Banco do Brasil MCP for AI Agents. Automating account statements, Pix transfers, and bill payments
Banco do Brasil MCP gives your AI client direct access to core banking functions. Use it to check balances, retrieve detailed transaction statements by date range, send instant Pix transfers using any key, or pay utility bills and barcodes automatically. Manage everything from checking accounts to credit card invoices without needing multiple logins.
Give Claude and any AI agent real-world access
Retrieve basic bank information, including the agency and full account number.
Get an immediate snapshot of your available balance and any associated credit limits.
Send real-time Pix transfers to a recipient using their CPF, email, or phone number as the key.
Settle outstanding debts by paying utility bills or barcodes (Boleto) directly.
Pull detailed statements, filtering transactions by a specific date range for accounting purposes.
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What AI agents can do with 9 Tools for Banking Operations and Financial Transactions
These tools let you query balances, retrieve detailed transaction statements, initiate Pix payments, and process physical bill payments using natural language prompts.
Make your AI actually useful.
Add this MCP to Claude, Cursor, or Windsurf and your AI stops guessing. It gets real tools to look things up, take action, and handle the stuff you keep doing by hand.
Start using Banco do Brasil MCPGet Statement
Generates a detailed list of all transactions for your account within a specific date range (YYYY-MM-DD).
Get Accounts
Retrieves a list of your active checking bank accounts.
Get Balance
Pulls the current available funds and associated credit limits for your account.
Create Pix
Sends instant money transfers (Pix) to any recipient key, like an email or phone...
Get Credit Card Invoices
Fetches the latest details and total amounts for your credit card bills.
Pay Barcode
Processes payments for physical barcodes, typically used for utility or service bills (Boleto).
Pay Utility Bill
Pay a utility bill via barcode
Get Pix History
Retrieves a full history of both money you sent and the money you received via Pix.
Get Scheduled Payments
Checks which payments are set to go out automatically in the future.
Security and governance baked right in.
Pick your AI client below to get set up. Just create a Vinkius account, subscribe, and you're instantly up and running. We handle the entire backend infrastructure, delivering out-of-the-box support for HTTPS Streamable, SSE, and OAuth2—zero messy routing required.
Choose How to Get Started
Build a custom MCP for your own tools, or connect a ready-made integration from our catalog.
Build Your Own
Turn any API into an MCP. Import a spec, define Agent Skills, or deploy with MCPFusion.
- Import from OpenAPI, Swagger, or YAML specs
- Create Agent Skills with progressive disclosure
- Deploy to edge with MCPFusion framework
- Built in DLP, auth, and compliance on each call
- Real time usage dashboard and cost metering
- Publish to catalog or keep private
Make Your AI Do More
Start with Banco do Brasil, then connect any of our 5,200+ other servers whenever your AI needs more. One click, no limits.
- Use this MCP plus 5,200+ others, all in one place
- Add new capabilities to your AI anytime you want
- Connections are secured and governed automatically
- Track usage and costs across all your servers
- Works with Claude, ChatGPT, Cursor, and more
- New servers added to the catalog weekly
Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by Banco do Brasil. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.
VINKIUS CLOUD
Cloud Hosted
Managed infra
V8 Isolated
Sandboxed per request
Zero-Trust Proxy
No stored credentials
DLP Enforced
Policy on each call
GDPR Compliant
EU data residency
Token Compression
~60% cost reduction
Banco do Brasil MCP: Managing Daily Accounts & Transaction History
Right now, managing your money means opening the bank's app, logging in with credentials, navigating to statements, and then copying data into a separate spreadsheet. If you need to pay a utility bill or check if enough funds are available for a large purchase, it’s a multi-step process involving multiple tabs and manual checks.
With this MCP, the process collapses into one simple conversation with your AI agent. You simply ask: 'What's my balance?' or 'Pay this barcode.' The agent handles all the authentication and data retrieval using tools like `get_balance` or `pay_barcode`, giving you a definitive answer instantly.
Banco do Brasil MCP: Automating Payments & Pix Transfers
The biggest pain point is the constant need to manually remember transfer details, whether it's logging into the bank for a payment or remembering which key (CPF, email) to send funds to. Tracking who paid you and when requires cross-referencing different transaction records.
Now, your agent executes payments directly through `create_pix` using just a natural language request. You don't need to copy keys; the system handles it. It’s immediate, verifiable, and totally hands-free.
What Banco do Brasil MCP for AI Agents MCP does for your AI
Managing finances usually means juggling several apps: the main bank portal for your balance, a separate app for paying utilities, and another for tracking investments. This MCP changes that. It connects your Banco do Brasil account directly to any AI agent, letting you handle complex financial tasks using natural conversation.
You can ask it to pull up all transactions from last month's statement, or instantly send money via Pix without knowing the recipient’s exact details. It handles payments for barcodes (like utility bills) and even fetches your credit card invoices so you always know exactly what you owe. Through Vinkius, you get access to this powerful banking capability, letting your AI client manage everything from checking account balances to scheduling future payments automatically.
019d7559-2df0-7228-8290-47f15992e9d8 How to set up Banco do Brasil MCP for AI Agents MCP
The bottom line is that you talk to your AI client like you're talking to a human banker, and it executes the required action instantly through the bank's systems.
Subscribe to this MCP and enter your OAuth2 Access Token from the BB Developers Portal.
