GoCardless Connector for AI agents.
12 live capabilities
Manage recurring bank payments and direct debit mandates through natural language.
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Why people use GoCardless
Automate GoCardless Direct Debit Billing Workflows
This Connector changes that by letting your AI agent handle the heavy lifting of your GoCardless account. You can ask your agent to pull up a customer's payment history, check the status of a pending mandate, or trigger a specific collection right from your chat interface. You get a conversational way to handle your entire billing cycle.
What Vinkius changes
You get a conversational interface for your entire GoCardless billing workflow.
Use it from Claude, ChatGPT, Cursor or another AI client you already have.
One account · 5,900+ Connectors
- Real-world use case 01
Investigating overcharges
A customer claims they were overcharged.
- Real-world use case 02
Stopping duplicate charges
You need to stop a duplicate charge.
- Real-world use case 03
Scaling new signups
High volume of new signups.
Complete set · 12capabilities
The complete GoCardless capability set.
These are the exact actions your AI can choose when you ask it to work with GoCardless.
01—04
4 capabilities in this set.
Part of 12 available through GoCardless.
- 01 Capability
Collect payment
Trigger a new bank debit collection. Use this to initiate a specific charge against an existing mandate.
- 02 Capability
Get customer details
Get payer information. This pulls contact data and history for a specific customer.
- 03 Capability
Get mandate details
Get authorization info. Use this to check the specific permissions for a customer's payment mandate.
- 04 Capability
Get payment status
Check transaction state. This tells you if a payment is confirmed, failed, or still pending.
05—08
4 capabilities in this set.
Part of 12 available through GoCardless.
- 05 Capability
List account creditors
List payout recipients. Use this to see who is receiving funds from your account.
- 06 Capability
List customers
List bank payers. This retrieves a list of all customers currently in your GoCardless account.
- 07 Capability
List system events
Get activity log. Use this to see recent system events and audit account activity.
- 08 Capability
List active mandates
List payment authorizations. This shows you all currently active mandates for your customers.
09—12
4 capabilities in this set.
Part of 12 available through GoCardless.
- 09 Capability
List payment history
List all transactions. Use this to see every past and current transaction in your history.
- 10 Capability
List recurring payments
List all subscriptions. This pulls a list of every active recurring payment plan.
- 11 Capability
Stop pending payment
Cancel payment. Use this to halt a payment that hasn't been processed yet.
- 12 Capability
Create new customer
Add payer to account. This creates a new customer profile within your GoCardless system.
Set up in minutes
One URL. Then ask GoCardless to work.
Claude and ChatGPT only need the Connector URL. Copy it once, add it in settings, and use GoCardless from the conversation.
Choose your client
Live previewAdvanced clients IDE · CLI
Claude · Web + desktop
Connector URL · ready to paste
Streamable HTTPhttps://edge.vinkius.com/vk_preview_dswxEi19Iyr6kuoNDdTVZzkc9hmgPkEUrJgcx9WG/mcp - Step 01
Open Connectors
In Claude Web or Claude Desktop, open Settings and choose Connectors.
- Step 02
Add the URL
Choose Add custom connector, name it GoCardless, and paste the URL above.
- Step 03
Turn it on in chat
Select +, open Connectors, and enable GoCardless for the conversation.
ChatGPT · Web + desktop
Connector URL · ready to paste
Streamable HTTPhttps://edge.vinkius.com/vk_preview_dswxEi19Iyr6kuoNDdTVZzkc9hmgPkEUrJgcx9WG/mcp - Step 01
Open MCP settings
On desktop, open Settings and MCP servers. On web, open your workspace app or connector settings.
- Step 02
Add the URL
Choose Add server with Streamable HTTP, or create a custom MCP app, then paste the GoCardless URL.
- Step 03
Save and start
Save the connection and enable GoCardless in your conversation. Desktop may ask you to restart once.
