How do I get my Stripe Secret Key?

Log in to the [**Stripe Dashboard**](https://dashboard.stripe.com/apikeys), go to **Developers > API keys**, toggle **Test mode** for testing or stay in Live mode for production. Copy the Secret Key (starts with `sk_test_` or `sk_live_`). Keep it secret — never expose it in frontend code.

What's the difference between a payment intent and a charge?

A **Payment Intent** represents a pending payment that may require additional steps (3D Secure, confirmation). It tracks the lifecycle of a payment attempt. A **Charge** is the result of a successfully completed payment — it represents money that has been collected. Use list_payment_intents to track in-progress payments and list_charges for completed ones.

Can I create a payment intent for any amount?

Yes! Use the `create_payment_intent` tool with the amount in the smallest currency unit (e.g. 1000 = $10.00 USD, 1000 = €10.00 EUR) and the currency code (usd, eur, gbp, etc.). Optionally associate it with a customer ID. The tool returns the payment intent with its client_secret for use with Stripe.js.

Can I track subscription statuses?

Yes! Use `list_subscriptions` to see all subscriptions with their status (active, trialing, past_due, canceled, unpaid), customer, billing cycle and items. You can filter by customer ID or status to narrow results. This is useful for monitoring recurring revenue and identifying at-risk accounts.

Stripe Alternative MCP Server for Cursor 13 tools — connect in under 2 minutes

Name: Stripe Alternative
Availability: InStock
Author: Vinkius

docs.cursor.com/context/model-context-protocol

Built by Vinkius GDPR 13 Tools IDE

Cursor is an AI-first code editor built on VS Code that integrates LLM-powered coding assistance directly into the development workflow. Its Agent mode enables autonomous multi-step coding tasks, and MCP support lets agents access external data sources and APIs during code generation.

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The modern way to manage MCP Servers — no config files, no terminal commands. Install Stripe Alternative and 2,500+ MCP Servers from a single visual interface.

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Classic Setup·json

{
  "mcpServers": {
    "stripe-alternative": {
      "url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
    }
  }
}

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DLPData protection

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Stream every event to Splunk, Datadog, or your own webhook in real-time

* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure

About Stripe Alternative MCP Server

Connect your Stripe account to any AI agent and take full control of your payment infrastructure through natural conversation.

Cursor's Agent mode turns Stripe Alternative into an in-editor superpower. Ask Cursor to generate code using live data from Stripe Alternative and it fetches, processes, and writes. all in a single agentic loop. 13 tools appear alongside file editing and terminal access, creating a unified development environment grounded in real-time information.

What you can do

Customer Management — List, retrieve and create customers with email, name and metadata
Product & Pricing — Browse products and their prices (one-time and subscription) with currency and amount details
Payment Tracking — Monitor payment intents with status (succeeded, pending, failed) and associated customers
Charge & Refund Audit — Review all charges and refunds with amounts, statuses and timestamps
Subscription Oversight — Track active subscriptions, their billing cycles and associated prices
Invoice Review — List invoices with amounts due, status (draft, paid, open) and customer details
Balance Monitoring — Check available and pending balances across currencies
Coupon Management — List discount coupons with percent-off, amount-off and duration settings

The Stripe Alternative MCP Server exposes 13 tools through the Vinkius. Connect it to Cursor in under two minutes — no API keys to rotate, no infrastructure to provision, no vendor lock-in. Your configuration, your data, your control.

How to Connect Stripe Alternative to Cursor via MCP

Follow these steps to integrate the Stripe Alternative MCP Server with Cursor.

Open MCP Settings

Press Cmd+Shift+P (macOS) or Ctrl+Shift+P (Windows/Linux) → search "MCP Settings"

Add the server config

Paste the JSON configuration above into the mcp.json file that opens

Save the file

Cursor will automatically detect the new MCP server

Start using Stripe Alternative

Open Agent mode in chat and ask: "Using Stripe Alternative, help me...". 13 tools available

Why Use Cursor with the Stripe Alternative MCP Server

Cursor AI Code Editor provides unique advantages when paired with Stripe Alternative through the Model Context Protocol.

Agent mode turns Cursor into an autonomous coding assistant that can read files, run commands, and call MCP tools without switching context

Cursor's Composer feature can generate entire files using real-time data fetched through MCP. no copy-pasting from external dashboards

MCP tools appear alongside built-in tools like file reading and terminal access, creating a unified agentic environment

VS Code extension compatibility means your existing workflow, keybindings, and extensions all work alongside MCP tools

Stripe Alternative + Cursor Use Cases

Practical scenarios where Cursor combined with the Stripe Alternative MCP Server delivers measurable value.

