How to Use the Wise MCP in Windsurf

Q: Does Wise and Windsurf support listing multiple accounts?

Yes. The listbalances tool lets you see all multi-currency balances across your profiles in one go. It's much faster than checking every account individually through the interface.

Q: If I need exchange rates, how does Wise and Windsurf handle it?

You simply call getexchangerate. This function gives you live rate data. When your agent is building a transfer quote, it relies on this tool to make sure the pricing is current.

Q: What specific financial data type does this Wise and Windsurf MCP Server touch?

The server touches balance details across multiple currencies. This means it can pull raw figures from tools like getbalance and listbalances for your agent to work with.

Manage global money transfers autonomously with Windsurf.

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Connect Wise MCP to Windsurf

Create your Vinkius account to connect Wise to Windsurf and route execution through our secure gateway. The platform manages server hosting, runtime updates, and security layers. Configuration requires no manual server provisioning.

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Setup Wise with Windsurf

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Handle Multi-Currency Balances via MCP Server

Need to know what's in the accounts? You just call `list_balances` and get a rundown of every currency held. It also lets you check specific account levels using `get_balance`. Windsurf handles this automatically. If your goal is 'check my total funds,' it doesn't stop at one balance; it runs all the necessary checks and gives you the final figure.

Track Transfers and Payments with Windsurf

The `list_transfers` tool lets your agent pull a complete history of payments. You can also check individual payment statuses by calling `get_transfer`. This keeps you from having to manually dive into the banking portal. It’s perfect for multi-step goals. Windsurf sees that you need the transfer list, so it pulls `list_transfers` first, then maybe uses `list_statements` next to back up the data.

Manage Recipients and Quotes using MCP Server

Setting up payments is easy with this MCP Server. You can use `list_recipients` to see who you've paid before, or call `create_quote` when you need a transfer price. If you’re planning an international payment, Windsurf will figure out the flow: check exchange rates via `get_exchange_rate`, then get a quote using `create_quote`. It chains these calls up without you even asking for each step.

Setup guide

Set up Wise MCP in Windsurf

Prerequisites

Windsurf IDE installed (macOS, Windows, or Linux)
Active Vinkius subscription with a valid endpoint token

1

Open MCP configuration

Click the Cascade assistant icon in the sidebar, then click the hammer icon (🔨) at the top of the panel. Select "Configure" to open ~/.codeium/windsurf/mcp_config.json.
2

Add the Wise MCP

Paste the JSON snippet shown on the right into the mcpServers object. Replace [YOUR_TOKEN_HERE] with your endpoint token from cloud.vinkius.com.
3

Refresh MCPs

Go back to the hammer icon (🔨) in Cascade and click "Refresh". Windsurf will detect the new server. No full restart is needed — the connection is hot-reloaded.
4

Verify in Cascade

Start a new Cascade conversation and ask something like "Show my Wise payment history." If connected, Cascade will call the Wise tools directly. You will see a green dot next to the server name in the MCP panel.

mcp_config.json

{
  "mcpServers": {
    "wise-mcp": {
      "url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
    }
  }
}

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Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by Wise. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.

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Common questions about Wise MCP in Windsurf

You tell Windsurf its goal, like 'What's my total available money?' It automatically runs `list_balances` to get the multi-currency totals. You don't have to prompt it for each balance type; it figures out the full picture.

Yes. The `list_balances` tool lets you see all multi-currency balances across your profiles in one go. It's much faster than checking every account individually through the interface.

You can manage everything from quotes to payments. This MCP Server gives access to `list_profiles` for business details, payment recipients via `list_recipients`, and full transaction history through `list_transfers`.

You simply call `get_exchange_rate`. This function gives you live rate data. When your agent is building a transfer quote, it relies on this tool to make sure the pricing is current.

The server touches `balance details` across multiple currencies. This means it can pull raw figures from tools like `get_balance` and `list_balances` for your agent to work with.

Use it with your favorite AI tools

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