Instamojo MCP. Track payments, manage refunds, and automate payouts.
Instamojo MCP connects your AI agent directly to India's payment infrastructure. This tool lets you automate financial monitoring, process transactions, and track funds across major e-commerce operations in the country. Your agent can fetch specific payments, list all recent payouts, manage refund details, or check active disputes—all without manual logins or API calls. It’s designed for anyone managing high-volume commerce that needs reliable access to payment data.
Give Claude and any AI agent real-world access
Fetch the specific information for any single payment record.
Get details on pending or scheduled payments and payment requests.
Check the status of processed refunds, view all payout records, and list historical payouts to bank accounts.
List all payments received or track generated payment links for e-commerce campaigns.
Pull lists of both active and past financial disputes to help with reconciliation.
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What AI agents can do with Instamojo MCP: 10 Tools Available
Use these tools to retrieve specific payment details, list transactions, monitor disputes, and automate financial reporting using your AI agent.
Make your AI actually useful.
Add this MCP to Claude, Cursor, or Windsurf and your AI stops guessing. It gets real tools to look things up, take action, and handle the stuff you keep doing by hand.
Start using Instamojo MCPGet Payment
Retrieves detailed information for a single, specific payment transaction.
Get Payment Request
Pulls the current status and details of a pending payment request.
Get Refund
Shows the specific data related to an already processed refund.
List Disputes
Provides a list of all financial disputes, whether they are active or closed.
List Gateways
Lists every payment gateway that has been configured in your account.
List Links
Retrieves a list of all generated, shareable payment links you've created.
List Payment Requests
Lists every pending or scheduled payment request that has been set up.
List Payments
Retrieves a comprehensive list of all payments received through the platform.
List Payouts
Lists every payout transaction made to your linked bank account.
List Refunds
Provides a full list of all refunds that have been processed over time.
Security and governance baked right in.
Pick your AI client below to get set up. Just create a Vinkius account, subscribe, and you're instantly up and running. We handle the entire backend infrastructure, delivering out-of-the-box support for HTTPS Streamable, SSE, and OAuth2—zero messy routing required.
Choose How to Get Started
Build a custom MCP for your own tools, or connect a ready-made integration from our catalog.
Build Your Own
Turn any API into an MCP. Import a spec, define Agent Skills, or deploy with MCPFusion.
- Import from OpenAPI, Swagger, or YAML specs
- Create Agent Skills with progressive disclosure
- Deploy to edge with MCPFusion framework
- Built in DLP, auth, and compliance on each call
- Real time usage dashboard and cost metering
- Publish to catalog or keep private
Make Your AI Do More
Start with Instamojo, then connect any of our 5,200+ other servers whenever your AI needs more. One click, no limits.
- Use this MCP plus 5,200+ others, all in one place
- Add new capabilities to your AI anytime you want
- Connections are secured and governed automatically
- Track usage and costs across all your servers
- Works with Claude, ChatGPT, Cursor, and more
- New servers added to the catalog weekly
Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by Instamojo. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.
VINKIUS CLOUD
Cloud Hosted
Managed infra
V8 Isolated
Sandboxed per request
Zero-Trust Proxy
No stored credentials
DLP Enforced
Policy on each call
GDPR Compliant
EU data residency
Token Compression
~60% cost reduction
The mess of reconciling payments across different platforms is exhausting.
Today, checking your sales figures means logging into Instamojo, then opening a separate tab for refunds, and finally switching to another dashboard just to see the payout schedule. You spend minutes clicking through transaction IDs, copy-pasting amounts, and cross-referencing dates, all just to build one accurate picture of cash flow.
With this MCP, your agent handles that entire process in natural conversation. Instead of juggling dashboards, you ask for a single view—'What happened with the $100 refund from last week?' And you get an immediate, structured answer.
Instamojo MCP: Getting real-time payment and dispute visibility.
The tedious parts that disappear are the manual lookups of every single transaction ID. You don't have to pull up a list, then click into each one, and copy out data points; your agent handles all those steps for you.
Now, financial monitoring is conversational. Your AI client acts as an expert assistant that never gets tired, instantly giving you the status of payments or payouts without requiring a single manual click.
What Instamojo MCP does for your AI
Instamojo lets your AI client handle the full lifecycle of e-commerce finance in India. Instead of manually logging into a dashboard, you tell your agent what financial information you need, and it pulls it directly from the Instamojo API. You can automatically check incoming payments to see if they cleared, track exactly where payouts are heading, or pull up records for refunds that went through.
This is ideal for automating daily financial checks and building robust back-office processes. It moves beyond simple data retrieval; you can use your agent to monitor disputes in real time and manage payment requests across different systems. Because Vinkius hosts this MCP, you connect once from any compatible client—like Cursor or Claude—and get access to all these crucial tools.
You’ll spend less time tracking down transaction IDs and more time making business decisions.
