How do I get my Wise API token?

You need a **Wise Business account** with 2-Step Verification enabled. Log in at **wise.com**, click your profile icon in the top right corner, then go to **Settings → API tokens → Add new token**. Name your token, complete the 2-Step Verification, and copy it immediately — it is only shown once. Paste it into the configuration below. Note: this feature is only available on the web — not the mobile app.

Can I check how much a transfer will cost before sending money?

Yes. Ask your AI agent to get a quote for any currency pair and amount. It returns the live exchange rate, Wise's fee, the estimated delivery time, and the exact amount the recipient will receive — so you can make informed decisions before committing to a transfer.

What if I need to track a transfer that seems delayed?

Just ask your AI agent 'What's the status of my last transfer?' It returns the current processing stage, estimated delivery date, exchange rate used, and any holds or compliance reviews in progress — all without opening Wise in a browser or switching contexts.

Is this suitable for companies operating in multiple currencies?

Absolutely. Wise supports 50+ currencies, and your AI agent can check balances in all of them simultaneously. Perfect for global e-commerce businesses, international agencies, remote-first companies paying contractors worldwide, and treasury teams managing FX exposure across multiple regions.

Wise MCP Server for LangChain 10 tools — connect in under 2 minutes

Name: Wise
Availability: InStock
Author: Vinkius

python.langchain.com/docs/integrations/tools/mcp

Built by Vinkius GDPR 10 Tools Framework

LangChain is the leading Python framework for composable LLM applications. Connect Wise through the Vinkius and LangChain agents can call every tool natively — combine them with retrievers, memory, and output parsers for sophisticated AI pipelines.

Get MCP Server for AI Agents

ASK AI ABOUT THIS MCP SERVER

Open in ChatGPT Open in Claude Open in Perplexity

Vinkius supports streamable HTTP and SSE.

python

import asyncio
from langchain_mcp_adapters.client import MultiServerMCPClient
from langchain_openai import ChatOpenAI
from langgraph.prebuilt import create_react_agent

async def main():
    # Your Vinkius token — get it at cloud.vinkius.com
    async with MultiServerMCPClient({
        "wise": {
            "transport": "streamable_http",
            "url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp",
        }
    }) as client:
        tools = client.get_tools()
        agent = create_react_agent(
            ChatOpenAI(model="gpt-4o"),
            tools,
        )
        response = await agent.ainvoke({
            "messages": [{
                "role": "user",
                "content": "Using Wise, show me what tools are available.",
            }]
        })
        print(response["messages"][-1].content)

asyncio.run(main())

Fully ManagedVinkius Servers

60%Token savings

High SecurityEnterprise-grade

IAMAccess control

EU AI ActCompliant

DLPData protection

V8 IsolateSandboxed

Ed25519Audit chain

<40msKill switch

Stream every event to Splunk, Datadog, or your own webhook in real-time

* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure

About Wise MCP Server

Connect your Wise Business account to your AI agent and manage international payments and multi-currency operations conversationally.

LangChain's ecosystem of 500+ components combines seamlessly with Wise through native MCP adapters. Connect 10 tools via the Vinkius and use ReAct agents, Plan-and-Execute strategies, or custom agent architectures — with LangSmith tracing giving full visibility into every tool call, latency, and token cost.

What you can do

Multi-Currency Balances — Check real-time balances across all your currency accounts (USD, EUR, GBP, and 50+ currencies) instantly.
Transfer Tracking — Monitor the status of outgoing transfers, view estimated delivery dates, and check exchange rates applied.
Recipient Management — List, search, and manage your payment recipients across countries and currencies.
Exchange Rates — Get live exchange rates and compare costs before initiating transfers.

The Wise MCP Server exposes 10 tools through the Vinkius. Connect it to LangChain in under two minutes — no API keys to rotate, no infrastructure to provision, no vendor lock-in. Your configuration, your data, your control.

How to Connect Wise to LangChain via MCP

Follow these steps to integrate the Wise MCP Server with LangChain.

Install dependencies

Run pip install langchain langchain-mcp-adapters langgraph langchain-openai

Replace the token

Replace [YOUR_TOKEN_HERE] with your Vinkius token

Run the agent

Save the code and run python agent.py

Explore tools

The agent discovers 10 tools from Wise via MCP

Why Use LangChain with the Wise MCP Server

LangChain provides unique advantages when paired with Wise through the Model Context Protocol.

The largest ecosystem of integrations, chains, and agents — combine Wise MCP tools with 500+ LangChain components

Agent architecture supports ReAct, Plan-and-Execute, and custom strategies with full MCP tool access at every step

LangSmith tracing gives you complete visibility into tool calls, latencies, and token usage for production debugging

Memory and conversation persistence let agents maintain context across Wise queries for multi-turn workflows

Wise + LangChain Use Cases

Practical scenarios where LangChain combined with the Wise MCP Server delivers measurable value.

RAG with live data: combine Wise tool results with vector store retrievals for answers grounded in both real-time and historical data

Autonomous research agents: LangChain agents query Wise, synthesize findings, and generate comprehensive research reports

Multi-tool orchestration: chain Wise tools with web scrapers, databases, and calculators in a single agent run

Production monitoring: use LangSmith to trace every Wise tool call, measure latency, and optimize your agent's performance

Wise MCP Tools for LangChain (10)

These 10 tools become available when you connect Wise to LangChain via MCP:

create_quote

Create a transfer quote

get_balance

Get specific balance details

get_currencies

List supported currencies

get_exchange_rate

Get live exchange rate

get_transfer

Get transfer details

list_balances

List multi-currency balances

list_profiles

List Wise business profiles

list_recipients

List payment recipients

list_statements

List account statements

list_transfers

List all transfers

Example Prompts for Wise in LangChain

Ready-to-use prompts you can give your LangChain agent to start working with Wise immediately.

"What are my current balances across all currencies?"

"Get me a quote to send €10,000 from my EUR balance to a USD account."

"Track the status of my recent transfer to our London office."

Troubleshooting Wise MCP Server with LangChain

Common issues when connecting Wise to LangChain through the Vinkius, and how to resolve them.

MultiServerMCPClient not found

Install: pip install langchain-mcp-adapters

Wise + LangChain FAQ

Common questions about integrating Wise MCP Server with LangChain.

How does LangChain connect to MCP servers?

Use langchain-mcp-adapters to create an MCP client. LangChain discovers all tools and wraps them as native LangChain tools compatible with any agent type.

Which LangChain agent types work with MCP?

All agent types including ReAct, OpenAI Functions, and custom agents work with MCP tools. The tools appear as standard LangChain tools after the adapter wraps them.