Wise MCP for AI Agents. Manage global payments from your chat window.
Wise MCP gives your AI client direct access to global money movement. Check multi-currency balances, track international transfers in real time, and manage payment recipients without ever opening the Wise banking dashboard. It's instant visibility into USD, EUR, GBP, and 50+ currencies from your chat window.
Give Claude and any AI agent real-world access
Instantly list current cash positions across all supported currencies.
Track outgoing payments to see their current stage and estimated delivery date.
Generate instant cost estimates for sending money between currencies.
Compare real-time conversion rates before initiating any transfer or quote.
View and manage the list of recipients you send money to across different countries.
Ask an AI about this
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What AI agents can do with Wise: 10 Tools for Global Finance Management
Use these tools to query your account details, generate quotes, list historical data, and get live exchange rates directly through your AI agent.
Make your AI actually useful.
Add this MCP to Claude, Cursor, or Windsurf and your AI stops guessing. It gets real tools to look things up, take action, and handle the stuff you keep doing by hand.
Start using Wise MCPList Profiles
Lists all associated Wise business profiles for access management.
Get Currencies
Returns a list of all currencies supported by the system.
List Balances
Retrieves and lists current multi-currency balances across your accounts.
Get Balance
Fetches detailed balance information for a specific currency or account type.
List Recipients
Retrieves and displays the list of payment recipients you have set up globally.
Create Quote
Calculates a projected cost breakdown for sending money from one currency to another.
List Transfers
Shows a summary list of all past and pending outgoing payments.
Get Transfer
Retrieves the full, detailed status report for a single transfer ID.
Get Exchange Rate
Provides the current live exchange rate between any two specified currencies.
List Statements
Generates a list of available account statements for historical review.
Security and governance baked right in.
Pick your AI client below to get set up. Just create a Vinkius account, subscribe, and you're instantly up and running. We handle the entire backend infrastructure, delivering out-of-the-box support for HTTPS Streamable, SSE, and OAuth2—zero messy routing required.
Choose How to Get Started
Build a custom MCP for your own tools, or connect a ready-made integration from our catalog.
Build Your Own
Turn any API into an MCP. Import a spec, define Agent Skills, or deploy with MCPFusion.
- Import from OpenAPI, Swagger, or YAML specs
- Create Agent Skills with progressive disclosure
- Deploy to edge with MCPFusion framework
- Built in DLP, auth, and compliance on each call
- Real time usage dashboard and cost metering
- Publish to catalog or keep private
Make Your AI Do More
Start with Wise, then connect any of our 5,200+ other servers whenever your AI needs more. One click, no limits.
- Use this MCP plus 5,200+ others, all in one place
- Add new capabilities to your AI anytime you want
- Connections are secured and governed automatically
- Track usage and costs across all your servers
- Works with Claude, ChatGPT, Cursor, and more
- New servers added to the catalog weekly
Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by Wise. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.
VINKIUS INFRASTRUCTURE
Cloud Hosted
Managed infra
V8 Isolated
Sandboxed per request
Zero-Trust Proxy
No stored credentials
DLP Enforced
Policy on each call
GDPR Compliant
EU data residency
Token Compression
~60% cost reduction
Tracking international payments used to feel like detective work. Solved with Vinkius AI Gateway
Right now, figuring out where a payment is or if you have enough Euros for a client invoice requires jumping between the Wise website, logging into your bank account, and checking old statement PDFs. It’s tedious clicking through dashboards just to answer simple questions like, 'Did that transfer clear?'
With this MCP, that whole process disappears. You tell your agent what you need—whether it's a current balance or the status of an outgoing fund—and get the precise data in one conversational reply. It turns complex financial tracking into a simple query.
Wise MCP gives you instant access to multi-currency insights.
You don't have to manually check balances across multiple currency accounts, nor do you need to navigate the flow of payments just to know what your available funds are. You can simply ask for current figures using list_balances and get an instant summary of everything.
What’s different now is that global financial oversight lives in plain conversation. It's immediate, precise, and never requires you to open another dashboard.
What your AI can actually do with this
Managing cross-border payments shouldn't mean juggling a dozen tabs or waiting for bank statements. This MCP connects your AI agent directly to your Wise Business account, letting you handle multi-currency operations conversationally. Need to know if the payment cleared in GBP? Ask your agent instead of logging into the portal and digging through transaction histories.
You can monitor current balances across every currency you use, get live exchange rates before quoting a transfer, or list all your existing payment recipients. It’s about getting immediate answers on complex financial questions without leaving your workflow. By connecting this MCP via Vinkius, your AI client becomes an active co-pilot for treasury management, handling the details so you don't have to.
019d7623-0ae7-7050-b5e2-53c1d2c55e54 Here's how it actually works
The bottom line is you talk naturally to your agent, and it handles all the complex calls to Wise in the background.
Subscribe to this Wise MCP on Vinkius and generate a Personal API Token from your Wise Business settings.
