Vinkius
GoCardless

GoCardless MCP for AI. Manage Mandates and Recurring Bank Debits

Claude Claude
ChatGPT ChatGPT
Cursor Cursor
Gemini Gemini
Windsurf Windsurf
VS Code VS Code
JetBrains JetBrains
Vercel Vercel
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Works with every AI agent you already use

…and any MCP-compatible client

GoCardless MCP on Cursor AI Code EditorGoCardless MCP on Claude Desktop AppGoCardless MCP on OpenAI Agents SDKGoCardless MCP on Visual Studio CodeGoCardless MCP on GitHub Copilot AI AgentGoCardless MCP on Google Gemini AIGoCardless MCP on Lovable AI DevelopmentGoCardless MCP on Mistral AI AgentsGoCardless MCP on Amazon AWS Bedrock

Connect to your AI in seconds.

GoCardless handles direct debit collections and recurring billing straight from your bank account. This MCP lets you manage customer mandates, initiate one-off payments, and check payment statuses automatically—all through conversation.

Stop manually tracking failed payments or digging through bank files; get real-time financial oversight with automated mandate management.

What your AI can do

Stop pending payment

Cancels a payment attempt before it is processed by the banks, preventing accidental charges.

Create new customer

Adds an entirely new payer to the account system using basic customer information.

Collect payment

Triggers a new, immediate bank debit collection for a specified amount.

+ 9 more capabilities included
Manage Payer Records

Add new customers to the system or retrieve specific contact information and payment history for existing payers.

Verify Payment Authorizations

Check the current status of a customer's mandate, ensuring you have reliable authority before attempting any collection.

Automate Collections

Initiate new bank debit collections or manage complex subscription payment runs using natural language commands.

Track Transaction Lifecycle

Get the real-time status of any transaction, whether it's pending submission, confirmed, or failed.

Audit System Activity

Review comprehensive logs of all system events and access detailed payout creditor information to maintain cash flow oversight.

Control Pending Payments

Programmatically cancel payments that haven't gone through yet, or check the state of a specific transaction for immediate confirmation.

Included with Plan

Waiting for input…

AI Agent

GoCardless with 12 Tools

Use these tools to manage every step of the payment process: creating customers, checking mandate statuses, running collections, and reviewing transaction history.

Make your AI actually useful.

Add this MCP to Claude, Cursor, or Windsurf and your AI stops guessing. It gets real tools to look things up, take action, and handle the stuff you keep doing by hand.

Start using GoCardless on Vinkius

Stop Pending Payment

Cancels a payment attempt before it is processed by the banks, preventing accidental charges.

Create New Customer

Adds an entirely new payer to the account system using basic customer information.

Collect Payment

Triggers a new, immediate bank debit collection for a specified amount.

Get Customer Details

Retrieves specific contact and payment details for a known customer.

Get Mandate Details

Fetches comprehensive information about an existing customer's payment authorization...

Get Payment Status

Checks the current state of any specific transaction ID (e.g., confirmed, failed, pending).

List Account Creditors

Lists all designated payout recipients and their associated creditor details.

List Customers

Retrieves a directory listing of all bank payers in the system, including basic...

List System Events

Gathers a chronological log of every significant activity that has happened within...

List Active Mandates

Provides a list of all currently active payment authorizations attached to payers.

List Payment History

Generates a full report listing every single past transaction that has occurred...

List Recurring Payments

Lists all active and scheduled subscription plans, showing their next billing date.

Security and governance baked right in.

Pick your AI client below to get set up. Just create a Vinkius account, subscribe, and you're instantly up and running. We handle the entire backend infrastructure, delivering out-of-the-box support for HTTPS Streamable, SSE, and OAuth2—zero messy routing required.

Claude AI

Claude AI

1

Open Claude Settings

Go to claude.ai, click your profile icon, then navigate to Customize → Connectors.

2

Add Custom Connector

Click the "+" button and select Add custom connector. Paste your Vinkius endpoint URL:

https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp

Replace [YOUR_TOKEN_HERE] with your token from cloud.vinkius.com. For OAuth-protected servers, expand Advanced settings to add credentials.

3

Start a conversation

Open a new chat. The GoCardless integration is available immediately — no restart needed.

Choose How to Get Started

Build a custom MCP for your own tools, or connect a ready-made integration from our catalog.

Build Your Own

Turn any API into an MCP. Import a spec, define Agent Skills, or deploy with MCPFusion.

  • Import from OpenAPI, Swagger, or YAML specs
  • Create Agent Skills with progressive disclosure
  • Deploy to edge with MCPFusion framework
  • Built in DLP, auth, and compliance on every call
  • Real time usage dashboard and cost metering
  • Publish to catalog or keep private
Start building

Make Your AI Do More

Start with GoCardless, then connect any of our 5,100+ other servers whenever your AI needs more. One click, no limits.

  • Use this MCP plus 5,100+ others, all in one place
  • Add new capabilities to your AI anytime you want
  • Every connection is secured and compliant automatically
  • Track usage and costs across all your servers
  • Works with Claude, ChatGPT, Cursor, and more
  • New servers added to the catalog every week
GoCardless MCP server cover

Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by GoCardless. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.

