Increase MCP Server for Vercel AI SDK 12 tools — connect in under 2 minutes
The Vercel AI SDK is the TypeScript toolkit for building AI-powered applications. Connect Increase through Vinkius and every tool is available as a typed function. ready for React Server Components, API routes, or any Node.js backend.
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Vinkius supports streamable HTTP and SSE.
import { createMCPClient } from "@ai-sdk/mcp";
import { generateText } from "ai";
import { openai } from "@ai-sdk/openai";
async function main() {
const mcpClient = await createMCPClient({
transport: {
type: "http",
// Your Vinkius token. get it at cloud.vinkius.com
url: "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp",
},
});
try {
const tools = await mcpClient.tools();
const { text } = await generateText({
model: openai("gpt-4o"),
tools,
prompt: "Using Increase, list all available capabilities.",
});
console.log(text);
} finally {
await mcpClient.close();
}
}
main();
* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure
About Increase MCP Server
The Increase MCP Server connects AI to a physical, fully compliant commercial US bank built explicitly top-down for programmatic transactions.
The Vercel AI SDK gives every Increase tool full TypeScript type inference, IDE autocomplete, and compile-time error checking. Connect 12 tools through Vinkius and stream results progressively to React, Svelte, or Vue components. works on Edge Functions, Cloudflare Workers, and any Node.js runtime.
What you can do
- Endless Provisioning — Instantly generate new live bank accounts
increase_create_accountacting as sub-ledgers, enabling separate balances. - Open Payment Rails — Need to inject funds into a supplier directly using native American payment streams? Use
increase_create_achor sweep high-value overnightincrease_create_wiresecurely. - Simulation Environment — Use Sandbox arrays to trigger simulated money hits
increase_simulate_inbound_achchecking if an external agent script validates receiving deposits before going to production.
The Increase MCP Server exposes 12 tools through the Vinkius. Connect it to Vercel AI SDK in under two minutes — no API keys to rotate, no infrastructure to provision, no vendor lock-in. Your configuration, your data, your control.
How to Connect Increase to Vercel AI SDK via MCP
Follow these steps to integrate the Increase MCP Server with Vercel AI SDK.
Install dependencies
Run npm install @ai-sdk/mcp ai @ai-sdk/openai
Replace the token
Replace [YOUR_TOKEN_HERE] with your Vinkius token
Run the script
Save to agent.ts and run with npx tsx agent.ts
Explore tools
The SDK discovers 12 tools from Increase and passes them to the LLM
Why Use Vercel AI SDK with the Increase MCP Server
Vercel AI SDK provides unique advantages when paired with Increase through the Model Context Protocol.
TypeScript-first: every MCP tool gets full type inference, IDE autocomplete, and compile-time error checking out of the box
Framework-agnostic core works with Next.js, Nuxt, SvelteKit, or any Node.js runtime. same Increase integration everywhere
Built-in streaming UI primitives let you display Increase tool results progressively in React, Svelte, or Vue components
Edge-compatible: the AI SDK runs on Vercel Edge Functions, Cloudflare Workers, and other edge runtimes for minimal latency
Increase + Vercel AI SDK Use Cases
Practical scenarios where Vercel AI SDK combined with the Increase MCP Server delivers measurable value.
AI-powered web apps: build dashboards that query Increase in real-time and stream results to the UI with zero loading states
API backends: create serverless endpoints that orchestrate Increase tools and return structured JSON responses to any frontend
Chatbots with tool use: embed Increase capabilities into conversational interfaces with streaming responses and tool call visibility
Internal tools: build admin panels where team members interact with Increase through natural language queries
Increase MCP Tools for Vercel AI SDK (12)
These 12 tools become available when you connect Increase to Vercel AI SDK via MCP:
increase_create_account
Spin up a new Bank Account programmatically
increase_create_ach
Push an outbound ACH transfer to any US Bank
increase_create_card
Issue a physical/virtual debit card attached to an account
increase_create_routing_number
Generate new ABA routing & account number data
increase_create_wire
Send a same-day US Wire transfer
increase_get_balance
Fetch realtime ledger balance for a specific account
increase_list_accounts
List all sub-accounts under your charter
increase_list_cards
Sweep the active array of issued Cards
increase_list_transactions
Financial history extraction (Booked)
increase_list_transfers
Audit outbound transfers
increase_simulate_inbound_ach
Simulate receiving an ACH inbound (SANDBOX ONLY)
increase_simulate_inbound_wire
Simulate receiving a Wire inbound (SANDBOX ONLY)
Example Prompts for Increase in Vercel AI SDK
Ready-to-use prompts you can give your Vercel AI SDK agent to start working with Increase immediately.
"Use our main test routing sandbox mechanism to simulate inbound an external payload of $1000 into Account ID 'acc_1234'."
"Audit our entire open accounts layout right now."
"Spin up a new fresh physical corporate banking account dedicated uniquely to 'Server Spends'. Send the Routing number to me."
Troubleshooting Increase MCP Server with Vercel AI SDK
Common issues when connecting Increase to Vercel AI SDK through the Vinkius, and how to resolve them.
createMCPClient is not a function
npm install @ai-sdk/mcpIncrease + Vercel AI SDK FAQ
Common questions about integrating Increase MCP Server with Vercel AI SDK.
How does the Vercel AI SDK connect to MCP servers?
createMCPClient from @ai-sdk/mcp and pass the server URL. The SDK discovers all tools and provides typed TypeScript interfaces for each one.Can I use MCP tools in Edge Functions?
Does it support streaming tool results?
useChat and streamText that handle tool calls and display results progressively in the UI.Connect Increase with your favorite client
Step-by-step setup guides for every MCP-compatible client and framework:
Anthropic's native desktop app for Claude with built-in MCP support.
AI-first code editor with integrated LLM-powered coding assistance.
GitHub Copilot in VS Code with Agent mode and MCP support.
Purpose-built IDE for agentic AI coding workflows.
Autonomous AI coding agent that runs inside VS Code.
Anthropic's agentic CLI for terminal-first development.
Python SDK for building production-grade OpenAI agent workflows.
Google's framework for building production AI agents.
Type-safe agent development for Python with first-class MCP support.
TypeScript toolkit for building AI-powered web applications.
TypeScript-native agent framework for modern web stacks.
Python framework for orchestrating collaborative AI agent crews.
Leading Python framework for composable LLM applications.
Data-aware AI agent framework for structured and unstructured sources.
Microsoft's framework for multi-agent collaborative conversations.
Connect Increase to Vercel AI SDK
Get your token, paste the configuration, and start using 12 tools in under 2 minutes. No API key management needed.