
06
Can the agent distribute the bill unequally?
Yes! When creating an expense, the AI agent can pass detailed users configuration in JSON to specify exact dollar amounts for each involved party.
07
How far back does the expense log go?
The agent typically limits the reading to the 20 most recent expenses to keep memory manageable, but can be instructed to pull earlier ones.
08
Can the bot settle debts?
Currently, the agent interacts with expenses. To log a debt settlement, the agent submits a specific 'payment = true' expense wrapper via the splitwise schema.

Explore

More in Productivity

Connect Splitwise to Claude, Cursor, ChatGPT & more

Your AI does the work. We keep it safe and sound.

Each Connector runs inside its own sealed environment.

One switch stops every agent. Instantly.

Spending limits that pause instead of surprise.

We ship only the actions that matter.

01-04

Get current user

Get friends

Get friend

Get groups

05-07

Delete expense

Create expense

Get expense

08-10

Get expenses

Get group

Get user

What teams actually run

Grocery Splitting

Trip Accounting

Quick Balance Checks

Error Correction

Building your own app? The connector is yours to use.

Splitwise Connector

Claude Desktop

Roommates

Travelers

Developers

How do I connect my Splitwise account?

Which AI clients can use this MCP?

Can I split expenses by percentage?

Is my Splitwise data secure?

Do I need to use the Splitwise app to see changes?

Can the agent distribute the bill unequally?

How far back does the expense log go?

Can the bot settle debts?

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Travel Cost Splitter AI Connector

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