How do I get my Stripe Secret Key?

Log in to the [**Stripe Dashboard**](https://dashboard.stripe.com/apikeys), go to **Developers > API keys**, toggle **Test mode** for testing or stay in Live mode for production. Copy the Secret Key (starts with `sk_test_` or `sk_live_`). Keep it secret — never expose it in frontend code.

What's the difference between a payment intent and a charge?

A **Payment Intent** represents a pending payment that may require additional steps (3D Secure, confirmation). It tracks the lifecycle of a payment attempt. A **Charge** is the result of a successfully completed payment — it represents money that has been collected. Use list_payment_intents to track in-progress payments and list_charges for completed ones.

Can I create a payment intent for any amount?

Yes! Use the `create_payment_intent` tool with the amount in the smallest currency unit (e.g. 1000 = $10.00 USD, 1000 = €10.00 EUR) and the currency code (usd, eur, gbp, etc.). Optionally associate it with a customer ID. The tool returns the payment intent with its client_secret for use with Stripe.js.

Can I track subscription statuses?

Yes! Use `list_subscriptions` to see all subscriptions with their status (active, trialing, past_due, canceled, unpaid), customer, billing cycle and items. You can filter by customer ID or status to narrow results. This is useful for monitoring recurring revenue and identifying at-risk accounts.

Stripe Alternative MCP Server for Mastra AI 13 tools — connect in under 2 minutes

Name: Stripe Alternative
Availability: InStock
Author: Vinkius

docs.mastra.ai/docs/agents/mcp-tools

Built by Vinkius GDPR 13 Tools SDK

Mastra AI is a TypeScript-native agent framework built for modern web stacks. Connect Stripe Alternative through Vinkius and Mastra agents discover all tools automatically. type-safe, streaming-ready, and deployable anywhere Node.js runs.

Get MCP Server for AI Agents

ASK AI ABOUT THIS MCP SERVER

Open in ChatGPT Open in Claude Open in Perplexity

Vinkius supports streamable HTTP and SSE.

typescript

import { Agent } from "@mastra/core/agent";
import { createMCPClient } from "@mastra/mcp";
import { openai } from "@ai-sdk/openai";

async function main() {
  // Your Vinkius token. get it at cloud.vinkius.com
  const mcpClient = await createMCPClient({
    servers: {
      "stripe-alternative": {
        url: "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp",
      },
    },
  });

  const tools = await mcpClient.getTools();
  const agent = new Agent({
    name: "Stripe Alternative Agent",
    instructions:
      "You help users interact with Stripe Alternative " +
      "using 13 tools.",
    model: openai("gpt-4o"),
    tools,
  });

  const result = await agent.generate(
    "What can I do with Stripe Alternative?"
  );
  console.log(result.text);
}

main();

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* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure

About Stripe Alternative MCP Server

Connect your Stripe account to any AI agent and take full control of your payment infrastructure through natural conversation.

Mastra's agent abstraction provides a clean separation between LLM logic and Stripe Alternative tool infrastructure. Connect 13 tools through Vinkius and use Mastra's built-in workflow engine to chain tool calls with conditional logic, retries, and parallel execution. deployable to any Node.js host in one command.

What you can do

Customer Management — List, retrieve and create customers with email, name and metadata
Product & Pricing — Browse products and their prices (one-time and subscription) with currency and amount details
Payment Tracking — Monitor payment intents with status (succeeded, pending, failed) and associated customers
Charge & Refund Audit — Review all charges and refunds with amounts, statuses and timestamps
Subscription Oversight — Track active subscriptions, their billing cycles and associated prices
Invoice Review — List invoices with amounts due, status (draft, paid, open) and customer details
Balance Monitoring — Check available and pending balances across currencies
Coupon Management — List discount coupons with percent-off, amount-off and duration settings

The Stripe Alternative MCP Server exposes 13 tools through the Vinkius. Connect it to Mastra AI in under two minutes — no API keys to rotate, no infrastructure to provision, no vendor lock-in. Your configuration, your data, your control.

