Vinkius
Fee Navigator

Fee Navigator MCP for AI. Automate Merchant Statement Audits and Savings Proposals

Claude Claude
ChatGPT ChatGPT
Cursor Cursor
Gemini Gemini
Windsurf Windsurf
VS Code VS Code
JetBrains JetBrains
Vercel Vercel
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Works with every AI agent you already use

…and any MCP-compatible client

Fee Navigator MCP on Cursor AI Code EditorFee Navigator MCP on Claude Desktop AppFee Navigator MCP on OpenAI Agents SDKFee Navigator MCP on Visual Studio CodeFee Navigator MCP on GitHub Copilot AI AgentFee Navigator MCP on Google Gemini AIFee Navigator MCP on Lovable AI DevelopmentFee Navigator MCP on Mistral AI AgentsFee Navigator MCP on Amazon AWS Bedrock

Connect to your AI in seconds.

Fee Navigator analyzes merchant bank statements through natural conversation. It lets you automatically spot hidden fees, compare costs against industry benchmarks, and manage your entire proposal audit pipeline without leaving your chat window.

What your AI can do

Analyze statement

Triggers an AI analysis on a statement you upload to identify hidden fees.

Get account info

Retrieves the core account details for your Fee Navigator setup.

Get audit

Pulls specific, detailed information about a historical statement audit.

+ 9 more capabilities included
Process raw statements

Upload an uploaded statement and trigger an AI analysis that pinpoints hidden or incorrect fees.

Audit processing costs

Access detailed, historical records to verify exactly what was charged for processing services.

Check merchant profiles

List all managed merchants and grab their current payment processing details in one query.

Generate savings proposals

View, inspect, and track the status of existing cost-saving recommendations for clients.

Compare market rates

Pull real-time industry statistics to validate if a client's current fees are standard or inflated.

Included with Plan

Waiting for input…

AI Agent

Fee Navigator: 12 Tools for Financial Auditing

These twelve tools allow you to manage every step of the payment audit process. They let you list merchants, analyze statements, and pull historical financial data.

Make your AI actually useful.

Add this MCP to Claude, Cursor, or Windsurf and your AI stops guessing. It gets real tools to look things up, take action, and handle the stuff you keep doing by hand.

Start using Fee Navigator on Vinkius

Analyze Statement

Triggers an AI analysis on a statement you upload to identify hidden fees.

Get Account Info

Retrieves the core account details for your Fee Navigator setup.

Get Audit

Pulls specific, detailed information about a historical statement audit.

Get Industry Stats

Retrieves current industry average savings benchmarks for merchant services.

Get Me

Checks your API token identity and profile details within the system.

Get Merchant

Gets a detailed profile for any specific merchant in your account.

Get Proposal

Retrieves all the specifics and status of one particular savings proposal.

List Audits

Lists every statement audit record available in your system for review.

List Merchants

Generates a list of all merchants currently managed under your account.

List Proposals

Lists all active and pending savings proposals you have created or tracked.

List Recent Activities

Shows a history of the most recent analysis actions taken across your account.

Upload Statement

Uploads a merchant statement file to prepare it for detailed fee analysis.

Security and governance baked right in.

Pick your AI client below to get set up. Just create a Vinkius account, subscribe, and you're instantly up and running. We handle the entire backend infrastructure, delivering out-of-the-box support for HTTPS Streamable, SSE, and OAuth2—zero messy routing required.

Claude AI

Claude AI

1

Open Claude Settings

Go to claude.ai, click your profile icon, then navigate to Customize → Connectors.

2

Add Custom Connector

Click the "+" button and select Add custom connector. Paste your Vinkius endpoint URL:

https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp

Replace [YOUR_TOKEN_HERE] with your token from cloud.vinkius.com. For OAuth-protected servers, expand Advanced settings to add credentials.

3

Start a conversation

Open a new chat. The Fee Navigator integration is available immediately — no restart needed.

Choose How to Get Started

Build a custom MCP for your own tools, or connect a ready-made integration from our catalog.

Build Your Own

Turn any API into an MCP. Import a spec, define Agent Skills, or deploy with MCPFusion.

  • Import from OpenAPI, Swagger, or YAML specs
  • Create Agent Skills with progressive disclosure
  • Deploy to edge with MCPFusion framework
  • Built in DLP, auth, and compliance on every call
  • Real time usage dashboard and cost metering
  • Publish to catalog or keep private
Start building

Make Your AI Do More

Start with Fee Navigator, then connect any of our 5,100+ other servers whenever your AI needs more. One click, no limits.

  • Use this MCP plus 5,100+ others, all in one place
  • Add new capabilities to your AI anytime you want
  • Every connection is secured and compliant automatically
  • Track usage and costs across all your servers
  • Works with Claude, ChatGPT, Cursor, and more
  • New servers added to the catalog every week
Fee Navigator MCP server cover

Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by Fee Navigator. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.

