Vinkius

GoCardless MCP. Automate direct debit collections & mandate tracking.

GoCardless manages direct debit payments and customer mandates for your business. Connect this MCP to automate recurring billing, track mandate status, initiate collections, and reconcile bank payouts instantly through natural conversation with any AI agent.

GoCardless MCP is compatible with Claude Claude
GoCardless MCP is compatible with ChatGPT ChatGPT
GoCardless MCP is compatible with Cursor Cursor
GoCardless MCP is compatible with Gemini Gemini
GoCardless MCP is compatible with Windsurf Windsurf
GoCardless MCP is compatible with VS Code VS Code
GoCardless MCP is compatible with JetBrains JetBrains
GoCardless MCP is compatible with Vercel Vercel
See Vinkius in Action

Give Claude and any AI agent real-world access

Check Customer and Account Details

Retrieve specific customer profiles or get detailed metadata about your primary bank account.

Manage Payment Mandates

Confirm the validity of a mandate, ensuring you have legal authorization for any collection attempt.

Initiate and Track Payments

Programmatically start new direct debit collections or view the status (confirmed, failed) of existing payments.

Monitor Financial Flow

List all processed bank payouts, monitor refunds, or see which recurring subscription plans are active.

Waiting for input…

AI Agent
GoCardless

What AI agents can do with GoCardless: 12 Tools for Payment Operations

These tools allow your agent to perform every key operation related to direct debit payments, from listing customers to initiating collections.

Make your AI actually useful.

Add this MCP to Claude, Cursor, or Windsurf and your AI stops guessing. It gets real tools to look things up, take action, and handle the stuff you keep doing by hand.

Start using GoCardless MCP

Verify Api Connection

Checks the connection between your AI client and GoCardless.

Create New Payment

Starts a direct debit collection against an active mandate.

Get Account Details

Retrieves metadata about your GoCardless merchant account identity.

Get Customer Details

Fetches detailed profile and bank account information for a specific customer.

Get Mandate Status

Checks the current status of an existing customer payment mandate.

Get Payment Details

Gets detailed information regarding a specific transaction or payment record.

List Payment Customers

Lists all customers currently registered in your system.

List Payment Mandates

Retrieves a list of active payment mandates for auditing purposes.

List Direct Debit Payments

Lists all direct debit collections, including their status and amount.

List Merchant Payouts

Shows a complete list of funds being sent from GoCardless to your bank account.

List Payment Refunds

Lists all reversed payments or processed refunds for audit tracking.

List Recurring Subscriptions

Retrieves a list of active and inactive recurring payment plans.

Security and governance baked right in.

Pick your AI client below to get set up. Just create a Vinkius account, subscribe, and you're instantly up and running. We handle the entire backend infrastructure, delivering out-of-the-box support for HTTPS Streamable, SSE, and OAuth2—zero messy routing required.

GoCardless MCP is compatible with Claude

Claude AI

1

Open Claude Settings

Go to claude.ai, click your profile icon, then navigate to Customize → Connectors.

2

Add Custom Connector

Click the "+" button and select Add custom connector. Paste your Vinkius endpoint URL:

https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp

Replace [YOUR_TOKEN_HERE] with your token from cloud.vinkius.com. For OAuth-protected servers, expand Advanced settings to add credentials.

3

Start a conversation

Open a new chat. The GoCardless integration is available immediately — no restart needed.

Choose How to Get Started

Build a custom MCP for your own tools, or connect a ready-made integration from our catalog.

Build Your Own

Turn any API into an MCP. Import a spec, define Agent Skills, or deploy with MCPFusion.

  • Import from OpenAPI, Swagger, or YAML specs
  • Create Agent Skills with progressive disclosure
  • Deploy to edge with MCPFusion framework
  • Built in DLP, auth, and compliance on each call
  • Real time usage dashboard and cost metering
  • Publish to catalog or keep private
Start building

Make Your AI Do More

Start with GoCardless, then connect any of our 5,200+ other servers whenever your AI needs more. One click, no limits.

  • Use this MCP plus 5,200+ others, all in one place
  • Add new capabilities to your AI anytime you want
  • Connections are secured and governed automatically
  • Track usage and costs across all your servers
  • Works with Claude, ChatGPT, Cursor, and more
  • New servers added to the catalog weekly
GoCardless MCP server cover

Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by GoCardless. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.

VINKIUS CLOUD

Cloud Hosted

Managed infra

V8 Isolated

Sandboxed per request

Zero-Trust Proxy

No stored credentials

DLP Enforced

Policy on each call

GDPR Compliant

EU data residency

Token Compression

~60% cost reduction

Your data is protected. See how we built it.

The Manual Chore of Billing Reconciliation

Every month, your finance team has to jump through hoops. They open the GoCardless portal, download a list of all collections, then they switch tabs to check mandate status, and finally, they go back again to compare that against the bank payout reports. It's copy-pasting data from one screen into another just to confirm what was collected versus what was paid out.

With this MCP connected via Vinkius, you simply ask your agent: 'Show me all payments made last week and verify their mandates.' The agent handles the cross-referencing of customer records, mandate validity, and payment status in a single conversational reply. You get answers, not spreadsheets.

GoCardless MCP: Direct Debit Payments

Before this, checking if a specific mandate was still valid required navigating complex menu structures and searching by ID. Verifying every payment status—from pending to confirmed—meant clicking through dozens of individual transaction records.

Now, you tell your agent what you need done with the `get_mandate_status` tool or `list_direct_debit_payments`. The whole manual process collapses into a single prompt and an immediate answer. It's that simple.

What GoCardless MCP does for your AI

Need to handle billing cycles without manually checking dashboards? This MCP connects your GoCardless account directly to your preferred AI client, letting you manage all things related to direct debits. You can ask your agent to list every customer on file or check the legal status of a mandate before trying to collect money.

It handles everything from listing active recurring plans to tracking which funds are currently en route back to your bank. This deep connection means you get immediate, conversational access to payment history and account details without ever leaving your main workspace. By connecting through Vinkius, you gain one central point of control for all your financial data, letting your agent do the heavy lifting.

Built · Hosted · Managed by Vinkius GoCardless MCP - Manage Direct Debit & Billing Payments
Server ID 019d75a7-3640-718e-bef9-1af4269dcdb2
Vinkius Inspector
Compliance Grade A+
Score 100/100
Vinkius Inspector Badge — Score 100/100

Frequently asked questions about GoCardless MCP

How do I check if a customer mandate is active using the GoCardless MCP? +

You use get_mandate_status. Simply ask your agent to 'Check the status of mandate XYZ.' The system retrieves and confirms whether the mandate is currently valid for collections.

What is the difference between listing payments and listing payouts with GoCardless MCP? +

Listing direct debit payments (list_direct_debit_payments) shows individual transactions that occurred. Listing merchant payouts (list_merchant_payouts) shows funds leaving GoCardless and going to your bank account.

Can I use the GoCardless MCP to initiate a new payment? +

Yes. You can use create_new_payment with your agent by providing the necessary mandate details. The agent handles triggering the collection request for you.

How does the GoCardless MCP help with recurring revenue plans? +

You use list_recurring_subscriptions to get a full breakdown of all payment plans, showing both active and inactive subscriptions at a glance.

Does the GoCardless MCP handle refunds or just payments? +

No, it handles both. You can use list_payment_refunds to pull a complete record of all reversed payments for your financial audit trail.