How to Use the N26 Banking MCP in Claude Code

Pipe your N26 account data directly into your shell scripts and CI/CD pipelines with Claude Code.

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Connect N26 Banking MCP to Claude Code

Create your Vinkius account to connect N26 Banking to Claude Code and route execution through our secure gateway. The platform manages server hosting, runtime updates, and security layers. Configuration requires no manual server provisioning.

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Setup N26 Banking with Claude Code

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Check N26 Balances from the Terminal

The `get_n26_accounts` tool gives Claude Code a way to fetch your main account balance as structured data. Run a command to get your balance and pipe it to `jq` to extract just the numeric value for a script. This is perfect for automated checks. You can set up a cron job that runs a shell script: if the balance from `get_n26_accounts` is below a certain threshold, it sends you a notification. It's simple, headless financial monitoring.

Script Against Your N26 Savings Spaces

With the `get_n26_spaces` tool, your scripts can read the balances of all your N26 Spaces. Write a quick script to loop through your spaces and check if any have reached their goal amount. Combine tools in your scripts. You can have Claude Code use `get_n26_spaces` to get a list of all your saving goals, then pass that list to another command that tracks them in a local database or a simple text file.

Export N26 Data with this MCP Server

The `get_n26_transactions` tool is your gateway to raw transaction data in the terminal. Ask Claude Code to get all transactions from the last 24 hours and output them as JSON. This is built for automation. You can create a GitHub Action that runs weekly, calls `get_n26_transactions` via this MCP server, and commits a CSV of your spending to a private repository. You're building your own financial archive, one command at a time.

Setup guide

Set up N26 Banking MCP in Claude Code

Prerequisites

Claude Code CLI installed (npm install -g @anthropic-ai/claude-code)
Active Vinkius subscription with a valid endpoint token

1

Run the add command

Open your terminal and run the command shown on the right. Replace [YOUR_TOKEN_HERE] with your endpoint token from cloud.vinkius.com. Use --scope user to make it available across all projects.
2

Verify the connection

Start a Claude Code session and type /mcp to list connected servers. You should see n26-banking-mcp with a green status indicator.
3

Start using tools

Ask Claude Code something like "Check my latest N26 Banking transactions." It will automatically discover and invoke the available N26 Banking tools.

Terminal

claude mcp add --transport http n26-banking-mcp https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp

Get your connection token →

Prerequisites

Claude Code CLI installed
Active Vinkius subscription with a valid endpoint token

1

Open the config file

Create or edit .mcp.json in your project root for project-level scope, or ~/.claude.json for user-level scope.
2

Add the N26 Banking MCP

Paste the JSON snippet shown on the right into the mcpServers object. Replace [YOUR_TOKEN_HERE] with your endpoint token from cloud.vinkius.com.
3

Restart Claude Code

Start a new Claude Code session. Type /mcp to confirm the server is connected. The tools will be automatically available in your conversation.

.mcp.json

{
  "mcpServers": {
    "n26-banking-mcp": {
      "type": "url",
      "url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
    }
  }
}

Get your connection token →

Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by N26. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.

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Common questions about N26 Banking MCP in Claude Code

In your shell script, you can call Claude Code and ask it a question like `'Get my N26 transactions from yesterday as JSON'`. You can then pipe the JSON output to tools like `jq` for processing.

Yes. Set up a cron job that executes a command for Claude Code, like asking for transactions tagged 'business'. The output can be appended to a log file or sent to another service.

You don't use your N26 credentials directly. You use a single Vinkius endpoint token. The MCP server runs in an isolated environment with read-only permissions, so your pipeline can't perform write actions.

Headless execution. You can build this into any automated workflow—cron jobs, CI/CD, Docker containers—without needing a GUI. It's for developers who live in the terminal.

It only reads data related to your accounts, spaces, and transactions. This includes account balances, IBANs, Space names and their balances, and transaction details like merchant and amount. Your data is handled in an ephemeral instance; nothing is stored long-term.

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