Cursor · IDE configuration
Advanced setup
{
"mcpServers": {
"gocardless-alternative": {
"url": "https://edge.vinkius.com/vk_preview_dswxEi19Iyr6kuoNDdTVZzkc9hmgPkEUrJgcx9WG/mcp"
}
}
}- Step 01
Open MCP Settings
Press Cmd+Shift+P (macOS) or Ctrl+Shift+P (Windows/Linux) → search "MCP Settings"
- Step 02
Add the server config
Paste the JSON configuration above into the mcp.json file that opens
- Step 03
Save the file
Cursor will automatically detect the new Connector
- Step 04
Start using GoCardless
Open Agent mode in chat and ask: "Using GoCardless, help me...". 12 tools available
VS Code Copilot · IDE configuration
Advanced setup
{
"mcpServers": {
"gocardless-alternative": {
"url": "https://edge.vinkius.com/vk_preview_dswxEi19Iyr6kuoNDdTVZzkc9hmgPkEUrJgcx9WG/mcp"
}
}
}- Step 01
Create MCP config
Create a .vscode/mcp.json file in your project root
- Step 02
Add the server config
Paste the JSON configuration above
- Step 03
Enable Agent mode
Open GitHub Copilot Chat and switch to Agent mode using the dropdown
- Step 04
Start using GoCardless
Ask Copilot: "Using GoCardless, help me...". 12 tools available
Windsurf · IDE configuration
Advanced setup
{
"mcpServers": {
"gocardless-alternative": {
"url": "https://edge.vinkius.com/vk_preview_dswxEi19Iyr6kuoNDdTVZzkc9hmgPkEUrJgcx9WG/mcp"
}
}
}- Step 01
Open MCP Settings
Go to Settings → MCP Configuration or press Cmd+Shift+P and search "MCP"
- Step 02
Add the server
Paste the JSON configuration above into mcp_config.json
- Step 03
Save and reload
Windsurf will detect the new server automatically
- Step 04
Start using GoCardless
Open Cascade and ask: "Using GoCardless, help me...". 12 tools available
Cline · IDE configuration
Advanced setup
{
"mcpServers": {
"gocardless-alternative": {
"url": "https://edge.vinkius.com/vk_preview_dswxEi19Iyr6kuoNDdTVZzkc9hmgPkEUrJgcx9WG/mcp"
}
}
}- Step 01
Open Cline MCP Settings
Click the Connectors icon in the Cline sidebar panel
- Step 02
Add remote server
Click "Add Connector" and paste the configuration above
- Step 03
Enable the server
Toggle the server switch to ON
- Step 04
Start using GoCardless
Ask Cline: "Using GoCardless, help me...". 12 tools available
Claude Code · Terminal command
Advanced setup
claude mcp add gocardless-alternative --transport http "https://edge.vinkius.com/vk_preview_dswxEi19Iyr6kuoNDdTVZzkc9hmgPkEUrJgcx9WG/mcp"- Step 01
Install Claude Code
Run npm install -g @anthropic-ai/claude-code if not already installed
- Step 02
Add the Connector
Run the command above in your terminal
- Step 03
Verify the connection
Run claude mcp to list connected servers, or type /mcp inside a session
- Step 04
Start using GoCardless
Ask Claude: "Using GoCardless, show me...". 12 tools are ready
Where the request belongs
Work GoCardless can move forward.
This is for the finance ops person who's tired of manually reconciling bank files and the SaaS founder who needs to keep an eye on churn without opening a second monitor.
Billing Manager
Reconciles daily payouts and updates mandate statuses during peak billing cycles.
Finance Operations
Audits system events and manages creditor lists to keep the books clean.
SaaS Founder
Monitors subscription health and handles failed payment alerts on the fly.
Build the capability set
Add more capabilities.
Each Connector adds new actions and data without changing how you work.
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Bring your own AI
Change the model, client or framework. Keep GoCardless connected.
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Claude -
ChatGPT -
Gemini -
Cursor -
VS Code -
Windsurf -
ZCode -
Cline -
Zed -
Continue -
Kiro -
Roo Code -
Zencoder -
Goose -
Void -
Augment Code -
Amp -
Qodo -
Tabnine -
Pieces -
Sourcegraph Cody -
JetBrains -
Warp -
Amazon Q -
Antigravity -
BoltAI -
Raycast -
Jan -
LM Studio -
AnythingLLM -
Open WebUI -
Msty -
Cherry Studio -
LibreChat -
TypingMind -
Chorus -
5ire -
n8n -
LangChain -
LlamaIndex -
CrewAI -
Vercel AI SDK
Before you connect
Questions about GoCardless.
The practical details behind the request, access and result.
Can I use the GoCardless MCP to manage my recurring subscriptions?
Yes. You can use it to view all active recurring payments and check their status without manually browsing your billing dashboard.
How does the GoCardless MCP help with failed payments?
It lets your agent quickly identify which subscriptions have failed and gives you the data needed to troubleshoot the specific mandate or payer.
Can I add new customers to GoCardless using this Connector?
Yes, you can use it to create new customer records and add payers to your account directly through your AI agent.
Does the GoCardless MCP work for one-off bank payments?
It does. You can trigger one-off bank debit collections for specific mandates using natural language commands.
Can I use the GoCardless MCP to check my payout history?
Yes, it allows you to list all transaction histories and see payout creditor details to keep your records accurate.
Is the GoCardless MCP good for auditing my billing activity?
It's great for audits because it can pull the full activity log of system events so you can see exactly what happened and when.
How do I find my Access Token?
Log in to your GoCardless dashboard, navigate to Developers > Create > Access Token, and generate a token with the required permissions.
Can I collect a payment in a different currency?
Yes! The collect_payment capability accepts a currency parameter (e.g., GBP, EUR, USD). Ensure the customer's mandate supports the requested currency.
What happens if I try to cancel a payment that was already submitted?
If a payment has already been submitted to the banking system, the stop_pending_payment capability will return an error as the transaction can no longer be halted.
One connection away
Give your agent a direct line to GoCardless.
Connect GoCardless once. Keep it beside 5,900+ managed Connectors when the next task needs more.
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