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Increase MCP Server

Name: Increase
Availability: InStock
Author: Vinkius

Built by Vinkius GDPR ToolsFree for Subscribers

Your very own programmatic commercial bank. Construct completely new bank accounts, fetch balance ledgers, map Routing numbers and fire wire limits.

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What is the Increase MCP Server?

The Increase MCP Server gives AI agents like Claude, ChatGPT, and Cursor direct access to Increase via 12 tools. Your very own programmatic commercial bank. Construct completely new bank accounts, fetch balance ledgers, map Routing numbers and fire wire limits. Powered by the Vinkius - no API keys, no infrastructure, connect in under 2 minutes.

Built-in capabilities (12)

increase_create_accountincrease_create_achincrease_create_cardincrease_create_routing_numberincrease_create_wireincrease_get_balanceincrease_list_accountsincrease_list_cardsincrease_list_transactionsincrease_list_transfersincrease_simulate_inbound_achincrease_simulate_inbound_wire

Tools for your AI Agents to operate Increase

Ask your AI agent "Use our main test routing sandbox mechanism to simulate inbound an external payload of $1000 into Account ID 'acc_1234'." and get the answer without opening a single dashboard. With 12 tools connected to real Increase data, your agents reason over live information, cross-reference it with other MCP servers, and deliver insights you would spend hours assembling manually.

Works with Claude, ChatGPT, Cursor, and any MCP-compatible client. Powered by the Vinkius - your credentials never touch the AI model, every request is auditable. Connect in under two minutes.

Why teams choose Vinkius

One subscription gives you access to thousands of MCP servers - and you can deploy your own to the Vinkius Edge. Your AI agents only access the data you authorize, with DLP that blocks sensitive information from ever reaching the model, kill switch for instant shutdown, and up to 60% token savings. Enterprise-grade infrastructure and security, zero maintenance.

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Vinkius works with every AI agent you already use

…and any MCP-compatible client

Increase MCP Server capabilities

12 tools

increase_create_account

Spin up a new Bank Account programmatically

increase_create_ach

Push an outbound ACH transfer to any US Bank

increase_create_card

Issue a physical/virtual debit card attached to an account

increase_create_routing_number

Generate new ABA routing & account number data

increase_create_wire

Send a same-day US Wire transfer

increase_get_balance

Fetch realtime ledger balance for a specific account

increase_list_accounts

List all sub-accounts under your charter

increase_list_cards

Sweep the active array of issued Cards

increase_list_transactions

Financial history extraction (Booked)

increase_list_transfers

Audit outbound transfers

increase_simulate_inbound_ach

Simulate receiving an ACH inbound (SANDBOX ONLY)

increase_simulate_inbound_wire

Simulate receiving a Wire inbound (SANDBOX ONLY)

What the Increase MCP Server unlocks

The Increase MCP Server connects AI to a physical, fully compliant commercial US bank built explicitly top-down for programmatic transactions.

What you can do

Endless Provisioning — Instantly generate new live bank accounts increase_create_account acting as sub-ledgers, enabling separate balances.
Open Payment Rails — Need to inject funds into a supplier directly using native American payment streams? Use increase_create_ach or sweep high-value overnight increase_create_wire securely.
Simulation Environment — Use Sandbox arrays to trigger simulated money hits increase_simulate_inbound_ach checking if an external agent script validates receiving deposits before going to production.

How it works

1. In the Increase dashboard, decide if you're in Development (Sandbox) mode or Live (Production) mode.
2. Obtain an API Key (sk_test or sk_prod).
3. Plug the key directly into Vinkius to sync the core network natively with agent logic.

Who is this for?

Platform Builders (BaaS) — Create internal software that orchestrates money mapping transparently.
Advanced Corporate Ops — Fire up temporary transaction routing numbers to accept wires.

Frequently asked questions about the Increase MCP Server

Can I test money flows safely without losing real funds?

Absolutely. Increase has a top-tier sandbox environment. In your MCP settings, pass a Sandbox API Key (starting with sk_test_) and optionally set the environment to 'sandbox'. We even implemented literal tool overrides like increase_simulate_inbound_ach which are intentionally restricted exclusively to simulating inbound events on your test environment.

Does adding a new account via the Agent require paperwork?

No! Assuming your global LLC has already passed initial onboarding and your Entity object handles compliance, any subsequent programmatic calls to increase_create_account yield a fully compliant sub-ledger and associated numbers instantaneously contextually within the UI chat responses.

What is the difference between ACH and Wire transfer arrays here?

ACH acts through clearing houses taking normally 1-3 business days suited perfectly for non-urgent vendor mass payouts (create_ach). Wire transfers (create_wire) tie directly to Fedwire routing logic hitting banks internally within minutes - often bearing a slight static fee. Dictate which the bot should invoke based on liquidity needs.

How can I trace a specific payment?

We've added increase_list_transactions to handle historical booked transfers strictly by ID limits, exposing whether money cleared Fed limits safely.