GoCardless Connector for AI agents.
12 live capabilities
Automate your direct debit collections and mandate tracking.
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Why people use GoCardless
GoCardless for Handling Failed Direct Debits
With this Connector, that manual loop disappears. You can simply ask your agent to check a customer's mandate status or list all failed payments from the last 24 hours. Your agent pulls the data instantly and gives you the facts you need to take action. You get to move from being a data hunter to a problem solver, handling the actual work of billing instead of the busy work of searching for it.
What Vinkius changes
You get a chat-based interface for your entire direct debit payment pipeline.
Use it from Claude, ChatGPT, Cursor or another AI client you already have.
One account · 5,900+ Connectors
- Real-world use case 01
Identifying failed collections
A billing clerk needs to see why a specific customer's payment failed.
- Real-world use case 02
Verifying mandate authorization
An account manager needs to check if a new customer's mandate is active.
- Real-world use case 03
Reconciling merchant payouts
A finance lead wants to see the last 5 payouts to the company bank account.
Complete set · 12capabilities
The complete GoCardless capability set.
These are the exact actions your AI can choose when you ask it to work with GoCardless.
01—04
4 capabilities in this set.
Part of 12 available through GoCardless.
- 01 Capability
Stop pending payment
Cancel payment
- 02 Capability
Create new customer
Add payer to account
- 03 Capability
Collect payment
Trigger new payment
- 04 Capability
Get customer details
Get specific metadata for your customers. Use this to quickly check account details during a support call.
05—08
4 capabilities in this set.
Part of 12 available through GoCardless.
- 05 Capability
Get mandate details
Get authorization info
- 06 Capability
Get payment status
Check transaction state
- 07 Capability
List account creditors
List payout recipients
- 08 Capability
List customers
List bank payers
09—12
4 capabilities in this set.
Part of 12 available through GoCardless.
- 09 Capability
List system events
Get activity log
- 10 Capability
List active mandates
List payment authorizations
- 11 Capability
List payment history
List all transactions
- 12 Capability
List recurring payments
List all subscriptions
Set up in minutes
One URL. Then ask GoCardless to work.
Claude and ChatGPT only need the Connector URL. Copy it once, add it in settings, and use GoCardless from the conversation.
Choose your client
Live previewAdvanced clients IDE · CLI
Claude · Web + desktop
Connector URL · ready to paste
Streamable HTTPhttps://edge.vinkius.com/vk_preview_GrfGxtbtRmwEWVwfKTgdnegX4TYVLUMUkehwNfJF/mcp - Step 01
Open Connectors
In Claude Web or Claude Desktop, open Settings and choose Connectors.
- Step 02
Add the URL
Choose Add custom connector, name it GoCardless, and paste the URL above.
- Step 03
Turn it on in chat
Select +, open Connectors, and enable GoCardless for the conversation.
ChatGPT · Web + desktop
Connector URL · ready to paste
Streamable HTTPhttps://edge.vinkius.com/vk_preview_GrfGxtbtRmwEWVwfKTgdnegX4TYVLUMUkehwNfJF/mcp - Step 01
Open MCP settings
On desktop, open Settings and MCP servers. On web, open your workspace app or connector settings.
- Step 02
Add the URL
Choose Add server with Streamable HTTP, or create a custom MCP app, then paste the GoCardless URL.
- Step 03
Save and start
Save the connection and enable GoCardless in your conversation. Desktop may ask you to restart once.
Cursor · IDE configuration
Advanced setup
{
"mcpServers": {
"gocardless": {
"url": "https://edge.vinkius.com/vk_preview_GrfGxtbtRmwEWVwfKTgdnegX4TYVLUMUkehwNfJF/mcp"
}
}
}- Step 01
Open MCP Settings
Press Cmd+Shift+P (macOS) or Ctrl+Shift+P (Windows/Linux) → search "MCP Settings"
- Step 02
Add the server config
Paste the JSON configuration above into the mcp.json file that opens
- Step 03
Save the file
Cursor will automatically detect the new Connector
- Step 04
Start using GoCardless
Open Agent mode in chat and ask: "Using GoCardless, help me...". 12 tools available
VS Code Copilot · IDE configuration
Advanced setup
{
"mcpServers": {
"gocardless": {
"url": "https://edge.vinkius.com/vk_preview_GrfGxtbtRmwEWVwfKTgdnegX4TYVLUMUkehwNfJF/mcp"
}
}
}- Step 01
Create MCP config
Create a .vscode/mcp.json file in your project root
- Step 02
Add the server config
Paste the JSON configuration above
- Step 03
Enable Agent mode
Open GitHub Copilot Chat and switch to Agent mode using the dropdown
- Step 04
Start using GoCardless
Ask Copilot: "Using GoCardless, help me...". 12 tools available
Windsurf · IDE configuration
Advanced setup
{
"mcpServers": {
"gocardless": {
"url": "https://edge.vinkius.com/vk_preview_GrfGxtbtRmwEWVwfKTgdnegX4TYVLUMUkehwNfJF/mcp"
}
}
}- Step 01
Open MCP Settings
Go to Settings → MCP Configuration or press Cmd+Shift+P and search "MCP"
- Step 02
Add the server
Paste the JSON configuration above into mcp_config.json
- Step 03
Save and reload
Windsurf will detect the new server automatically
- Step 04
Start using GoCardless
Open Cascade and ask: "Using GoCardless, help me...". 12 tools available
Cline · IDE configuration
Advanced setup
{
"mcpServers": {
"gocardless": {
"url": "https://edge.vinkius.com/vk_preview_GrfGxtbtRmwEWVwfKTgdnegX4TYVLUMUkehwNfJF/mcp"
}
}
}- Step 01
Open Cline MCP Settings
Click the Connectors icon in the Cline sidebar panel
- Step 02
Add remote server
Click "Add Connector" and paste the configuration above
- Step 03
Enable the server
Toggle the server switch to ON
- Step 04
Start using GoCardless
Ask Cline: "Using GoCardless, help me...". 12 tools available
Claude Code · Terminal command
Advanced setup
claude mcp add gocardless --transport http "https://edge.vinkius.com/vk_preview_GrfGxtbtRmwEWVwfKTgdnegX4TYVLUMUkehwNfJF/mcp"- Step 01
Install Claude Code
Run npm install -g @anthropic-ai/claude-code if not already installed
- Step 02
Add the Connector
Run the command above in your terminal
- Step 03
Verify the connection
Run claude mcp to list connected servers, or type /mcp inside a session
- Step 04
Start using GoCardless
Ask Claude: "Using GoCardless, show me...". 12 tools are ready
Where the request belongs
Work GoCardless can move forward.