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Works with Claude, ChatGPT, Cursor, and more

The Model Context Protocol standardizes how applications expose capabilities to LLMs. Instead of operating in isolation, your AI gains direct access to external platforms, live data, and real-world actions through secure, standardized connections.

This connection provides 12 powerful capabilities that interface natively with Claude, ChatGPT, Cursor, and other compatible AI platforms. No middleware. No custom integration required.

Dealing with Merchant Statements Is Not Simple Copy-Pasting

Right now, figuring out fees means downloading a PDF from the bank portal. You open it in Excel, copy specific line items into another sheet for comparison, and then you have to manually check that against industry rates found on a separate website. It's slow, tedious, and one typo means your whole audit is wrong.

With this MCP, you just upload the statement file and talk to your agent about what you need. The agent does the cross-referencing and analysis behind the scenes. You get instant, structured data that points directly to potential savings or overcharges.

Getting a Full Picture with Fee Navigator

Before this MCP, you had to check five separate places: the statement, the proposal tracking system, the merchant profile database, the audit log, and an external rate checker. You spent hours jumping between tabs just to validate one claim.

Now, your agent manages all that data flow for you. It connects everything—from `list_merchants` profiles to analyzing a specific file using `analyze_statement`. The entire process is conversational. That's the difference.

What your AI can actually do with this

Connect this MCP to your preferred AI client for full control over merchant statement analysis and cost auditing. You feed it raw transaction data and talk to it about savings potential. It reads the statements, identifies processing discrepancies, and pulls in real-time industry statistics so you can validate any proposed fee structure instantly.

Forget logging into separate portals just to check an audit trail; everything flows through your agent. Because Vinkius hosts this MCP, your client gets immediate access to all the tools needed—from listing every managed merchant profile to generating detailed reports on potential overcharges. This makes it a single source of truth for payment analytics.

Built · Hosted · Managed by Vinkius Fee Navigator - Analyze Merchant Statements with MCP
Server ID 019d7598-11ce-7277-88eb-e945bcf49a2c
Vinkius Inspector
Compliance Grade A+
Score 98.33/100
Vinkius Inspector Badge — Score 98.33/100

Questions you might have

How do I start an audit with Fee Navigator MCP? +

You first upload your statement using upload_statement. Then, prompt your agent to run analyze_statement on that file. This will initiate the fee breakdown and potential savings report.

Can I check a merchant's current details with Fee Navigator MCP? +

Yes. You can list all merchants using list_merchants, or if you know the specific ID, call get_merchant for their detailed profile and processing metadata.

What is the best way to track proposals in Fee Navigator MCP? +

Use the agent's built-in tools. You can see all outstanding deals by calling list_proposals, or drill down into a specific deal using get_proposal.

Does Fee Navigator MCP compare my fees to industry averages? +

Yes, you run the get_industry_stats tool. This pulls real-time data that lets your agent validate if a client's current rates are normal or inflated.

How do I verify my credentials using the get_me tool in Fee Navigator MCP? +

You run get_me to confirm your API token is active and linked correctly. This call returns your account details, confirming that your connection is live before you start analyzing statements or pulling data.

What steps are needed to analyze an uploaded document using upload_statement and analyze_statement? +

First, use upload_statement to put the merchant statement into the system. Once it's successfully uploaded, you run analyze_statement; this triggers the AI analysis against the data you just provided.

How can I check the activity history using list_recent_activities in Fee Navigator MCP? +

list_recent_activities gives you a chronological log of all your merchant analyses. It's useful for quickly reviewing who was analyzed and when, which helps track workflow progress.

Can Fee Navigator MCP list all my managed accounts using list_merchants for bulk processing? +

Yes, you use list_merchants to get a comprehensive roster of every account in your system. This output is critical if you need to feed multiple merchant IDs into other tools or workflows.

How do I obtain my Fee Navigator API Token? +

You can generate an API Token in your Fee Navigator dashboard under the Developer or Integrations settings tab.

Can I upload statement files directly via chat? +

Yes! Use the upload_statement tool. You can provide the file content as a base64 string, and the agent will handle the ingestion for you.

What kind of savings data does the AI provide? +

The AI analyzes interchange rates, markups, and hidden fees to calculate potential monthly and annual savings for the merchant, which can be retrieved using the analyze_statement tool.

Built & Managed by Vinkius 30s setup 12 tools

We've already built the connector for Fee Navigator. Just plug in your AI agents and start using Vinkius.

No hosting. No infrastructure. No complex setup.
All 12 tools are live and waiting. You're up and running in seconds.

Vinkius runs on Claude Claude
Vinkius runs on ChatGPT ChatGPT
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Vinkius runs on VS Code VS Code
Vinkius runs on JetBrains JetBrains
Vinkius runs on Vercel Vercel
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