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Vinkius

TrueLayer Connector for AI agents.

13 live capabilities

Automate bank transfers and merchant payouts across open banking networks.

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AI Agent

Why people use TrueLayer

TrueLayer Open Banking Payments for AI Agents

With this Connector, you just tell your agent what needs to happen. You can ask it to find a merchant account, check the balance, and initiate the payout in one go. You stop acting like a data entry clerk and start acting like a supervisor who just gives the final okay.

  • Claude
  • ChatGPT
  • Gemini
  • Cursor
  • Visual Studio Code
  • Windsurf

What Vinkius changes

You turn your AI into a functional bank operator that executes real-world financial transactions.

Use it from Claude, ChatGPT, Cursor or another AI client you already have.

One account · 5,900+ Connectors

  1. Real-world use case 01

    Testing live payout flows

    A fintech developer needs to test a payout flow.

  2. Real-world use case 02

    Automating high-volume refunds

    An ops manager needs to refund 50 customers.

  3. Real-world use case 03

    Auditing merchant history

    A finance lead wants to check a merchant's history.

Complete set · 13capabilities

The complete TrueLayer capability set.

These are the exact actions your AI can choose when you ask it to work with TrueLayer.

Capability set01 / 04

01—04

4 capabilities in this set.

Part of 13 available through TrueLayer.

  1. 01 Capability

    Create payment

    Start a single bank transfer by providing the amount, currency, and beneficiary details. This makes it easy to move money without manually navigating a banking portal.

  2. 02 Capability

    Create payout

    Execute a new payout, whether it's a closed-loop or open-loop transaction. This handles bulk payments to your customers efficiently.

  3. 03 Capability

    Create refund

    Process a refund for a previous payment, ensuring it doesn't exceed the original total. This helps you resolve customer issues quickly.

  4. 04 Capability

    Get data account balance

    Pull the current balance for a specific data account instantly. You can use this to keep your records accurate without checking a dashboard.

Capability set02 / 04

05—07

3 capabilities in this set.

Part of 13 available through TrueLayer.

  1. 05 Capability

    Get merchant account

    View the specific details and status of a TrueLayer merchant account. This is useful for tracking the health of your business accounts.

  2. 06 Capability

    List data account transactions

    See a full list of transactions tied to a specific data account. It provides a clear history of all moving funds.

  3. 07 Capability

    List data accounts

    Find all bank accounts associated with a user using a consent token. This helps you see all connected accounts at once.

Capability set03 / 04

08—10

3 capabilities in this set.

Part of 13 available through TrueLayer.

  1. 08 Capability

    List merchant account transactions

    Review the transaction history for any of your merchant accounts. This keeps your payout records organized and accessible.

  2. 09 Capability

    List merchant accounts

    See a list of all merchant accounts currently managed through TrueLayer. This gives you a bird's eye view of your merchant activity.

  3. 10 Capability

    List payment sources

    View the available payment sources for a specific merchant account. Use this to see where you can pull or push funds from.

Capability set04 / 04

11—13

3 capabilities in this set.

Part of 13 available through TrueLayer.

  1. 11 Capability

    List providers

    Identify which banking providers are currently supported in your region. This helps you know which banks your users can connect.

  2. 12 Capability

    Verify account

    Check if a user actually owns a bank account before you try to move money. This adds a critical layer of security to your agent's actions.

  3. 13 Capability

    Create mandate

    Set up a Variable Recurring Payment (VRP) mandate for automated, repeated billing. This automates your subscription revenue.

Set up in minutes

One URL. Then ask TrueLayer to work.

Claude and ChatGPT only need the Connector URL. Copy it once, add it in settings, and use TrueLayer from the conversation.

Choose your client

Live preview
Advanced clients IDE · CLI

Claude · Web + desktop

Official guide ↗

Connector URL · ready to paste

Streamable HTTP
https://edge.vinkius.com/vk_preview_1YhJE4ahPsS7lpao5toWRZlTwf4P7zaYyBUvXpyJ/mcp
  1. Step 01

    Open Connectors

    In Claude Web or Claude Desktop, open Settings and choose Connectors.

