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Highnote MCP Server for Vercel AI SDK 11 tools — connect in under 2 minutes

Built by Vinkius GDPR 11 Tools SDK

The Vercel AI SDK is the TypeScript toolkit for building AI-powered applications. Connect Highnote through Vinkius and every tool is available as a typed function. ready for React Server Components, API routes, or any Node.js backend.

Vinkius supports streamable HTTP and SSE.

typescript
import { createMCPClient } from "@ai-sdk/mcp";
import { generateText } from "ai";
import { openai } from "@ai-sdk/openai";

async function main() {
  const mcpClient = await createMCPClient({
    transport: {
      type: "http",
      // Your Vinkius token. get it at cloud.vinkius.com
      url: "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp",
    },
  });

  try {
    const tools = await mcpClient.tools();
    const { text } = await generateText({
      model: openai("gpt-4o"),
      tools,
      prompt: "Using Highnote, list all available capabilities.",
    });
    console.log(text);
  } finally {
    await mcpClient.close();
  }
}

main();
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* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure

About Highnote MCP Server

Connect your Highnote card platform to any AI agent and take full control of your card issuance, financial accounts, and ledger through natural conversation.

The Vercel AI SDK gives every Highnote tool full TypeScript type inference, IDE autocomplete, and compile-time error checking. Connect 11 tools through Vinkius and stream results progressively to React, Svelte, or Vue components. works on Edge Functions, Cloudflare Workers, and any Node.js runtime.

What you can do

  • Account Holder Oversight — List and retrieve details for individuals and businesses holding accounts in your program.
  • Card Management — List virtual and physical cards, monitor their operational status, and freeze or close them directly from the chat.
  • Financial Account Monitoring — Access real-time balances and metadata for all your financial ledger accounts.
  • Transaction Tracking — List and inspect recent spending and processing transactions with detailed merchant metadata.
  • Ledger Insights — Retrieve individual ledger entries for reconciliation and audit purposes.
  • Program Visibility — List all available card products and programs configured in your Highnote account.

The Highnote MCP Server exposes 11 tools through the Vinkius. Connect it to Vercel AI SDK in under two minutes — no API keys to rotate, no infrastructure to provision, no vendor lock-in. Your configuration, your data, your control.

How to Connect Highnote to Vercel AI SDK via MCP

Follow these steps to integrate the Highnote MCP Server with Vercel AI SDK.

01

Install dependencies

Run npm install @ai-sdk/mcp ai @ai-sdk/openai

02

Replace the token

Replace [YOUR_TOKEN_HERE] with your Vinkius token

03

Run the script

Save to agent.ts and run with npx tsx agent.ts

04

Explore tools

The SDK discovers 11 tools from Highnote and passes them to the LLM

Why Use Vercel AI SDK with the Highnote MCP Server

Vercel AI SDK provides unique advantages when paired with Highnote through the Model Context Protocol.

01

TypeScript-first: every MCP tool gets full type inference, IDE autocomplete, and compile-time error checking out of the box

02

Framework-agnostic core works with Next.js, Nuxt, SvelteKit, or any Node.js runtime. same Highnote integration everywhere

03

Built-in streaming UI primitives let you display Highnote tool results progressively in React, Svelte, or Vue components

04

Edge-compatible: the AI SDK runs on Vercel Edge Functions, Cloudflare Workers, and other edge runtimes for minimal latency

Highnote + Vercel AI SDK Use Cases

Practical scenarios where Vercel AI SDK combined with the Highnote MCP Server delivers measurable value.

01

AI-powered web apps: build dashboards that query Highnote in real-time and stream results to the UI with zero loading states

02

API backends: create serverless endpoints that orchestrate Highnote tools and return structured JSON responses to any frontend

03

Chatbots with tool use: embed Highnote capabilities into conversational interfaces with streaming responses and tool call visibility

04

Internal tools: build admin panels where team members interact with Highnote through natural language queries

Highnote MCP Tools for Vercel AI SDK (11)

These 11 tools become available when you connect Highnote to Vercel AI SDK via MCP:

01

get_api_profile

Retrieve information about the authenticated API user

02

get_financial_account

Get detailed balance and metadata for a specific financial account

03

get_payment_card_details

Get detailed information for a specific card

04

get_transaction_details

Get detailed metadata for a specific transaction

05

list_account_holders

Use this to find the unique ID for a person or business. List individuals and businesses who hold accounts in Highnote

06

list_card_products

List the different card programs (e.g., Consumer, Fleet) available in your Highnote account

07

list_financial_accounts

List all financial accounts and their current balances

08

list_financial_transactions

List recent spending and processing transactions

09

list_ledger_entries

Useful for reconciliation. List individual ledger entries for a financial account

10

list_payment_cards

Monitor card status and expiration details. List virtual and physical cards issued in your program

11

update_card_status

Valid statuses: ACTIVE, FROZEN, CLOSED. Change the status of a card (e.g., ACTIVE, FROZEN, CLOSED)

Example Prompts for Highnote in Vercel AI SDK

Ready-to-use prompts you can give your Vercel AI SDK agent to start working with Highnote immediately.

01

"List all financial accounts and show their current balances."

02

"Show the last 5 transactions for card ending in 4492."

03

"Freeze card ID 'card_992' immediately."

Troubleshooting Highnote MCP Server with Vercel AI SDK

Common issues when connecting Highnote to Vercel AI SDK through the Vinkius, and how to resolve them.

01

createMCPClient is not a function

Install: npm install @ai-sdk/mcp

Highnote + Vercel AI SDK FAQ

Common questions about integrating Highnote MCP Server with Vercel AI SDK.

01

How does the Vercel AI SDK connect to MCP servers?

Import createMCPClient from @ai-sdk/mcp and pass the server URL. The SDK discovers all tools and provides typed TypeScript interfaces for each one.
02

Can I use MCP tools in Edge Functions?

Yes. The AI SDK is fully edge-compatible. MCP connections work on Vercel Edge Functions, Cloudflare Workers, and similar runtimes.
03

Does it support streaming tool results?

Yes. The SDK provides streaming primitives like useChat and streamText that handle tool calls and display results progressively in the UI.

Connect Highnote to Vercel AI SDK

Get your token, paste the configuration, and start using 11 tools in under 2 minutes. No API key management needed.