019d75ba-0b8f-73a6-b01b-f1a1675ba9e0 How to set up Instamojo MCP
The bottom line is you give instructions in plain English, and this MCP handles all the complex financial data fetching behind the scenes.
Your agent determines the required action, for example, 'I need to know all payouts from last week.'
It calls the appropriate tool within this MCP, sending only the necessary identifiers (like a date range or transaction ID).
The Instamojo API executes the request and sends back clean, structured data that your agent can then read aloud or pass directly to another system.
Who uses Instamojo MCP
The e-commerce operations manager who gets sick of checking ten different tabs just to reconcile a single day's sales. It’s for finance analysts and business owners whose job depends on accurate, real-time payment data flow from India.
Uses this MCP daily to verify that payments received match the orders placed, quickly checking if funds are available or if a dispute needs immediate attention.
Relies on the tool to pull historical payout and refund data for month-end reporting, drastically reducing reconciliation time.
Uses it to get a quick overview of financial health—seeing how many payments came in versus what was paid out or disputed—without deep technical knowledge.
Benefits of connecting Instamojo MCP
Stop manually checking dashboards for transaction status. By using get_payment and list_payments, your agent instantly checks the current state of any payment so you know exactly when funds hit.
Keep track of money that hasn't cleared yet. You can use list_payment_requests to see pending payments and get_payment_request to check on specific requests without logging in.
Simplify returns management. Instead of digging through emails, your agent uses get_refund or list_refunds to pull up the full details of any refund transaction instantly.
Never worry about lost funds again. Monitoring disputes with list_disputes means you know immediately if there’s an issue that needs human review.
Build better reports for finance teams. Using list_payouts and list_payments lets your agent pull all the necessary figures to reconcile accounts automatically.
Instamojo MCP use cases
Reconciling end-of-week sales figures
The operations manager needs to prove that $50,000 was collected this week. They tell their agent: 'List all payments from the last seven days.' The agent uses list_payments and then checks specific details using get_payment for verification.
Handling a large batch of refunds
A client needs to process 20 returns. They instruct their agent: 'List all refund IDs from the last month.' The agent uses list_refunds, then runs get_refund on each ID to confirm the status before emailing the client.
Checking bank payout schedules
The business owner needs to know when funds will arrive. They ask their agent: 'What payouts are scheduled for this week?' The agent uses list_payouts and checks any pending items with list_payment_requests.
Investigating a suspicious transaction
A dispute comes in over $5,000. The finance analyst asks the agent to 'Check all disputes related to payment ID XYZ.' The agent uses list_disputes and then gets full context using get_payment.
Instamojo MCP tradeoffs
What to watch out for, and the recommended way to handle each one.
Treating payments like simple data reads
Manually pulling a report that shows 'Total Payments' but doesn't show the status of payouts or refunds, leaving gaps in reconciliation.
Don't just rely on totals. Use list_payments for raw income and pair it with list_payouts to see exactly what left the account. Always cross-reference using get_payment.
Assuming all funds are settled
Thinking a payment is 'complete' just because the order was placed, without checking if the gateway has finalized the transfer.
Always check the status. Use list_payments to get the initial record, but follow up with get_payment or get_refund for absolute confirmation of funds movement.
Ignoring scheduled tasks
Failing to account for payments that are pending approval, assuming they have already cleared into the bank.
Before counting revenue, check list_payment_requests. This ensures you're only reporting on settled funds and not just promises of money.
When to use Instamojo MCP
Use this MCP if your core business function requires real-time oversight of the Indian payment lifecycle—specifically managing incoming payments, processing refunds, or tracking payouts to banks. If you need general financial statements that don't rely on specific transaction IDs (like a global balance sheet), this might be too granular. Don't use it if your primary goal is simply sending out emails; for messaging, look into dedicated communication tools. However, if the message is about payment status, refunds, or disputes, this MCP provides the necessary deep data access. It’s built to answer 'Where exactly did that money go?'
Frequently asked questions about Instamojo MCP
How do I check if a payment went through using Instamojo MCP? +
You use get_payment to retrieve all the specific details for any transaction. This lets you confirm the amount, date, and final status right away.
Can I track refunds across multiple orders with Instamojo MCP? +
Yes, you can list all historical refunds using list_refunds, or get details on a specific one using get_refund. This makes tracking returns straightforward.
What is the best way to monitor pending payouts with Instamojo MCP? +
Use list_payouts for past payments and check list_payment_requests if you need to see what's scheduled or waiting to be sent out.
Does Instamojo MCP help me find disputes? +
Absolutely. You use list_disputes to get a full overview of all active and past financial disagreements, helping you address them quickly.
Can I list payment links created in Instamojo using this MCP? +
Yes, the list_links tool lets your agent retrieve every generated payment link, which is useful for marketing or auditing purposes.