How to Connect Stripe Alternative to Mastra AI via MCP

Follow these steps to integrate the Stripe Alternative MCP Server with Mastra AI.

Install dependencies

Run npm install @mastra/core @mastra/mcp @ai-sdk/openai

Replace the token

Replace [YOUR_TOKEN_HERE] with your Vinkius token

Run the agent

Save to agent.ts and run with npx tsx agent.ts

Explore tools

Mastra discovers 13 tools from Stripe Alternative via MCP

Why Use Mastra AI with the Stripe Alternative MCP Server

Mastra AI provides unique advantages when paired with Stripe Alternative through the Model Context Protocol.

Mastra's agent abstraction provides a clean separation between LLM logic and tool infrastructure. add Stripe Alternative without touching business code

Built-in workflow engine chains MCP tool calls with conditional logic, retries, and parallel execution for complex automation

TypeScript-native: full type inference for every Stripe Alternative tool response with IDE autocomplete and compile-time checks

One-command deployment to any Node.js host. Vercel, Railway, Fly.io, or your own infrastructure

Stripe Alternative + Mastra AI Use Cases

Practical scenarios where Mastra AI combined with the Stripe Alternative MCP Server delivers measurable value.

Automated workflows: build multi-step agents that query Stripe Alternative, process results, and trigger downstream actions in a typed pipeline

SaaS integrations: embed Stripe Alternative as a first-class tool in your product's AI features with Mastra's clean agent API

Background jobs: schedule Mastra agents to query Stripe Alternative on a cron and store results in your database automatically

Multi-agent systems: create specialist agents that collaborate using Stripe Alternative tools alongside other MCP servers

Stripe Alternative MCP Tools for Mastra AI (13)

These 13 tools become available when you connect Stripe Alternative to Mastra AI via MCP:

create_customer

Optionally set the email, name and description. Returns the created customer with its ID. Create a new Stripe customer

create_payment_intent

Requires the amount (in smallest currency unit, e.g. cents for USD) and currency (e.g. "usd"). Optionally associate with a customer. Returns the payment intent with its client_secret for use with Stripe.js. Create a new payment intent in Stripe

get_balance

Returns available and pending balances broken down by currency and type (card, bank_transfer, etc.). Useful for checking your Stripe payout status. Get current Stripe account balance

get_customer

Provide the customer ID (starts with "cus_"). Get details for a specific Stripe customer

list_charges

Each charge has an ID, amount, currency, status (succeeded, pending, failed), customer, payment method and creation date. Optionally filter by customer and set a limit. List charges in Stripe

list_coupons

Each coupon has an ID, name, percent_off or amount_off, duration (once, repeating, forever) and active status. Optionally set a limit. List coupons in Stripe

list_customers

Each customer has an ID, email, name, description and metadata. Optionally filter by email to find a specific customer and set a limit on the number of results returned. List customers in Stripe

list_invoices

Each invoice has an ID, customer, amount due, status (draft, open, paid, uncollectible), creation date and line items. Optionally filter by customer and set a limit. List invoices in Stripe

list_payment_intents

Each intent has an ID, amount, currency, status (requires_payment_method, requires_confirmation, requires_action, processing, succeeded, canceled) and associated customer. Optionally filter by customer and set a limit. List payment intents in Stripe

list_prices

Each price has an ID, unit amount, currency, recurring interval (if subscription) and associated product. Optionally filter by product ID, active status and limit. List prices in Stripe

list_products

Each product has an ID, name, description, images and active status. Products are used with Prices to define what you sell. Optionally filter by active status and set a limit. List products in Stripe

list_refunds

Each refund has an ID, amount, charge ID, status (succeeded, pending, failed, canceled) and creation date. Optionally set a limit. List refunds in Stripe

list_subscriptions

Each subscription has an ID, customer, status (trialing, active, past_due, canceled, unpaid, incomplete), items (prices) and billing cycle details. Optionally filter by customer, status and set a limit. List subscriptions in Stripe