How to Use the Wise MCP in Mastra AI

Q: How does Wise manage multi-currency balances in Mastra AI?

The listbalances tool provides a consolidated view across all currencies. The workflow engine uses this output to decide the next step, whether that's creating a quote or initiating a transfer.

Q: If I need to check exchange rates with Wise in Mastra AI, what do I use?

You call getexchangerate. This provides the live rate needed for any quoting function. The workflow can then incorporate this variable into subsequent steps like generating a final quote using createquote.

Q: What specific data does Wise handle when listing transfers in Mastra AI?

The listtransfers tool gives you the full history of moves. This data is critical for auditing and for your workflow to determine if a transfer needs follow-up action or retrying.

Q: Can Wise help with business profile management in Mastra AI?

Yes, the listprofiles tool lets the agent pull all available Wise business profiles. Your workflow can then select the correct profile based on the recipient or transfer requirements.

Build complex money workflows with Mastra AI using Wise MCP Server tools.

See Vinkius in Action

Works with every AI agent you already use

…and any MCP-compatible client

MCP Servers - Free for Subscribers

Connect Wise MCP to Mastra AI

Create your Vinkius account to connect Wise to Mastra AI and route execution through our secure gateway. The platform manages server hosting, runtime updates, and security layers. Configuration requires no manual server provisioning.

GDPR Free for Subscribers

Setup Wise with Mastra AI

Ask AI about this MCP

ChatGPT

Claude

Perplexity

Automate Balance Checks and Quotes

You can build a workflow that first calls `list_balances` to confirm funds are available. Then, it uses `create_quote` to generate an accurate transfer quote based on the current amounts. If the balance is low, the workflow fails gracefully instead of attempting a transaction.

Handle Payment Failures and Retries

The agent can check the status using `get_transfer`. If it detects failure, your complex workflow triggers a retry. You'll use `list_profiles` to determine if a different business profile is needed for the next attempt. This means automated retries with specific fallbacks.

Manage Multi-Step Client Operations

Need to process payments involving multiple parties? Use `list_recipients` and then pass those details into a transfer action. You can also use `get_currencies` first, ensuring the target currency is supported before sending anything. This sequence of tool calls forms a complete, robust operation.

Setup guide

Set up Wise MCP in Mastra AI

Prerequisites

Node.js 18+ and a TypeScript project
@mastra/mcp + @mastra/core packages
Active Vinkius subscription with a valid endpoint token

1

Install dependencies
Run npm install @mastra/mcp @mastra/core plus your preferred model provider (e.g. @ai-sdk/openai).
2

Configure the MCPClient
Create an MCPClient with your Vinkius endpoint as a URL object. Replace [YOUR_TOKEN_HERE] with your token from cloud.vinkius.com.
3

Discover and inject tools
Call mcpClient.listTools() and spread the result into your agent's tools object. All Wise tools become native Mastra tools.
4

Run with any model
Swap openai("gpt-4o") for any AI SDK-compatible provider. Call agent.generate() and the agent routes tool calls through MCP automatically.

agent.ts

import { MCPClient } from "@mastra/mcp";
import { Agent } from "@mastra/core/agent";
import { openai } from "@ai-sdk/openai";

const mcpClient = new MCPClient({
  id: "wise-mcp-client",
  servers: {
    "wise-mcp": {
      url: new URL(
        "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
      ),
    },
  },
});

const agent = new Agent({
  name: "Wise Agent",
  model: openai("gpt-4o"),
  instructions: "You have access to Wise tools.",
  tools: {
    ...(await mcpClient.listTools()),
  },
});

const result = await agent.generate(
  "List recent Wise transactions"
);
console.log(result.text);

Get your connection token →

Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by Wise. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.

Why Choose Vinkius

Vinkius connects your tools to AI with real-time monitoring and automatic cost savings — all from one dashboard.

Connect Wise now

Real-time monitoring

Live

visibility into every interaction

Connect your favorite tools to your AI and see exactly what's happening — every request, every response, in real time.

Built-in savings

60%

lower AI costs

Vinkius compresses data between your apps and your AI automatically. Lower bills every month — no configuration required.

Single dashboard

One

place for every integration

Every tool your AI connects to, managed from a single screen. One account, complete control.

Common questions about Wise MCP in Mastra AI

The `list_balances` tool provides a consolidated view across all currencies. The workflow engine uses this output to decide the next step, whether that's creating a quote or initiating a transfer.

You call `get_exchange_rate`. This provides the live rate needed for any quoting function. The workflow can then incorporate this variable into subsequent steps like generating a final quote using `create_quote`.

The `list_transfers` tool gives you the full history of moves. This data is critical for auditing and for your workflow to determine if a transfer needs follow-up action or retrying.

Yes, the `list_profiles` tool lets the agent pull all available Wise business profiles. Your workflow can then select the correct profile based on the recipient or transfer requirements.

This server handles account balances, transfers, and quotes. Specifically, it touches multi-currency balance data (`list_balances`) and current exchange rates needed for `create_quote`.

Use it with your favorite AI tools

Connect this server to Cursor, Claude, VS Code, and more.

OpenAI Agents SDK sdk-python

Google ADK sdk-python

Pydantic AI sdk-python

Vercel AI SDK sdk-typescript