Stripe Alternative MCP Server
Manage payments, customers, products and subscriptions via Stripe — create payment intents, track invoices and audit refunds from any AI agent.
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What is the Stripe MCP Server?
The Stripe MCP Server gives AI agents like Claude, ChatGPT, and Cursor direct access to Stripe via 13 tools. Manage payments, customers, products and subscriptions via Stripe — create payment intents, track invoices and audit refunds from any AI agent. Powered by the Vinkius - no API keys, no infrastructure, connect in under 2 minutes.
Built-in capabilities (13)
Tools for your AI Agents to operate Stripe
Ask your AI agent "Show me all active subscriptions and their monthly revenue." and get the answer without opening a single dashboard. With 13 tools connected to real Stripe data, your agents reason over live information, cross-reference it with other MCP servers, and deliver insights you would spend hours assembling manually.
Works with Claude, ChatGPT, Cursor, and any MCP-compatible client. Powered by the Vinkius - your credentials never touch the AI model, every request is auditable. Connect in under two minutes.
Why teams choose Vinkius
One subscription gives you access to thousands of MCP servers - and you can deploy your own to the Vinkius Edge. Your AI agents only access the data you authorize, with DLP that blocks sensitive information from ever reaching the model, kill switch for instant shutdown, and up to 60% token savings. Enterprise-grade infrastructure and security, zero maintenance.
Build your own MCP Server with our secure development framework →Vinkius works with every AI agent you already use
…and any MCP-compatible client
Stripe Alternative MCP Server capabilities
13 toolsOptionally set the email, name and description. Returns the created customer with its ID. Create a new Stripe customer
Requires the amount (in smallest currency unit, e.g. cents for USD) and currency (e.g. "usd"). Optionally associate with a customer. Returns the payment intent with its client_secret for use with Stripe.js. Create a new payment intent in Stripe
Returns available and pending balances broken down by currency and type (card, bank_transfer, etc.). Useful for checking your Stripe payout status. Get current Stripe account balance
Provide the customer ID (starts with "cus_"). Get details for a specific Stripe customer
Each charge has an ID, amount, currency, status (succeeded, pending, failed), customer, payment method and creation date. Optionally filter by customer and set a limit. List charges in Stripe
Each coupon has an ID, name, percent_off or amount_off, duration (once, repeating, forever) and active status. Optionally set a limit. List coupons in Stripe
Each customer has an ID, email, name, description and metadata. Optionally filter by email to find a specific customer and set a limit on the number of results returned. List customers in Stripe
Each invoice has an ID, customer, amount due, status (draft, open, paid, uncollectible), creation date and line items. Optionally filter by customer and set a limit. List invoices in Stripe
Each intent has an ID, amount, currency, status (requires_payment_method, requires_confirmation, requires_action, processing, succeeded, canceled) and associated customer. Optionally filter by customer and set a limit. List payment intents in Stripe
Each price has an ID, unit amount, currency, recurring interval (if subscription) and associated product. Optionally filter by product ID, active status and limit. List prices in Stripe
Each product has an ID, name, description, images and active status. Products are used with Prices to define what you sell. Optionally filter by active status and set a limit. List products in Stripe
Each refund has an ID, amount, charge ID, status (succeeded, pending, failed, canceled) and creation date. Optionally set a limit. List refunds in Stripe
Each subscription has an ID, customer, status (trialing, active, past_due, canceled, unpaid, incomplete), items (prices) and billing cycle details. Optionally filter by customer, status and set a limit. List subscriptions in Stripe
What the Stripe Alternative MCP Server unlocks
Connect your Stripe account to any AI agent and take full control of your payment infrastructure through natural conversation.
What you can do
- Customer Management — List, retrieve and create customers with email, name and metadata
- Product & Pricing — Browse products and their prices (one-time and subscription) with currency and amount details
- Payment Tracking — Monitor payment intents with status (succeeded, pending, failed) and associated customers
- Charge & Refund Audit — Review all charges and refunds with amounts, statuses and timestamps
- Subscription Oversight — Track active subscriptions, their billing cycles and associated prices
- Invoice Review — List invoices with amounts due, status (draft, paid, open) and customer details
- Balance Monitoring — Check available and pending balances across currencies
- Coupon Management — List discount coupons with percent-off, amount-off and duration settings
How it works
1. Subscribe to this server
2. Enter your Stripe Secret Key
3. Start managing your payments from Claude, Cursor, or any MCP-compatible client
No more switching to the Stripe dashboard to check a payment status or audit refunds. Your AI acts as a dedicated payments engineer.
Who is this for?
- Finance Teams — quickly check balances, review invoices and audit refunds without opening the Stripe dashboard
- Developers — create payment intents, list customers and inspect product pricing without leaving your IDE
- Product Managers — monitor subscription statuses, track customer growth and review coupon usage via conversation
Frequently asked questions about the Stripe Alternative MCP Server
How do I get my Stripe Secret Key?
Log in to the Stripe Dashboard, go to Developers > API keys, toggle Test mode for testing or stay in Live mode for production. Copy the Secret Key (starts with sk_test_ or sk_live_). Keep it secret — never expose it in frontend code.
What's the difference between a payment intent and a charge?
A Payment Intent represents a pending payment that may require additional steps (3D Secure, confirmation). It tracks the lifecycle of a payment attempt. A Charge is the result of a successfully completed payment — it represents money that has been collected. Use list_payment_intents to track in-progress payments and list_charges for completed ones.
Can I create a payment intent for any amount?
Yes! Use the create_payment_intent tool with the amount in the smallest currency unit (e.g. 1000 = $10.00 USD, 1000 = €10.00 EUR) and the currency code (usd, eur, gbp, etc.). Optionally associate it with a customer ID. The tool returns the payment intent with its client_secret for use with Stripe.js.
Can I track subscription statuses?
Yes! Use list_subscriptions to see all subscriptions with their status (active, trialing, past_due, canceled, unpaid), customer, billing cycle and items. You can filter by customer ID or status to narrow results. This is useful for monitoring recurring revenue and identifying at-risk accounts.
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Connect Stripe Alternative with your favorite client
Step-by-step setup guides for every MCP-compatible client and framework:
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Give your AI agents the power of Stripe MCP Server
Production-grade Stripe Alternative MCP Server. Verified, monitored, and maintained by Vinkius. Ready for your AI agents — connect and start using immediately.