Mono MCP for AI. Manage money across African banks from any AI client.
Works with every AI agent you already use
…and any MCP-compatible client








How this MCP server connects to your AI agent
Mono connects your AI agent directly to African financial institutions for real-time money operations. Access current account balances, download official statements, check transaction history, verify user identities, and initiate direct bank transfers—all using natural conversation.
What AI agents can do with Mono Automation
Get account
Retrieves detailed information and the current balance for a specified Mono account.
Get identity
Pulls verified personal identity records, such as BVN and full name, associated with an account.
Initiate payment
Sends a direct instruction to move funds between accounts, requiring specific reference details.
Retrieve current balances and core details for any linked financial account.
Query detailed lists of credits or debits within a specified time frame.
Generate and retrieve official financial records in PDF or JSON formats for auditing.
Pull verified personal data, including BVN numbers and full names, for compliance checks.
Initiate direct funds movement between accounts using defined reference codes.
Ask an AI about this
Waiting for input…
What AI agents can do with Mono: 5 Tools for Finance Management
These five tools let you manage everything from checking account balances to executing complex bank transfers and retrieving official identity records.
Make your AI actually useful.
Add this MCP to Claude, Cursor, or Windsurf and your AI stops guessing. It gets real tools to look things up, take action, and handle the stuff you keep doing by hand.
Start using Mono on VinkiusGet Account
Retrieves detailed information and the current balance for a specified Mono account.
Get Identity
Pulls verified personal identity records, such as BVN and full name, associated with...
Initiate Payment
Sends a direct instruction to move funds between accounts, requiring specific...
Get Statement
Generates and provides bank statements for an account in either PDF or structured...
Get Transactions
Fetches a filtered list of all recorded credits and debits for a given Mono account...
Security and governance baked right in.
Pick your AI client below to get set up. Just create a Vinkius account, subscribe, and you're instantly up and running. We handle the entire backend infrastructure, delivering out-of-the-box support for HTTPS Streamable, SSE, and OAuth2—zero messy routing required.
Choose How to Get Started
Build a custom MCP for your own tools, or connect a ready-made integration from our catalog.
Build Your Own
Turn any API into an MCP. Import a spec, define Agent Skills, or deploy with MCPFusion.
- Import from OpenAPI, Swagger, or YAML specs
- Create Agent Skills with progressive disclosure
- Deploy to edge with MCPFusion framework
- Built in DLP, auth, and compliance on every call
- Real time usage dashboard and cost metering
- Publish to catalog or keep private
Make Your AI Do More
Start with Mono, then connect any of our 5,100+ other servers whenever your AI needs more. One click, no limits.
- Use this MCP plus 5,100+ others, all in one place
- Add new capabilities to your AI anytime you want
- Every connection is secured and compliant automatically
- Track usage and costs across all your servers
- Works with Claude, ChatGPT, Cursor, and more
- New servers added to the catalog every week
VINKIUS INFRASTRUCTURE
Cloud Hosted
Managed infra
V8 Isolated
Sandboxed per request
Zero-Trust Proxy
No stored credentials
DLP Enforced
Policy on every call
GDPR Compliant
EU data residency
Token Compression
~60% cost reduction
Built on the Model Context Protocol (MCP) for Claude, ChatGPT, Cursor, and more
The Model Context Protocol standardizes how applications expose capabilities to LLMs. Instead of operating in isolation, your AI gains direct access to external platforms, live data, and real-world actions through secure, standardized connections.
This connection provides 5 powerful capabilities that interface natively with Claude, ChatGPT, Cursor, and other compatible AI platforms. No middleware. No custom integration required.
Handling cross-bank financial reporting used to be a nightmare., Solved with Vinkius AI Gateway
Today, gathering comprehensive financials means logging into bank portal A for statements, then going to portal B just to check the balance, and finally using spreadsheet software to merge the transaction histories. It's hours of clicking through menus, downloading multiple documents, and manually cross-referencing dates.
With this MCP, your agent handles the whole process. You ask it to compile a full picture—checking balances with get_account while simultaneously pulling detailed records using get_transactions. What you get is one coherent data package; no more jumping between tabs.
Get instant identity verification and payment execution with Mono.
Previously, verifying a client's official status or initiating a payout required sending forms to compliance teams, waiting for manual approval emails, and then logging into a separate portal just to confirm the transfer. It was slow, prone to human error, and required multiple handoffs.
Now, you simply tell your agent what needs to happen. The MCP runs get_identity to verify credentials immediately, then uses initiate_payment to execute funds movement—all within one conversation. That's how fast it is now.
What your AI can actually do with this
You can connect Mono to any AI client to manage finances across multiple African banks without logging into separate web portals. The agent pulls real-time data, letting you query account details or run deep reports instantly. Need to audit a user? You pull verified identity information and check historical transactions with specific date filters.
Don't need a PDF statement for your quarterly review? Just ask the MCP to generate it, ready for filing. Plus, you can execute payments directly through the system using simple commands. Since Vinkius hosts this entire catalog, you connect once and get access to all these payment tools, keeping your workflow centralized.
