How to Use the GoCardless MCP in Cursor

Q: How do I configure the GoCardless MCP configuration inside Cursor?

Create an mcp.json file in your .cursor directory and define the server command. Once saved, the editor automatically loads the tools for your agent to use during chat sessions.

Q: Can Cursor run GoCardless payment tests?

Yes, your agent uses createnewpayment to generate test transactions in your sandbox. It reads the direct response to verify that your application handles the transaction payload correctly.

Q: How does the Cursor agent check GoCardless refunds?

The agent runs listpaymentrefunds to fetch reversed transactions directly into your terminal. You can then ask it to write a migration script to flag those specific accounts in your database.

Write billing code and verify active bank mandates directly in the Cursor editor using live financial data.

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Connect GoCardless MCP to Cursor

Create your Vinkius account to connect GoCardless to Cursor and route execution through our secure gateway. The platform manages server hosting, runtime updates, and security layers. Configuration requires no manual server provisioning.

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Setup GoCardless with Cursor

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Write Billing Logic in Cursor with Live API Data

The `verify_api_connection` and `get_account_details` tools give your Cursor agent immediate access to your live integration environment. Instead of writing code against stale mock endpoints, your editor uses real responses to construct accurate payment classes. This MCP Server connects directly to your editor's chat interface. You can instruct the agent to write a custom node script and test it instantly against your active bank connection.

Audit GoCardless Subscriptions Inside Your Code Editor

The `list_recurring_subscriptions` and `get_customer_details` tools pull active contract states directly into your Cursor sidebar. You can highlight a database model in your editor and ask the agent to match our local schemas against live subscriptions. Because the agent reads your local workspace files, it can quickly spot discrepancies between your database records and actual bank mandates. You get instant feedback on which customer IDs need manual synchronization.

Inspect Bank Mandates in Cursor Agent Mode

The `list_payment_mandates` tool pulls active customer authorizations directly into your active coding file via our MCP Server. You can verify whether a customer has signed their debit agreement without opening an external dashboard. The Cursor editor handles these queries in the background while you refactor your checkout routes. If a customer mandate is pending, your agent can write the exact error-handling logic needed to catch it.

Setup guide

Set up GoCardless MCP in Cursor

Prerequisites

Cursor installed (macOS, Windows, or Linux)
Active Vinkius subscription with a valid endpoint token

1

Open MCP Settings

Go to Cursor Settings → MCP or open the Command Palette (Cmd+Shift+P / Ctrl+Shift+P) and search for "MCP: Add Server".
2

Add the GoCardless MCP

Cursor will create or open .cursor/mcp.json in your project root. Paste the JSON snippet on the right. Replace [YOUR_TOKEN_HERE] with your endpoint token from cloud.vinkius.com.
3

Enable Agent mode

Open Composer (Cmd+I / Ctrl+I) and switch to Agent mode using the dropdown at the top. MCP tools are only available in Agent mode.
4

Verify the connection

Ask Cursor something like "List my recent GoCardless transactions." If the MCP tools are loaded correctly, Cursor will call the GoCardless tools automatically. You can also check Settings → MCP for a green status indicator.

.cursor/mcp.json

{
  "mcpServers": {
    "gocardless-mcp": {
      "url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
    }
  }
}

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Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by GoCardless. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.

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Common questions about GoCardless MCP in Cursor

Create an `mcp.json` file in your `.cursor` directory and define the server command. Once saved, the editor automatically loads the tools for your agent to use during chat sessions.

Yes, your agent uses `create_new_payment` to generate test transactions in your sandbox. It reads the direct response to verify that your application handles the transaction payload correctly.

The agent runs `list_payment_refunds` to fetch reversed transactions directly into your terminal. You can then ask it to write a migration script to flag those specific accounts in your database.

You can set it up globally in your user settings or restrict it to a single repository. Keeping it project-scoped prevents other workspaces from accessing your financial API keys.

This server accesses customer metadata, mandate statuses, and direct debit payment records. All API requests go directly to the bank gateway, keeping your financial credentials isolated from external LLM training loops.

Use it with your favorite AI tools

Connect this server to Cursor, Claude, VS Code, and more.

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