Your AI client authenticates using the token, establishing a secure link to your bank account data.
You prompt your agent with natural language requests (e.g., 'Pay R$150 to João') and receive confirmation or the requested data.
Who uses Banco do Brasil MCP for AI Agents MCP
This MCP is for anyone who handles money regularly: salaried employees needing automated bill payment reminders, small business owners monitoring cash flow, or developers building internal finance tools. If your job involves looking at transaction history, you need this.
You use it to automate tracking client payments and sending invoices immediately via Pix.
You monitor daily account activity, pay suppliers automatically, and manage cash flow by checking balances and retrieving statements.
You use it to pull historical transaction records for quarterly reports or reconcile accounts across different date ranges.
Benefits of connecting Banco do Brasil MCP for AI Agents MCP
Stop manually logging into the bank's website to check funds. Use this MCP to instantly pull your available balance and credit limits using get_balance.
Never miss a payment again. You can pay utility bills or barcodes by calling pay_barcode, letting your agent handle the details.
Tracking money flow is easy. Instead of downloading PDFs, ask for your transaction history with get_statement and get clean data right in your chat window.
Handling transfers becomes simple. Need to send cash? Just trigger create_pix by providing any standard Pix key (email or phone number).
Get a full picture of your spending. The get_pix_history tool compiles all sent and received transactions, making reconciliation painless.
Banco do Brasil MCP for AI Agents MCP use cases
Reconciling monthly income and expenses
A freelancer asks their agent: 'Pull my statement for May and show me the Pix history.' The agent uses get_statement and get_pix_history, giving the full, cross-referenced data needed for tax filing.
Handling emergency bill payments
A user needs to pay an electric bill immediately. They ask their agent to 'Pay the barcode I just scanned.' The agent uses pay_barcode and confirms the transaction right away, eliminating manual web form entry.
Checking cash flow before a large purchase
Before buying new equipment, a business owner asks: 'What's my balance?' The agent calls get_balance, providing instant confirmation of available funds and limits so the user can proceed confidently.
Preparing for quarterly reporting
An analyst needs data from Q1. They instruct their agent to 'Get all transactions between Jan 1st and Mar 31st.' The agent uses get_statement, providing the exact, formatted ledger required for immediate reporting.
Banco do Brasil MCP for AI Agents MCP tradeoffs
What to watch out for, and the recommended way to handle each one.
Assuming an AI client knows your account details
Just asking 'Show me my money' and expecting results without proper setup or authentication credentials.
You must first authenticate by subscribing to the MCP and providing your OAuth2 Access Token. Then, use get_accounts before querying any balance data.
Trying to pay a bill without the barcode
Asking to 'Pay my water bill' but only having written instructions or text instead of the official payment code.
The pay_barcode tool requires the physical barcode (Boleto). You must use this specific tool with the correct input format.
Mixing up transaction types
Asking for 'My recent money movements' and getting only a partial view of just sent funds.
Use get_pix_history to get a comprehensive log that includes both your outgoing Pix transfers and all the incoming ones.
When to use Banco do Brasil MCP for AI Agents MCP
You should use this MCP if you need direct, actionable control over Brazilian banking processes—specifically checking balances (get_balance), paying bills (pay_barcode), or moving money via Pix (create_pix). This is your single source of truth for account data. Don't use this if you are trying to manage investment portfolios (you'll need a dedicated investment tracking tool) or if you only need general banking advice; the MCP executes actions, it doesn't give financial counsel. If your goal is simply reading public rate sheets, a simple web scraping tool might suffice, but for live data and payments, this MCP is mandatory.
Frequently asked questions about Banco do Brasil MCP for AI Agents MCP
How do I use Banco do Brasil MCP to pay a utility bill? +
You simply ask your AI agent to pay the bill. You must provide the physical barcode (Boleto) for the payment, and the MCP uses that code to process the settlement immediately through pay_barcode.
Can I check my bank balance with Banco do Brasil MCP? +
Yes. You can ask your agent to get an instant snapshot of your available funds and credit limits using get_balance. This is much faster than logging into the online portal.
What kind of transactions does Banco do Brasil MCP track? +
It tracks all major movements, including Pix transfers (both sent and received) through its detailed history log. You can also retrieve full statements for any specific date range using get_statement.
How does Banco do Brasil MCP handle money transfers? +
You just tell your agent who you're sending the money to and how much. It uses Pix keys (like an email or phone number) to send funds instantly via create_pix.
Is Banco do Brasil MCP better than using a banking website? +
It’s different because it's conversational. Instead of clicking through menus, you talk to your agent and it executes complex tasks like paying bills or generating statements directly from the chat interface.
How do I get an Access Token for Banco do Brasil? +
You must create a Developer account on BB Developers Portal, create an App, and use your Certificate (mTLS) and Client ID/Secret to generate the Access Token via OAuth2.
Can I pay bills and Pix? +
Yes! Use the pay_barcode or create_pix actions. You will need a valid token with payment permissions.
Does it work for companies (CNPJ)? +
Yes, the BB APIs support both Individual (CPF) and Business (CNPJ) accounts, provided your token has the correct scope.
Are the API connections secure? +
Absolutely. Banco do Brasil requires mTLS certificates and secure environments for their API connections to ensure financial-grade safety.