  2. Step 02

    Add the URL

    Choose Add custom connector, name it TrueLayer, and paste the URL above.

  3. Step 03

    Turn it on in chat

    Select +, open Connectors, and enable TrueLayer for the conversation.

Where the request belongs

Work TrueLayer can move forward.

Built around the request

This is for the fintech developer tired of manual testing, the finance lead drowning in merchant payouts, and the ops manager who needs to automate customer refunds.

01

Fintech Developer

Use this on a Tuesday to test payment flows in a live environment without building a custom UI.

02

Finance Operations Manager

Use this to automate high-volume payouts and refunds to customers without manual data entry.

03

Subscription Manager

Use this to set up and manage VRP mandates for recurring customer billing across different banks.

Build the capability set

Add more capabilities.

Each Connector adds new actions and data without changing how you work.

Browse Connectors
Fintoc logo
01 12 capabilities

Fintoc

Access bank accounts, movements, and initiate transfers via AI agents with Fintoc.

View Connector
Teller logo
02 11 capabilities

Teller

Connect to your bank accounts, list transactions, check balances, and initiate payments via Teller API.

View Connector
Mono logo
03 5 capabilities

Mono

Automate financial data retrieval and payment orchestration via Mono. access account balances, transaction history, and initiate bank transfers directly from any AI agent.

View Connector
Increase logo
04 12 capabilities

Increase

Your very own programmatic commercial bank. Construct completely new bank accounts, fetch balance ledgers, map Routing numbers and fire wire limits.

View Connector
Plaid Enterprise Banking logo
05 10 capabilities

Plaid Enterprise Banking

Ultimate Open Banking: balances, transactions, ML fraud logic, payroll, and asset verification.

View Connector
Tink logo
06 3 capabilities

Tink

Connect to bank accounts, list transactions, and initiate payments via Tink directly from your AI agent.

View Connector

Bring your own AI

Change the model, client or framework. Keep TrueLayer connected.

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Before you connect

Questions about TrueLayer.

The practical details behind the request, access and result.

Can TrueLayer MCP help me send bank transfers?

Yes, it allows your AI agent to initiate bank transfers by providing the amount, currency, and beneficiary details directly through your chat interface.

How does TrueLayer handle merchant payouts?

TrueLayer enables your agent to process both closed-loop and open-loop payouts, making it easier to move funds to your customers or vendors.

Can I set up recurring bills with TrueLayer?

Yes, you can use the Connector to create and manage Variable Recurring Payment (VRP) mandates, which automate your subscription billing.

Does TrueLayer support multiple bank providers?

TrueLayer connects to a wide range of banking providers, and you can use the Connector to list and verify which ones are supported in your region.

How do I verify account ownership with TrueLayer?

Your AI agent can use the verification capability to confirm that a user actually owns a bank account before any financial actions are taken, adding a layer of security.

Can I use TrueLayer to manage my merchant account history?

Absolutely. You can ask your agent to list your merchant accounts and view the full transaction history for any of them in seconds.

How does TrueLayer handle refunds?

It allows your agent to process refunds for previous payments. It's designed to ensure the refund amount doesn't exceed the original payment total.

Can I issue a refund for a specific payment using this server?

Yes! Use the create_refund capability by providing the payment_id and the amount_in_minor (e.g., 100 for £1.00). The agent will process the repayment against the original transaction.

How do I check the current balance of my connected bank accounts?

You can use the get_data_account_balance capability with a specific account_id to retrieve real-time balance information directly from the bank via TrueLayer's Data API.

Does this integration support setting up recurring payments?

Yes. The create_mandate capability allows you to set up Variable Recurring Payment (VRP) mandates, enabling automated and flexible recurring transfers from your users.

One connection away

Give your agent a direct line to TrueLayer.

Connect TrueLayer once. Keep it beside 5,900+ managed Connectors when the next task needs more.

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