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Highnote MCP Server

Name: Highnote
Availability: InStock
Author: Vinkius

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Automate card issuance and financial management via Highnote — manage account holders, cards, and transactions directly from any AI agent.

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What is the Highnote MCP Server?

The Highnote MCP Server gives AI agents like Claude, ChatGPT, and Cursor direct access to Highnote via 11 tools. Automate card issuance and financial management via Highnote — manage account holders, cards, and transactions directly from any AI agent. Powered by the Vinkius - no API keys, no infrastructure, connect in under 2 minutes.

Built-in capabilities (11)

get_api_profileget_financial_accountget_payment_card_detailsget_transaction_detailslist_account_holderslist_card_productslist_financial_accountslist_financial_transactionslist_ledger_entrieslist_payment_cardsupdate_card_status

Tools for your AI Agents to operate Highnote

Ask your AI agent "List all financial accounts and show their current balances." and get the answer without opening a single dashboard. With 11 tools connected to real Highnote data, your agents reason over live information, cross-reference it with other MCP servers, and deliver insights you would spend hours assembling manually.

Works with Claude, ChatGPT, Cursor, and any MCP-compatible client. Powered by the Vinkius - your credentials never touch the AI model, every request is auditable. Connect in under two minutes.

Why teams choose Vinkius

One subscription gives you access to thousands of MCP servers - and you can deploy your own to the Vinkius Edge. Your AI agents only access the data you authorize, with DLP that blocks sensitive information from ever reaching the model, kill switch for instant shutdown, and up to 60% token savings. Enterprise-grade infrastructure and security, zero maintenance.

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Highnote MCP Server capabilities

11 tools

get_api_profile

Retrieve information about the authenticated API user

get_financial_account

Get detailed balance and metadata for a specific financial account

get_payment_card_details

Get detailed information for a specific card

get_transaction_details

Get detailed metadata for a specific transaction

list_account_holders

Use this to find the unique ID for a person or business. List individuals and businesses who hold accounts in Highnote

list_card_products

List the different card programs (e.g., Consumer, Fleet) available in your Highnote account

list_financial_accounts

List all financial accounts and their current balances

list_financial_transactions

List recent spending and processing transactions

list_ledger_entries

Useful for reconciliation. List individual ledger entries for a financial account

list_payment_cards

Monitor card status and expiration details. List virtual and physical cards issued in your program

update_card_status

Valid statuses: ACTIVE, FROZEN, CLOSED. Change the status of a card (e.g., ACTIVE, FROZEN, CLOSED)

What the Highnote MCP Server unlocks

Connect your Highnote card platform to any AI agent and take full control of your card issuance, financial accounts, and ledger through natural conversation.

What you can do

Account Holder Oversight — List and retrieve details for individuals and businesses holding accounts in your program.
Card Management — List virtual and physical cards, monitor their operational status, and freeze or close them directly from the chat.
Financial Account Monitoring — Access real-time balances and metadata for all your financial ledger accounts.
Transaction Tracking — List and inspect recent spending and processing transactions with detailed merchant metadata.
Ledger Insights — Retrieve individual ledger entries for reconciliation and audit purposes.
Program Visibility — List all available card products and programs configured in your Highnote account.

How it works

1. Subscribe to this server
2. Enter your Highnote API Key and select your Environment (Test or Live)
3. Start managing your fintech program from Claude, Cursor, or any MCP-compatible client

No more manual querying of complex GraphQL schemas for simple account lookups. Your AI assistant acts as a dedicated Fintech Operations Lead or Card Program Manager.

Who is this for?

Fintech Operations Managers — instantly retrieve account balances and transaction details during reconciliation.
Customer Support for Neobanks — check card statuses and freeze cards immediately upon customer request.
Product Managers — monitor card issuance volume and program activity in real-time.

Frequently asked questions about the Highnote MCP Server

How do I find my Highnote API Key?

Log in to your Highnote dashboard, navigate to Settings > API, and you will be able to generate and copy your API key. Make sure to distinguish between Test and Live keys based on your environment.

What environments are supported?

The integration supports both the Test (Sandbox) and Live (Production) environments. You must specify which one you are connecting to during setup to ensure the correct API endpoints are used.

Can I freeze a card through this integration?

Yes! Use the update_card_status tool and set the status to FROZEN. This will immediately prevent any new authorizations on that card. You can set it back to ACTIVE to unfreeze it.

Is the integration secure for financial data?

Absolutely. The integration uses industry-standard Basic Authentication over HTTPS. Your credentials and financial data are encrypted and stored securely within the Vinkius Cloud infrastructure.