How to Use the HealthCare.gov MCP in Windsurf

Q: How does Windsurf use the HealthCare.gov tools to compare plans?

Windsurf's Cascade agent calls searchplans with your household data, then uses the plan IDs from the results to call getplandetails and getdrugcoverage for each. It presents a summary so you can compare total costs, not just premiums.

Q: Can I see which insurance companies offer plans in my state?

Absolutely. Just ask Windsurf to list them. It uses the listissuers tool, which just needs a state abbreviation to give you a clean list of every company.

Let Windsurf's Cascade agent find the right health plan on HealthCare.gov by chaining searches for plans, doctors, and drugs automatically.

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Connect HealthCare.gov MCP to Windsurf

Create your Vinkius account to connect HealthCare.gov to Windsurf and route execution through our secure gateway. The platform manages server hosting, runtime updates, and security layers. Configuration requires no manual server provisioning.

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Setup HealthCare.gov with Windsurf

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Find Plans Without the Runaround

Start by giving Windsurf a ZIP code. It automatically calls `get_counties_by_zip` to find your FIPS code, then uses `search_plans` to get a list of every available plan. No manual lookups, no back-and-forth. Cascade takes it from there. It can loop through those plan IDs, running `get_plan_details` on each one to compare deductibles and out-of-pocket maximums side-by-side. You get a ranked list, not a wall of data.

Check Your Doctors and Prescriptions

Tell Windsurf which doctors you need to keep and what medications you take. It will use `search_providers` and `search_drugs` to get the official IDs for each. Then, for your top plan contenders, Cascade chains `get_provider_coverage` and `get_drug_coverage` calls to confirm what's covered. It flags plans where your doctor is out-of-network or your prescription isn't on the formulary.

Automate Research with this MCP Server

Other IDEs make you run each tool call one by one. You find a plan, then you have to manually prompt the agent to check drug coverage for that plan. It's tedious. Windsurf is different. You state your goal—"find the cheapest plan in my county that covers my doctor and my asthma inhaler"—and its Cascade agent maps out the multi-step plan. This MCP Server provides the tools; Cascade provides the autonomous execution.

Setup guide

Set up HealthCare.gov MCP in Windsurf

Prerequisites

Windsurf IDE installed (macOS, Windows, or Linux)
Active Vinkius subscription with a valid endpoint token

1

Open MCP configuration

Click the Cascade assistant icon in the sidebar, then click the hammer icon (🔨) at the top of the panel. Select "Configure" to open ~/.codeium/windsurf/mcp_config.json.
2

Add the HealthCare.gov MCP

Paste the JSON snippet shown on the right into the mcpServers object. Replace [YOUR_TOKEN_HERE] with your endpoint token from cloud.vinkius.com.
3

Refresh MCPs

Go back to the hammer icon (🔨) in Cascade and click "Refresh". Windsurf will detect the new server. No full restart is needed — the connection is hot-reloaded.
4

Verify in Cascade

Start a new Cascade conversation and ask something like "Show my HealthCare.gov payment history." If connected, Cascade will call the HealthCare.gov tools directly. You will see a green dot next to the server name in the MCP panel.

mcp_config.json

{
  "mcpServers": {
    "healthcaregov-mcp": {
      "url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
    }
  }
}

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Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by HealthCare.gov. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.

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Common questions about HealthCare.gov MCP in Windsurf

Windsurf's Cascade agent calls `search_plans` with your household data, then uses the plan IDs from the results to call `get_plan_details` and `get_drug_coverage` for each. It presents a summary so you can compare total costs, not just premiums.

Yes. Give Windsurf the doctor's name and location. It will use `search_providers` to find their ID, then check that ID against potential plans using the `get_provider_coverage` tool.

Use the built-in MCP Marketplace in Windsurf. Search for 'HealthCare.gov' and click install. The tools will show up in your MCP panel immediately, ready for Cascade to use.

Absolutely. Just ask Windsurf to list them. It uses the `list_issuers` tool, which just needs a state abbreviation to give you a clean list of every company.

Your data, like household income or ZIP code, is only sent to this MCP Server to make a specific API call, like `search_plans`. The Vinkius sandbox that runs the server is ephemeral; your data vanishes the moment the tool execution finishes. Windsurf doesn't store it.

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