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How to Use the GoCardless MCP in Mastra AI

Build resilient GoCardless payment workflows in Mastra AI with automatic retries and conditional branching logic.

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Works with every AI agent you already use

…and any MCP-compatible client

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Mastra AI

Connect GoCardless MCP to Mastra AI

Create your Vinkius account to connect GoCardless to Mastra AI and route execution through our secure gateway. The platform manages server hosting, runtime updates, and security layers. Configuration requires no manual server provisioning.

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Conditional payment logic in Mastra AI

Branch your workflow based on `get_mandate_status`. If a mandate is inactive, your agent can trigger a custom recovery flow automatically. Don't let failures stall your operations. Mastra AI handles the decision tree while the MCP server interacts with the financial records.

Reliable payout monitoring

Loop through `list_merchant_payouts` to reconcile your books. If a payout is missing, the agent flags it for review immediately. Keep your ledger accurate without manual intervention. The workflow engine ensures every payout is tracked against your internal state.

Multi-step subscription management

Chain `list_recurring_subscriptions` and `list_payment_refunds` to manage your billing lifecycle. Your agent builds a complete picture of the customer's payment history. Everything happens in one sequence. You define the logic, and the agent executes the steps via the server tools.

Setup guide

Set up GoCardless MCP in Mastra AI

Prerequisites

  • Node.js 18+ and a TypeScript project
  • @mastra/mcp + @mastra/core packages
  • Active Vinkius subscription with a valid endpoint token
  1. 1

    Install dependencies

    Run npm install @mastra/mcp @mastra/core plus your preferred model provider (e.g. @ai-sdk/openai).

  2. 2

    Configure the MCPClient

    Create an MCPClient with your Vinkius endpoint as a URL object. Replace [YOUR_TOKEN_HERE] with your token from cloud.vinkius.com.

  3. 3

    Discover and inject tools

    Call mcpClient.listTools() and spread the result into your agent's tools object. All GoCardless tools become native Mastra tools.

  4. 4

    Run with any model

    Swap openai("gpt-4o") for any AI SDK-compatible provider. Call agent.generate() and the agent routes tool calls through MCP automatically.

agent.ts
import { MCPClient } from "@mastra/mcp";
import { Agent } from "@mastra/core/agent";
import { openai } from "@ai-sdk/openai";

const mcpClient = new MCPClient({
  id: "gocardless-mcp-client",
  servers: {
    "gocardless-mcp": {
      url: new URL(
        "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
      ),
    },
  },
});

const agent = new Agent({
  name: "GoCardless Agent",
  model: openai("gpt-4o"),
  instructions: "You have access to GoCardless tools.",
  tools: {
    ...(await mcpClient.listTools()),
  },
});

const result = await agent.generate(
  "List recent GoCardless transactions"
);
console.log(result.text);

Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by GoCardless. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.

Why Choose Vinkius

Vinkius connects your tools to AI with real-time monitoring and automatic cost savings — all from one dashboard.

Real-time monitoring

Live

visibility into every interaction

Connect your favorite tools to your AI and see exactly what's happening — every request, every response, in real time.

Built-in savings

60%

lower AI costs

Vinkius compresses data between your apps and your AI automatically. Lower bills every month — no configuration required.

Single dashboard

One

place for every integration

Every tool your AI connects to, managed from a single screen. One account, complete control.

Common questions about GoCardless MCP in Mastra AI

Add the server URL to your Mastra client config. You can then spread the tools into your agent definition to start executing workflows.
Yes, use the `requireToolApproval` flag. This stops the agent before it calls `create_new_payment` until you confirm the action.
You can wrap your tool calls in the Mastra workflow engine. If a network blip hits the API, it handles the retry logic for you.
It is. The MCP server provides a consistent interface, and Mastra maintains the state across your complex agent steps.
It treats customer emails and IDs as sensitive inputs. You control exactly which agent has permission to call `list_payment_customers`.

Start using the GoCardless MCP today

We host it, we monitor it, we maintain it. You just paste one token.

Built & Managed by Vinkius 30s setup 12 tools

We've already built the connector for GoCardless. Just plug in your AI agents and start using Vinkius.

No hosting. No infrastructure. No complex setup.
All 12 tools are live and waiting. You're up and running in seconds.

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