Wise MCP Server
Equip your AI agent with direct access to Wise — check multi-currency balances, track international transfers, and manage recipients without opening the banking interface.
Ask AI about this MCP Server
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What is the Wise MCP Server?
The Wise MCP Server gives AI agents like Claude, ChatGPT, and Cursor direct access to Wise via 10 tools. Equip your AI agent with direct access to Wise — check multi-currency balances, track international transfers, and manage recipients without opening the banking interface. Powered by the Vinkius - no API keys, no infrastructure, connect in under 2 minutes.
Built-in capabilities (10)
Tools for your AI Agents to operate Wise
Ask your AI agent "What are my current balances across all currencies?" and get the answer without opening a single dashboard. With 10 tools connected to real Wise data, your agents reason over live information, cross-reference it with other MCP servers, and deliver insights you would spend hours assembling manually.
Works with Claude, ChatGPT, Cursor, and any MCP-compatible client. Powered by the Vinkius - your credentials never touch the AI model, every request is auditable. Connect in under two minutes.
Why teams choose Vinkius
One subscription gives you access to thousands of MCP servers - and you can deploy your own to the Vinkius Edge. Your AI agents only access the data you authorize, with DLP that blocks sensitive information from ever reaching the model, kill switch for instant shutdown, and up to 60% token savings. Enterprise-grade infrastructure and security, zero maintenance.
Build your own MCP Server with our secure development framework →Vinkius works with every AI agent you already use
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Wise MCP Server capabilities
10 toolsCreate a transfer quote
Get specific balance details
List supported currencies
Get live exchange rate
Get transfer details
List multi-currency balances
List Wise business profiles
List payment recipients
List account statements
List all transfers
What the Wise MCP Server unlocks
Connect your Wise Business account to your AI agent and manage international payments and multi-currency operations conversationally.
What you can do
- Multi-Currency Balances — Check real-time balances across all your currency accounts (USD, EUR, GBP, and 50+ currencies) instantly.
- Transfer Tracking — Monitor the status of outgoing transfers, view estimated delivery dates, and check exchange rates applied.
- Recipient Management — List, search, and manage your payment recipients across countries and currencies.
- Exchange Rates — Get live exchange rates and compare costs before initiating transfers.
How it works
1. Subscribe to the Wise integration on the marketplace.
2. Generate a Personal API Token from your Wise Business account (Settings → API tokens → Add new token).
3. Ask your AI agent to check balances, track transfers, or manage recipients.
Who is this for?
- International Businesses — Monitor multi-currency cash positions across global operations without logging into the Wise dashboard.
- Finance Teams — Track FX rates and transfer statuses for month-end reconciliation and treasury management.
- Freelancers & Agencies — Check incoming payments from international clients and manage multi-currency invoicing from your AI assistant.
Frequently asked questions about the Wise MCP Server
How do I get my Wise API token?
You need a Wise Business account with 2-Step Verification enabled. Log in at wise.com, click your profile icon in the top right corner, then go to Settings → API tokens → Add new token. Name your token, complete the 2-Step Verification, and copy it immediately — it is only shown once. Paste it into the configuration below. Note: this feature is only available on the web — not the mobile app.
Can I check how much a transfer will cost before sending money?
Yes. Ask your AI agent to get a quote for any currency pair and amount. It returns the live exchange rate, Wise's fee, the estimated delivery time, and the exact amount the recipient will receive — so you can make informed decisions before committing to a transfer.
What if I need to track a transfer that seems delayed?
Just ask your AI agent 'What's the status of my last transfer?' It returns the current processing stage, estimated delivery date, exchange rate used, and any holds or compliance reviews in progress — all without opening Wise in a browser or switching contexts.
Is this suitable for companies operating in multiple currencies?
Absolutely. Wise supports 50+ currencies, and your AI agent can check balances in all of them simultaneously. Perfect for global e-commerce businesses, international agencies, remote-first companies paying contractors worldwide, and treasury teams managing FX exposure across multiple regions.
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Give your AI agents the power of Wise MCP Server
Production-grade Wise MCP Server. Verified, monitored, and maintained by Vinkius. Ready for your AI agents — connect and start using immediately.