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Works with Claude, ChatGPT, Cursor, and more

The Model Context Protocol standardizes how applications expose capabilities to LLMs. Instead of operating in isolation, your AI gains direct access to external platforms, live data, and real-world actions through secure, standardized connections.

This connection provides 12 powerful capabilities that interface natively with Claude, ChatGPT, Cursor, and other compatible AI platforms. No middleware. No custom integration required.

Manual payment reconciliation takes too much time.

Right now, handling payments means jumping between three places: the billing dashboard where you see who *should* pay; the bank portal where you check if they *did*; and a spreadsheet where you manually reconcile what happened. You spend hours confirming mandate statuses or digging through transaction logs just to figure out why one payment failed.

With this MCP, your agent pulls all that information together. It acts as a centralized control panel for bank payments. Instead of clicking tabs and copying IDs, you simply ask it to 'Check the status of PM-987,' and boom—you get an instant, verifiable answer.

Manage Mandates with GoCardless

Gone are the days of guessing whether a customer's payment authorization is still valid. You can programmatically list all mandates using `list_active_mandates` and instantly get detailed status reports for any individual account via `get_mandate_details`. This saves you from chasing stale or incorrect data.

What's different now? Your AI agent handles the entire payment lifecycle—from confirming a payer exists to triggering the actual charge—all through natural conversation, giving you full operational control.

What your AI can actually do with this

Managing subscription payments shouldn't feel like a full-time job for your finance team. This connector lets you connect directly to your GoCardless account, giving your AI agent total control over recurring billing and direct debit collections. Need to know if a customer’s payment authorization is active? You can check the detailed status of all mandates.

Want to trigger a one-off charge or manage an entire subscription plan cycle? Your agent handles that with simple prompts. It also keeps you in the loop on your cash flow by letting you view payout creditor details and monitor system activity logs. Everything—from adding new payers to canceling pending charges—is accessible right where you work, through any MCP-compatible client like Claude or Cursor.

If your current platform doesn't give you this level of control over bank payments, connecting via Vinkius gives you full visibility and automation without needing a dedicated integration layer.

Built · Hosted · Managed by Vinkius GoCardless MCP - Automate Direct Debit Collections
Server ID 019dd0fb-c8b2-71c9-891d-f7624ccf358e
Vinkius Inspector
Compliance Grade A+
Score 100/100
Vinkius Inspector Badge — Score 100/100

Questions you might have

How do I check if a customer mandate is active using get_mandate_details? +

You provide the specific mandate ID to the agent. It returns detailed authorization information, telling you exactly what status the payment authority currently holds.

Can I see all my transactions in one place with list_payment_history? +

Yes. Running list_payment_history gathers every single transaction recorded through your account, giving you a complete audit trail without needing to pull reports manually.

What if I need to cancel an upcoming charge? Do I use stop_pending_payment? +

Yes. Use stop_pending_payment and provide the transaction ID. This cancels the debit attempt before it ever reaches the bank, preventing unnecessary fees or confusion.

How do I list all my active subscriptions with list_recurring_payments? +

Just ask the agent to run list_recurring_payments. It gives you a clean list of every subscription plan and when they are next scheduled to bill.

If I need to onboard a new payer, how do I use `create_new_customer`? +

You pass the necessary details to create a fresh customer record. This ensures that when you run future collections or mandate setups, your system has accurate, verified payer information right away.

After triggering a debit with `collect_payment`, how do I check its status using `get_payment_status`? +

Just provide the unique transaction ID to get real-time state data. This tells you immediately if the charge is pending, confirmed, or failed, which helps you diagnose payment issues fast.

How do I use `list_account_creditors` to view my payout recipients? +

The tool pulls a comprehensive list of all configured payout accounts tied to your system. This is crucial for reconciling who received funds and ensuring accurate cash flow reporting.

I need an overview before billing; how do I use `list_active_mandates`? +

This function retrieves a complete list of all currently authorized mandates. It's the best way to audit your payment authorizations and confirm you have the necessary permissions for bulk collections.

How do I find my Access Token? +

Log in to your GoCardless dashboard, navigate to Developers > Create > Access Token, and generate a token with the required permissions.

Can I collect a payment in a different currency? +

Yes! The collect_payment tool accepts a currency parameter (e.g., GBP, EUR, USD). Ensure the customer's mandate supports the requested currency.

What happens if I try to cancel a payment that was already submitted? +

If a payment has already been submitted to the banking system, the stop_pending_payment tool will return an error as the transaction can no longer be halted.

Built & Managed by Vinkius 30s setup 12 tools

We've already built the connector for GoCardless. Just plug in your AI agents and start using Vinkius.

No hosting. No infrastructure. No complex setup.
All 12 tools are live and waiting. You're up and running in seconds.

Vinkius runs on Claude Claude
Vinkius runs on ChatGPT ChatGPT
Vinkius runs on Cursor Cursor
Vinkius runs on Gemini Gemini
Vinkius runs on Windsurf Windsurf
Vinkius runs on VS Code VS Code
Vinkius runs on JetBrains JetBrains
Vinkius runs on Vercel Vercel
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