This means instead of opening a dozen tabs and manually copying figures, your agent does the heavy lifting. It gives you immediate visibility into cash flow and allows for instant payouts, making financial operations feel like talking to an expert banker.
019ea5f9-7734-72ac-9f0a-4cf059a60a25 Here's how it actually works
The bottom line is you talk to your AI client, and it handles all the complex bank communication using Mono in the background.
You subscribe to the Mono MCP and input your secret key into your AI client.
Your agent sends a natural language request (e.g., 'Show me last month's spending').
Mono executes the necessary tool calls, returns structured financial data directly to your agent.
Who is this actually for?
This MCP is built for finance professionals who deal with high transaction volumes or require rapid compliance checks. It's perfect for the financial analyst frustrated by manually compiling reports, and the operations manager tired of switching between multiple bank portals just to verify a user.
The analyst uses this MCP to automate the collection of historical transaction logs and statements across various accounts for faster quarterly reporting.
The manager verifies user identities and initiates payouts or funds transfers using simple conversational prompts, eliminating manual payment processing steps.
The developer integrates Mono's real-time API capabilities directly into a coding environment to build rapid prototypes for financial applications.
What Changes When You Connect
Stop logging into multiple banking sites. Mono lets your agent access and manage accounts from one place, simplifying cross-bank financial oversight.
Speed up audits by using get_statement to instantly pull bank records in JSON or PDF format, making reconciliation faster than manual data entry.
Reduce payment friction. You can initiate payments directly via the MCP using initiate_payment, completing transfers with custom descriptions and references.
Improve compliance checks. Use get_identity to retrieve verified user details like BVN immediately when onboarding a new client.
Get complete financial visibility by running get_transactions queries that filter for specific date ranges or transaction types (credit/debit).
Know the exact status of any account right now; get_account instantly provides real-time balances and account numbers without delays.
See it in action
Quarterly Audit Preparation
A financial analyst needs to reconcile accounts from three different partners. Instead of downloading and consolidating three separate PDFs, they ask their agent to use get_statement for all three, receiving structured JSON data ready for immediate spreadsheet import.
Client Onboarding Verification
An operations team needs to verify a new vendor. They instruct their agent to run get_identity first to confirm the BVN and full name before proceeding with setting up payment details, preventing costly errors.
Emergency Payouts
A manager needs to send urgent funds to a contractor. Instead of going through manual banking forms, they use initiate_payment via their agent, specifying the amount and required reference immediately in conversation.
Investigating Suspicious Activity
A compliance officer suspects irregular spending. They ask their agent to run get_transactions for a specific account ID over the last six months, filtering out routine payments to narrow down suspicious activity quickly.
The honest tradeoffs
Manual Data Aggregation
Downloading statement PDFs from multiple bank websites, then manually opening Excel and copy-pasting figures into one master report.
Use the Mono MCP's get_statement tool. Your agent handles fetching the data in structured JSON format, dropping it straight into your analysis without any copy/paste required.
Forgetting Required Details
Trying to send a payment via an outdated method that requires multiple forms and manual confirmation for basic reference details.
Use initiate_payment. You simply tell your agent the payee, amount, and required reference; it handles the structured command flow.
Using Old Account Data
Relying on figures from an old dashboard that hasn't been updated since yesterday morning.
Always use get_account. This tool fetches real-time balances and account details, giving you the absolute current status of the funds.
When It Fits, When It Doesn't
Use this MCP if your workflow requires interacting with live financial data across multiple African banking systems—specifically when reading statements, checking balances, or executing transfers. It's essential for compliance roles that need to confirm identity via get_identity, or finance teams running reports that require historical records (get_transactions). Don't use it if you only need general accounting advice; your AI client can do that without connecting to a bank. Also, don't rely on this MCP just for viewing static account numbers; always pair it with get_account to ensure the data is current and actionable.
Questions you might have
How does the Mono MCP handle different African banks? +
The MCP connects your AI agent across multiple financial institutions, giving you a single point of access to services like get_account and get_transactions regardless of where the money is held.
Do I need specific bank credentials for get_statement? +
No. After subscribing and providing your Mono secret key, the MCP handles the secure connection; you just tell your agent which account's statement you want to retrieve.
Can I use Mono to verify a client's ID using get_identity? +
Yes. get_identity retrieves verified personal information, including BVN and full names, ensuring the person receiving funds is who they claim to be.
Is initiating payments with Mono instantaneous? +
The MCP sends the initiation request instantly using initiate_payment; however, final fund completion usually requires following a redirect URL provided for authorization confirmation.
What kind of data can I get from get_transactions? +
You can fetch detailed transaction histories. The tool allows filtering by specific dates and whether the movement was a credit or a debit.
We've already built the connector for Mono. Just plug in your AI agents and start using Vinkius.
No hosting. No infrastructure. No complex setup.
All 5 tools are live and waiting.
You're up and running in seconds.
Vinkius gives your AI agents access to the full catalog of app connectors, all fully managed, secure, and enterprise-ready. One subscription, every tool you need.
Built, hosted, and secured by Vinkius. You just connect and go.