Code generation with live data: ask Cursor to generate a security report module using live DNS and subdomain data fetched through MCP

Automated documentation: have Cursor query your API's tool schemas and generate TypeScript interfaces or OpenAPI specs automatically

Infrastructure-as-code: Cursor can fetch domain configurations and generate corresponding Terraform or CloudFormation templates

Test scaffolding: ask Cursor to pull real API responses via MCP and generate unit test fixtures from actual data

Stripe Alternative MCP Tools for Cursor (13)

These 13 tools become available when you connect Stripe Alternative to Cursor via MCP:

create_customer

Optionally set the email, name and description. Returns the created customer with its ID. Create a new Stripe customer

create_payment_intent

Requires the amount (in smallest currency unit, e.g. cents for USD) and currency (e.g. "usd"). Optionally associate with a customer. Returns the payment intent with its client_secret for use with Stripe.js. Create a new payment intent in Stripe

get_balance

Returns available and pending balances broken down by currency and type (card, bank_transfer, etc.). Useful for checking your Stripe payout status. Get current Stripe account balance

get_customer

Provide the customer ID (starts with "cus_"). Get details for a specific Stripe customer

list_charges

Each charge has an ID, amount, currency, status (succeeded, pending, failed), customer, payment method and creation date. Optionally filter by customer and set a limit. List charges in Stripe

list_coupons

Each coupon has an ID, name, percent_off or amount_off, duration (once, repeating, forever) and active status. Optionally set a limit. List coupons in Stripe

list_customers

Each customer has an ID, email, name, description and metadata. Optionally filter by email to find a specific customer and set a limit on the number of results returned. List customers in Stripe

list_invoices

Each invoice has an ID, customer, amount due, status (draft, open, paid, uncollectible), creation date and line items. Optionally filter by customer and set a limit. List invoices in Stripe

list_payment_intents

Each intent has an ID, amount, currency, status (requires_payment_method, requires_confirmation, requires_action, processing, succeeded, canceled) and associated customer. Optionally filter by customer and set a limit. List payment intents in Stripe

list_prices

Each price has an ID, unit amount, currency, recurring interval (if subscription) and associated product. Optionally filter by product ID, active status and limit. List prices in Stripe

list_products

Each product has an ID, name, description, images and active status. Products are used with Prices to define what you sell. Optionally filter by active status and set a limit. List products in Stripe

list_refunds

Each refund has an ID, amount, charge ID, status (succeeded, pending, failed, canceled) and creation date. Optionally set a limit. List refunds in Stripe

list_subscriptions

Each subscription has an ID, customer, status (trialing, active, past_due, canceled, unpaid, incomplete), items (prices) and billing cycle details. Optionally filter by customer, status and set a limit. List subscriptions in Stripe

Example Prompts for Stripe Alternative in Cursor

Ready-to-use prompts you can give your Cursor agent to start working with Stripe Alternative immediately.

"Show me all active subscriptions and their monthly revenue."

"Show me all refunds issued in the last 30 days."

"What's my current Stripe balance?"

Troubleshooting Stripe Alternative MCP Server with Cursor

Common issues when connecting Stripe Alternative to Cursor through the Vinkius, and how to resolve them.

Tools not appearing in Cursor

Ensure you are in Agent mode (not Ask mode). MCP tools only work in Agent mode.

Server shows as disconnected

Check Settings → Features → MCP and verify the server status. Try clicking the refresh button.

Stripe Alternative + Cursor FAQ

Common questions about integrating Stripe Alternative MCP Server with Cursor.

What is Agent mode and why does it matter for MCP?

Agent mode is Cursor's autonomous execution mode where the AI can perform multi-step tasks: reading files, editing code, running terminal commands, and calling MCP tools. Without Agent mode, Cursor operates in a simpler ask-and-answer mode that doesn't support tool calling. Always ensure you're in Agent mode when working with MCP servers.

Where does Cursor store MCP configuration?

Cursor looks for MCP server configurations in a mcp.json file. You can configure servers at the project level (.cursor/mcp.json in your project root) or globally (~/.cursor/mcp.json). Project-level configs take precedence.

Can Cursor use MCP tools in inline edits?

No. MCP tools are only available in Agent mode through the chat panel. Inline completions and Tab suggestions do not trigger MCP tool calls. This is by design. tool calls require user visibility and approval.

How do I verify MCP tools are loaded?

Open Settings → Features → MCP and look for your server name. A green indicator means the server is connected. You can also check Agent mode's available tools by clicking the tools dropdown in the chat panel.