Can I test money flows safely without losing real funds?

Absolutely. Increase has a top-tier sandbox environment. In your MCP settings, pass a Sandbox API Key (starting with `sk_test_`) and optionally set the environment to 'sandbox'. We even implemented literal tool overrides like `increase_simulate_inbound_ach` which are intentionally restricted exclusively to simulating inbound events on your test environment.

Does adding a new account via the Agent require paperwork?

No! Assuming your global LLC has already passed initial onboarding and your Entity object handles compliance, any subsequent programmatic calls to `increase_create_account` yield a fully compliant sub-ledger and associated numbers instantaneously contextually within the UI chat responses.

What is the difference between ACH and Wire transfer arrays here?

ACH acts through clearing houses taking normally 1-3 business days suited perfectly for non-urgent vendor mass payouts (`create_ach`). Wire transfers (`create_wire`) tie directly to Fedwire routing logic hitting banks internally within minutes - often bearing a slight static fee. Dictate which the bot should invoke based on liquidity needs.

How can I trace a specific payment?

We've added `increase_list_transactions` to handle historical booked transfers strictly by ID limits, exposing whether money cleared Fed limits safely.

Increase MCP Server for Cline 12 tools — connect in under 2 minutes

Name: Increase
Availability: InStock
Author: Vinkius

cline.bot/docs/mcp

Built by Vinkius GDPR 12 Tools IDE

Cline is an autonomous AI coding agent inside VS Code that plans, executes, and iterates on tasks. Wire Increase through Vinkius and Cline gains direct access to every tool. from data retrieval to workflow automation. without leaving the terminal.

Get MCP Server for AI Agents

ASK AI ABOUT THIS MCP SERVER

Open in ChatGPT Open in Claude Open in Perplexity

Vinkius supports streamable HTTP and SSE.

RecommendedModern Approach — Zero Configuration

Vinkius Desktop App

The modern way to manage MCP Servers — no config files, no terminal commands. Install Increase and 2,500+ MCP Servers from a single visual interface.

Download Free Open SourceNo signup required

Classic Setup·json

{
  "mcpServers": {
    "increase": {
      "url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
    }
  }
}

Fully ManagedVinkius Servers

60%Token savings

High SecurityEnterprise-grade

IAMAccess control

EU AI ActCompliant

DLPData protection

V8 IsolateSandboxed

Ed25519Audit chain

<40msKill switch

Stream every event to Splunk, Datadog, or your own webhook in real-time

* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure

About Increase MCP Server

The Increase MCP Server connects AI to a physical, fully compliant commercial US bank built explicitly top-down for programmatic transactions.

Cline operates autonomously inside VS Code. it reads your codebase, plans a strategy, and executes multi-step tasks including Increase tool calls without waiting for prompts between steps. Connect 12 tools through Vinkius and Cline can fetch data, generate code, and commit changes in a single autonomous run.

What you can do

Endless Provisioning — Instantly generate new live bank accounts increase_create_account acting as sub-ledgers, enabling separate balances.
Open Payment Rails — Need to inject funds into a supplier directly using native American payment streams? Use increase_create_ach or sweep high-value overnight increase_create_wire securely.
Simulation Environment — Use Sandbox arrays to trigger simulated money hits increase_simulate_inbound_ach checking if an external agent script validates receiving deposits before going to production.

The Increase MCP Server exposes 12 tools through the Vinkius. Connect it to Cline in under two minutes — no API keys to rotate, no infrastructure to provision, no vendor lock-in. Your configuration, your data, your control.

How to Connect Increase to Cline via MCP

Follow these steps to integrate the Increase MCP Server with Cline.

Open Cline MCP Settings

Click the MCP Servers icon in the Cline sidebar panel

Add remote server

Click "Add MCP Server" and paste the configuration above

Enable the server

Toggle the server switch to ON

Start using Increase

Ask Cline: "Using Increase, help me...". 12 tools available

Why Use Cline with the Increase MCP Server

Cline provides unique advantages when paired with Increase through the Model Context Protocol.

Cline operates autonomously. it reads your codebase, plans a strategy, and executes multi-step tasks including MCP tool calls without step-by-step prompts

Runs inside VS Code, so you get MCP tool access alongside your existing extensions, terminal, and version control in a single window

Cline can create, edit, and delete files based on MCP tool responses, enabling end-to-end automation from data retrieval to code generation

Transparent execution: every tool call and file change is shown in Cline's activity log for full visibility and approval before committing

Increase + Cline Use Cases

Practical scenarios where Cline combined with the Increase MCP Server delivers measurable value.

Autonomous feature building: tell Cline to fetch data from Increase and scaffold a complete module with types, handlers, and tests

Codebase refactoring: use Increase tools to validate live data while Cline restructures your code to match updated schemas

Automated testing: Cline fetches real responses from Increase and generates snapshot tests or mocks based on actual payloads

Incident response: query Increase for real-time status and let Cline generate hotfix patches based on the findings

Increase MCP Tools for Cline (12)

These 12 tools become available when you connect Increase to Cline via MCP:

increase_create_account

Spin up a new Bank Account programmatically

increase_create_ach

Push an outbound ACH transfer to any US Bank

increase_create_card

Issue a physical/virtual debit card attached to an account

increase_create_routing_number

Generate new ABA routing & account number data

increase_create_wire

Send a same-day US Wire transfer

increase_get_balance

Fetch realtime ledger balance for a specific account

increase_list_accounts

List all sub-accounts under your charter

increase_list_cards

Sweep the active array of issued Cards

increase_list_transactions

Financial history extraction (Booked)

increase_list_transfers

Audit outbound transfers

increase_simulate_inbound_ach

Simulate receiving an ACH inbound (SANDBOX ONLY)

increase_simulate_inbound_wire

Simulate receiving a Wire inbound (SANDBOX ONLY)

Example Prompts for Increase in Cline

Ready-to-use prompts you can give your Cline agent to start working with Increase immediately.

"Use our main test routing sandbox mechanism to simulate inbound an external payload of $1000 into Account ID 'acc_1234'."

"Audit our entire open accounts layout right now."

"Spin up a new fresh physical corporate banking account dedicated uniquely to 'Server Spends'. Send the Routing number to me."

Troubleshooting Increase MCP Server with Cline

Common issues when connecting Increase to Cline through the Vinkius, and how to resolve them.

Server shows error in sidebar

Click the server name to see logs. Verify the URL and token are correct.

Increase + Cline FAQ

Common questions about integrating Increase MCP Server with Cline.

How does Cline connect to MCP servers?

Cline reads MCP server configurations from its settings panel in VS Code. Add the server URL and Cline discovers all available tools on initialization.