Connect that token to your preferred AI client, giving your agent access to your account data.
Ask your AI client specific questions, like 'What are my balances?' or 'Track the transfer to London.' The MCP executes the request and returns the answer.
Who is this actually for?
This connector is for finance professionals who manage global accounts. If you spend time manually checking currency balances or tracking payments across different bank portals, this MCP saves you hours of clicking and copying.
Needs to check multi-currency cash positions quickly for month-end reconciliation without logging into the Wise dashboard.
Must track the status of multiple international payments and verify estimated delivery times across various currencies.
Needs to check incoming funds from clients in different countries and manage multi-currency invoicing details on demand.
What Changes When You Connect
Check current cash positions across all currencies instantly. Instead of logging into a dashboard to run a balance report, you simply ask for it and get real-time results using list_balances or get_balance.
Track international money movement without effort. You can check the status of transfers—like seeing if payment arrived tomorrow by 3:00 PM GMT—using get_transfer, eliminating manual follow-ups.
Get accurate pricing before sending a dime. The create_quote tool lets you ask for an estimate to send €10k to USD and know exactly what the fee is upfront.
Never lose track of your payment contacts. You can use list_recipients to quickly see who you pay money to, confirming details like bank codes or account numbers before sending a new transfer.
Get real-time rate comparisons with get_exchange_rate. This tool lets you compare the cost of converting funds between currencies immediately, which is critical for treasury planning.
See it in action
Client needs to confirm cross-border cash availability
A freelancer client asks their agent, 'What are my current balances across all currencies?' The MCP uses list_balances and get_currencies to provide an immediate total equivalent value, confirming they have enough funds in EUR to pay a US invoice.
Finance team needs to audit recent payouts
The finance manager asks the agent to 'List all transfers for Q2.' The MCP uses list_transfers and then get_transfer on specific IDs, giving them a clear log of who was paid, when, and how much.
Manager needs to budget for an upcoming office payment
The manager asks, 'What is the cost to send £15,000 into our London account?' The MCP executes create_quote and get_exchange_rate, providing a full breakdown of fees and estimated arrival time.
Agency owner needs to verify client payment setup
An agency owner asks the agent to 'Show me all recipients.' The MCP uses list_recipients, allowing them to confirm if they still have a valid bank account listed for an old international client.
The honest tradeoffs
What to watch out for, and the recommended way to handle each one.
Relying on manual web dashboard navigation
A user has to log into the Wise website, navigate to 'Transfers,' filter by date, and manually check if a transfer was processed or if it failed.
Instead, ask your agent directly: 'What is the status of my £15,000 transfer?' The MCP uses get_transfer, giving you the current stage immediately without opening any browser tabs.
Forgetting to check rates before quoting
A user just sends a payment based on an old estimate, only realizing later that the exchange rate changed dramatically between getting the quote and sending the money.
Always run get_exchange_rate first. Then use create_quote. This ensures your AI client provides you with live data for both the rate and the total cost.
Mixing up balance checks and statement needs
A user thinks 'list_balances' will give them a PDF history, but it only gives current amounts. They waste time trying to generate a report through the chat.
Remember that list_balances shows current totals. If you need a historical record for audit purposes, use list_statements instead.
When It Fits, When It Doesn't
Use this MCP if your primary pain point is managing money across borders or dealing with multiple currencies. You should connect this when you need to know 'how much' (balances), 'where it went' (transfers), or 'what will it cost' (quotes/rates). Don't use this if all your transactions happen within a single domestic currency and never cross an international border. For simple, routine paycheck tracking that doesn't involve foreign exchange, you probably don't need this level of complexity. You only need to connect this when global money movement is part of your daily operational risk assessment.
Questions you might have
How do I get my Wise API token? +
You need a Wise Business account with 2-Step Verification enabled. Log in at wise.com, click your profile icon in the top right corner, then go to Settings → API tokens → Add new token. Name your token, complete the 2-Step Verification, and copy it immediately — it is only shown once. Paste it into the configuration below. Note: this feature is only available on the web — not the mobile app.
Can I check how much a transfer will cost before sending money? +
Yes. Ask your AI agent to get a quote for any currency pair and amount. It returns the live exchange rate, Wise's fee, the estimated delivery time, and the exact amount the recipient will receive — so you can make informed decisions before committing to a transfer.
What if I need to track a transfer that seems delayed? +
Just ask your AI agent 'What's the status of my last transfer?' It returns the current processing stage, estimated delivery date, exchange rate used, and any holds or compliance reviews in progress — all without opening Wise in a browser or switching contexts.
Is this suitable for companies operating in multiple currencies? +
Absolutely. Wise supports 50+ currencies, and your AI agent can check balances in all of them simultaneously. Perfect for global e-commerce businesses, international agencies, remote-first companies paying contractors worldwide, and treasury teams managing FX exposure across multiple regions.