Vinkius

Increase MCP. Execute real bank actions via your AI agent.

The Increase MCP gives your AI agent direct, programmatic access to a fully compliant commercial US bank. You can instantly build new live accounts, generate required routing numbers, fetch real-time ledger balances, and execute high-value ACH or wire transfers directly from an API call.

Increase MCP is compatible with Claude Claude
Increase MCP is compatible with ChatGPT ChatGPT
Increase MCP is compatible with Cursor Cursor
Increase MCP is compatible with Gemini Gemini
Increase MCP is compatible with Windsurf Windsurf
Increase MCP is compatible with VS Code VS Code
Increase MCP is compatible with JetBrains JetBrains
Increase MCP is compatible with Vercel Vercel
See Vinkius in Action

Give Claude and any AI agent real-world access

Create new bank accounts

The agent provisions completely new live sub-ledger bank accounts on demand for specific internal tracking.

Process outbound payments

Your AI client sends compliant funds using both ACH transfers and high-value, same-day wire services to any US bank.

Manage banking structure data

The agent generates necessary ABA routing numbers and corresponding account identifiers for new financial contexts.

Check ledger status and history

You pull real-time balances or retrieve the full transaction history for any specific account you own.

Test payment flows safely

The agent runs full simulations, such as simulating inbound ACH or wire deposits, without moving a single dollar in production.

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AI Agent
Increase

What AI agents can do with Increase MCP with 12 Tools

Use these tools to automate every aspect of your financial workflow—from creating new bank accounts to executing complex payment transfers.

Make your AI actually useful.

Add this MCP to Claude, Cursor, or Windsurf and your AI stops guessing. It gets real tools to look things up, take action, and handle the stuff you keep doing by hand.

Start using Increase MCP

Increase Create Account

This tool spins up a brand-new, live sub-ledger bank account using programmatic commands.

Increase Create Ach

It sends an outbound ACH transfer of funds to any US bank recipient.

Increase Create Card

This issues both physical and virtual debit cards linked directly to a specific...

Increase Create Routing Number

It generates new, unique ABA routing numbers and associated account data.

Increase Create Wire

The agent executes a same-day US Wire transfer for large or urgent sums of money.

Increase Get Balance

You fetch the current, real-time ledger balance for any specified account ID.

Increase List Accounts

The agent can list all sub-accounts that exist under your established charter number.

Increase List Cards

It sweeps and lists all active debit cards that have been previously issued by the...

Increase List Transactions

This retrieves a full, booked history of financial transactions for audit purposes.

Increase List Transfers

The agent can pull an auditable list of all outbound transfers that have occurred.

Increase Simulate Inbound Ach

This runs a sandbox simulation to model receiving ACH inbound funds without moving...

Increase Simulate Inbound Wire

It simulates the receipt of a Wire transfer in the testing environment, perfect for pre-deployment checks.

Security and governance baked right in.

Pick your AI client below to get set up. Just create a Vinkius account, subscribe, and you're instantly up and running. We handle the entire backend infrastructure, delivering out-of-the-box support for HTTPS Streamable, SSE, and OAuth2—zero messy routing required.

Increase MCP is compatible with Claude

Claude AI

1

Open Claude Settings

Go to claude.ai, click your profile icon, then navigate to Customize → Connectors.

2

Add Custom Connector

Click the "+" button and select Add custom connector. Paste your Vinkius endpoint URL:

https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp

Replace [YOUR_TOKEN_HERE] with your token from cloud.vinkius.com. For OAuth-protected servers, expand Advanced settings to add credentials.

3

Start a conversation

Open a new chat. The Increase integration is available immediately — no restart needed.

Choose How to Get Started

Build a custom MCP for your own tools, or connect a ready-made integration from our catalog.

Build Your Own

Turn any API into an MCP. Import a spec, define Agent Skills, or deploy with MCPFusion.

  • Import from OpenAPI, Swagger, or YAML specs
  • Create Agent Skills with progressive disclosure
  • Deploy to edge with MCPFusion framework
  • Built in DLP, auth, and compliance on each call
  • Real time usage dashboard and cost metering
  • Publish to catalog or keep private
Start building

Make Your AI Do More

Start with Increase, then connect any of our 5,200+ other servers whenever your AI needs more. One click, no limits.

  • Use this MCP plus 5,200+ others, all in one place
  • Add new capabilities to your AI anytime you want
  • Connections are secured and governed automatically
  • Track usage and costs across all your servers
  • Works with Claude, ChatGPT, Cursor, and more
  • New servers added to the catalog weekly
Increase MCP server cover

Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by Increase. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.

VINKIUS CLOUD

Cloud Hosted

Managed infra

V8 Isolated

Sandboxed per request

Zero-Trust Proxy

No stored credentials

DLP Enforced

Policy on each call

GDPR Compliant

EU data residency

Token Compression

~60% cost reduction

Your data is protected. See how we built it.

Handling Payments Feels Like Doing Accounting in Excel

Today's process for managing funds is a mess of tabs. You check the balance via dashboard A, copy the routing number into form B, then manually enter the payment details on platform C. If anything fails, you're stuck refreshing dashboards and cross-referencing spreadsheets to find out why.

With this MCP, your agent handles the whole chain in one go. Instead of clicking through multiple platforms and copying numbers, you tell your agent: 'Pay $X from Account Y to Z.' It runs all the necessary checks—balance, routing, compliance—and executes it cleanly.

Increase MCP Provides Full Control Over Your Financial Plumbing

The painful steps that disappear are account setup and payment initiation. You no longer need to wait for manual approvals or dedicated infrastructure teams just to get a routing number; you generate one with `increase_create_routing_number` on demand.

This changes everything. Your agent doesn't just report data; it becomes the fully compliant, programmatic financial arm of your business.

What Increase MCP does for your AI

This connector lets your agent perform actual banking actions. It connects your AI client to the infrastructure of a physical US bank, letting it handle complex financial transactions that used to require manual dashboard navigation and compliance checks. Need to inject funds into a supplier? Your agent handles the ACH transfer.

Want to check if an account is ready for spending? You pull the live ledger balance. The system even includes sandbox arrays, so you can run full simulations—like receiving $1,000 in inbound funds—before touching production money. When your AI client connects through Vinkius, it gets a single point of access to this entire suite of financial tools, letting agents act like true treasury operations staff.

Built · Hosted · Managed by Vinkius Increase MCP - Programmatic Bank Accounts & Payments
Server ID 019d75b9-157d-7289-9d48-49514b06a541
Vinkius Inspector
Compliance Grade A+
Score 100/100
Vinkius Inspector Badge — Score 100/100

Frequently asked questions about Increase MCP

Can I use Increase MCP to check my current balance? +

Yes, you can check balances using increase_get_balance. This tool fetches the real-time ledger status for any specific account ID within the system.

Is increase_create_wire safe to use in production? +

The transfers are compliant and designed for programmatic use. However, always test complex payment flows first by running simulations using increase_simulate_inbound_ach before deploying live code.

What if I need a new account ID for my app? +

You can spin up a fresh sub-ledger bank account instantly with the increase_create_account tool. This gives your software dedicated, separate balances immediately.

Do I have to use Sandbox mode for testing payments? +

It's highly recommended. Use the sandbox tools like increase_simulate_inbound_ach so you can validate payment logic and webhooks without moving any actual money.

What is the difference between ACH and Wire transfers? +

ACH is generally used for standard, bulk payments to US banks. The increase_create_wire tool handles high-value, same-day transfers which are faster but typically incur higher fees.