This is for the finance person who spends hours every week jumping between the GoCardless dashboard and their internal billing sheets. It's for anyone who needs to verify payment statuses without the manual clicking.
Billing Operations Specialist
They use this to check for failed payments and verify mandates before initiating collections.
Accounts Receivable Clerk
They use this to pull payout data and reconcile bank balances against merchant records.
Customer Success Manager
They use this to quickly look up a customer's subscription status during a support call.
Build the capability set
Add more capabilities.
Each Connector adds new actions and data without changing how you work.
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Bring your own AI
Change the model, client or framework. Keep GoCardless connected.
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Claude -
ChatGPT -
Gemini -
Cursor -
VS Code -
Windsurf -
ZCode -
Cline -
Zed -
Continue -
Kiro -
Roo Code -
Zencoder -
Goose -
Void -
Augment Code -
Amp -
Qodo -
Tabnine -
Pieces -
Sourcegraph Cody -
JetBrains -
Warp -
Amazon Q -
Antigravity -
BoltAI -
Raycast -
Jan -
LM Studio -
AnythingLLM -
Open WebUI -
Msty -
Cherry Studio -
LibreChat -
TypingMind -
Chorus -
5ire -
n8n -
LangChain -
LlamaIndex -
CrewAI -
Vercel AI SDK
Before you connect
Questions about GoCardless.
The practical details behind the request, access and result.
Can the GoCardless MCP handle my direct debit payments?
Yes, it lets your AI agent initiate new collections and track the status of your payments. You can check if a payment is confirmed or failed without leaving your chat.
How does the GoCardless MCP help with mandate tracking?
It allows you to pull the status of customer authorizations instantly. Your agent can check if a mandate is active before you try to collect funds.
Can I see my payouts using the GoCardless MCP?
Yes, you can ask your agent to list all merchant payouts sent to your bank account. It makes reconciliation much faster than manual searching.
Is the GoCardless MCP good for recurring payments?
It is perfect for that. You can list all recurring plans and check their status to see your predictable revenue and active plans.
Can I manage customer records with the GoCardless MCP?
You can fetch detailed customer profiles and bank account metadata. This helps you keep your records synced with your payment provider.
How do I connect GoCardless MCP to my AI client?
You just need to subscribe on the Vinkius Marketplace and enter your GoCardless Access Token. Once connected, your agent can start managing payments.
How do I get an Access Token for GoCardless?
Log in to your GoCardless dashboard, navigate to Developers > Access Tokens, and you can generate a new token for either Sandbox or Live use there.
What is a 'Mandate' in GoCardless?
A mandate is an authorization from your customer that allows you to collect payments from their bank account automatically in the future.
In what units should I provide the payment amount?
The API uses minor units for currency. For example, to collect $1.00 USD (or £1.00 GBP), you must provide the value 100 (cents/pence).
Can I test this without using real money?
Yes! Use the 'sandbox' environment by setting the 'Environment' credential and providing a Sandbox Access Token from your GoCardless account.
How do I find my Access Token?
Log in to your GoCardless dashboard, navigate to Developers > Create > Access Token, and generate a token with the required permissions.
Can I collect a payment in a different currency?
Yes! The collect_payment capability accepts a currency parameter (e.g., GBP, EUR, USD). Ensure the customer's mandate supports the requested currency.
What happens if I try to cancel a payment that was already submitted?
If a payment has already been submitted to the banking system, the stop_pending_payment capability will return an error as the transaction can no longer be halted.
One connection away
Give your agent a direct line to GoCardless.
Connect GoCardless once. Keep it beside 5,900+ managed Connectors when the next task needs more.
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