How do I find my Highnote API Key?

Log in to your Highnote dashboard, navigate to **Settings > API**, and you will be able to generate and copy your API key. Make sure to distinguish between Test and Live keys based on your environment.

What environments are supported?

The integration supports both the **Test** (Sandbox) and **Live** (Production) environments. You must specify which one you are connecting to during setup to ensure the correct API endpoints are used.

Can I freeze a card through this integration?

Yes! Use the `update_card_status` tool and set the status to `FROZEN`. This will immediately prevent any new authorizations on that card. You can set it back to `ACTIVE` to unfreeze it.

Is the integration secure for financial data?

Absolutely. The integration uses industry-standard Basic Authentication over HTTPS. Your credentials and financial data are encrypted and stored securely within the Vinkius Cloud infrastructure.

Highnote MCP Server for Cursor 11 tools — connect in under 2 minutes

Name: Highnote
Availability: InStock
Author: Vinkius

docs.cursor.com/context/model-context-protocol

Built by Vinkius GDPR 11 Tools IDE

Cursor is an AI-first code editor built on VS Code that integrates LLM-powered coding assistance directly into the development workflow. Its Agent mode enables autonomous multi-step coding tasks, and MCP support lets agents access external data sources and APIs during code generation.

Get MCP Server for AI Agents

ASK AI ABOUT THIS MCP SERVER

Open in ChatGPT Open in Claude Open in Perplexity

Vinkius supports streamable HTTP and SSE.

RecommendedModern Approach — Zero Configuration

Vinkius Desktop App

The modern way to manage MCP Servers — no config files, no terminal commands. Install Highnote and 2,500+ MCP Servers from a single visual interface.

Download Free Open SourceNo signup required

Classic Setup·json

{
  "mcpServers": {
    "highnote": {
      "url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
    }
  }
}

Fully ManagedVinkius Servers

60%Token savings

High SecurityEnterprise-grade

IAMAccess control

EU AI ActCompliant

DLPData protection

V8 IsolateSandboxed

Ed25519Audit chain

<40msKill switch

Stream every event to Splunk, Datadog, or your own webhook in real-time

* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure

About Highnote MCP Server

Connect your Highnote card platform to any AI agent and take full control of your card issuance, financial accounts, and ledger through natural conversation.

Cursor's Agent mode turns Highnote into an in-editor superpower. Ask Cursor to generate code using live data from Highnote and it fetches, processes, and writes — all in a single agentic loop. 11 tools appear alongside file editing and terminal access, creating a unified development environment grounded in real-time information.

What you can do

Account Holder Oversight — List and retrieve details for individuals and businesses holding accounts in your program.
Card Management — List virtual and physical cards, monitor their operational status, and freeze or close them directly from the chat.
Financial Account Monitoring — Access real-time balances and metadata for all your financial ledger accounts.
Transaction Tracking — List and inspect recent spending and processing transactions with detailed merchant metadata.
Ledger Insights — Retrieve individual ledger entries for reconciliation and audit purposes.
Program Visibility — List all available card products and programs configured in your Highnote account.

The Highnote MCP Server exposes 11 tools through the Vinkius. Connect it to Cursor in under two minutes — no API keys to rotate, no infrastructure to provision, no vendor lock-in. Your configuration, your data, your control.

How to Connect Highnote to Cursor via MCP

Follow these steps to integrate the Highnote MCP Server with Cursor.

Open MCP Settings

Press Cmd+Shift+P (macOS) or Ctrl+Shift+P (Windows/Linux) → search "MCP Settings"

Add the server config

Paste the JSON configuration above into the mcp.json file that opens

Save the file

Cursor will automatically detect the new MCP server

Start using Highnote

Open Agent mode in chat and ask: "Using Highnote, help me..." — 11 tools available

Why Use Cursor with the Highnote MCP Server

Cursor AI Code Editor provides unique advantages when paired with Highnote through the Model Context Protocol.

Agent mode turns Cursor into an autonomous coding assistant that can read files, run commands, and call MCP tools without switching context

Cursor's Composer feature can generate entire files using real-time data fetched through MCP — no copy-pasting from external dashboards

MCP tools appear alongside built-in tools like file reading and terminal access, creating a unified agentic environment

VS Code extension compatibility means your existing workflow, keybindings, and extensions all work alongside MCP tools

Highnote + Cursor Use Cases

Practical scenarios where Cursor combined with the Highnote MCP Server delivers measurable value.

Code generation with live data: ask Cursor to generate a security report module using live DNS and subdomain data fetched through MCP

Automated documentation: have Cursor query your API's tool schemas and generate TypeScript interfaces or OpenAPI specs automatically

Infrastructure-as-code: Cursor can fetch domain configurations and generate corresponding Terraform or CloudFormation templates

Test scaffolding: ask Cursor to pull real API responses via MCP and generate unit test fixtures from actual data

Highnote MCP Tools for Cursor (11)

These 11 tools become available when you connect Highnote to Cursor via MCP:

get_api_profile

Retrieve information about the authenticated API user

get_financial_account

Get detailed balance and metadata for a specific financial account

get_payment_card_details

Get detailed information for a specific card

get_transaction_details

Get detailed metadata for a specific transaction

list_account_holders

Use this to find the unique ID for a person or business. List individuals and businesses who hold accounts in Highnote

list_card_products

List the different card programs (e.g., Consumer, Fleet) available in your Highnote account

list_financial_accounts

List all financial accounts and their current balances

list_financial_transactions

List recent spending and processing transactions

list_ledger_entries

Useful for reconciliation. List individual ledger entries for a financial account

list_payment_cards

Monitor card status and expiration details. List virtual and physical cards issued in your program

update_card_status

Valid statuses: ACTIVE, FROZEN, CLOSED. Change the status of a card (e.g., ACTIVE, FROZEN, CLOSED)

Example Prompts for Highnote in Cursor

Ready-to-use prompts you can give your Cursor agent to start working with Highnote immediately.

"List all financial accounts and show their current balances."

"Show the last 5 transactions for card ending in 4492."

"Freeze card ID 'card_992' immediately."

Troubleshooting Highnote MCP Server with Cursor

Common issues when connecting Highnote to Cursor through the Vinkius, and how to resolve them.

Tools not appearing in Cursor

Ensure you are in Agent mode (not Ask mode). MCP tools only work in Agent mode.

Server shows as disconnected

Check Settings → Features → MCP and verify the server status. Try clicking the refresh button.

Highnote + Cursor FAQ

Common questions about integrating Highnote MCP Server with Cursor.

What is Agent mode and why does it matter for MCP?

Agent mode is Cursor's autonomous execution mode where the AI can perform multi-step tasks: reading files, editing code, running terminal commands, and calling MCP tools. Without Agent mode, Cursor operates in a simpler ask-and-answer mode that doesn't support tool calling. Always ensure you're in Agent mode when working with MCP servers.

Where does Cursor store MCP configuration?

Cursor looks for MCP server configurations in a mcp.json file. You can configure servers at the project level (.cursor/mcp.json in your project root) or globally (~/.cursor/mcp.json). Project-level configs take precedence.

Can Cursor use MCP tools in inline edits?

No. MCP tools are only available in Agent mode through the chat panel. Inline completions and Tab suggestions do not trigger MCP tool calls. This is by design — tool calls require user visibility and approval.

How do I verify MCP tools are loaded?

Open Settings → Features → MCP and look for your server name. A green indicator means the server is connected. You can also check Agent mode's available tools by clicking the tools dropdown in the chat panel.