How do I get my Wise API token?

You need a **Wise Business account** with 2-Step Verification enabled. Log in at **wise.com**, click your profile icon in the top right corner, then go to **Settings → API tokens → Add new token**. Name your token, complete the 2-Step Verification, and copy it immediately — it is only shown once. Paste it into the configuration below. Note: this feature is only available on the web — not the mobile app.

Can I check how much a transfer will cost before sending money?

Yes. Ask your AI agent to get a quote for any currency pair and amount. It returns the live exchange rate, Wise's fee, the estimated delivery time, and the exact amount the recipient will receive — so you can make informed decisions before committing to a transfer.

What if I need to track a transfer that seems delayed?

Just ask your AI agent 'What's the status of my last transfer?' It returns the current processing stage, estimated delivery date, exchange rate used, and any holds or compliance reviews in progress — all without opening Wise in a browser or switching contexts.

Is this suitable for companies operating in multiple currencies?

Absolutely. Wise supports 50+ currencies, and your AI agent can check balances in all of them simultaneously. Perfect for global e-commerce businesses, international agencies, remote-first companies paying contractors worldwide, and treasury teams managing FX exposure across multiple regions.

Wise MCP Server for VS Code Copilot 10 tools — connect in under 2 minutes

Name: Wise
Availability: InStock
Author: Vinkius

code.visualstudio.com/docs/copilot/chat/mcp-servers

Built by Vinkius GDPR 10 Tools IDE

GitHub Copilot in VS Code is the most widely adopted AI coding assistant, embedded directly into the world's most popular code editor. With MCP support in Agent mode, Copilot can access external data and APIs to generate context-aware code grounded in real-time information.

Get MCP Server for AI Agents

ASK AI ABOUT THIS MCP SERVER

Open in ChatGPT Open in Claude Open in Perplexity

Vinkius supports streamable HTTP and SSE.

RecommendedModern Approach — Zero Configuration

Vinkius Desktop App

The modern way to manage MCP Servers — no config files, no terminal commands. Install Wise and 2,500+ MCP Servers from a single visual interface.

Download Free Open SourceNo signup required

Classic Setup·json

{
  "mcpServers": {
    "wise": {
      "url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
    }
  }
}

Fully ManagedVinkius Servers

60%Token savings

High SecurityEnterprise-grade

IAMAccess control

EU AI ActCompliant

DLPData protection

V8 IsolateSandboxed

Ed25519Audit chain

<40msKill switch

Stream every event to Splunk, Datadog, or your own webhook in real-time

* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure

About Wise MCP Server

Connect your Wise Business account to your AI agent and manage international payments and multi-currency operations conversationally.

GitHub Copilot Agent mode brings Wise data directly into your VS Code workflow. With a project-scoped config, the entire team shares access to 10 tools — Copilot queries live data, generates typed code, and writes tests from actual API responses, all without leaving the editor.

What you can do

Multi-Currency Balances — Check real-time balances across all your currency accounts (USD, EUR, GBP, and 50+ currencies) instantly.
Transfer Tracking — Monitor the status of outgoing transfers, view estimated delivery dates, and check exchange rates applied.
Recipient Management — List, search, and manage your payment recipients across countries and currencies.
Exchange Rates — Get live exchange rates and compare costs before initiating transfers.

The Wise MCP Server exposes 10 tools through the Vinkius. Connect it to VS Code Copilot in under two minutes — no API keys to rotate, no infrastructure to provision, no vendor lock-in. Your configuration, your data, your control.

How to Connect Wise to VS Code Copilot via MCP

Follow these steps to integrate the Wise MCP Server with VS Code Copilot.

Create MCP config

Create a .vscode/mcp.json file in your project root

Add the server config

Paste the JSON configuration above

Enable Agent mode

Open GitHub Copilot Chat and switch to Agent mode using the dropdown

Start using Wise

Ask Copilot: "Using Wise, help me..." — 10 tools available

Why Use VS Code Copilot with the Wise MCP Server

GitHub Copilot for Visual Studio Code provides unique advantages when paired with Wise through the Model Context Protocol.

VS Code is used by over 70% of developers — adding MCP tools to Copilot means your team can leverage external data without leaving their primary editor

Project-scoped MCP configs (`.vscode/mcp.json`) let you commit server configurations to your repository, ensuring the entire team shares the same tool access

Copilot's Agent mode integrates MCP tools seamlessly with file editing, terminal commands, and workspace search in a single agentic loop

GitHub's enterprise compliance and audit features extend to MCP tool usage, providing visibility into how AI interacts with external services

Wise + VS Code Copilot Use Cases

Practical scenarios where VS Code Copilot combined with the Wise MCP Server delivers measurable value.

Live API integration: Copilot can query an MCP server, inspect the response schema, and generate typed API client code in the same step

DevSecOps workflows: security teams can give developers access to domain intelligence tools directly in their editor for real-time vulnerability assessment during code review

Data pipeline development: Copilot fetches sample data via MCP and generates transformation scripts, validators, and test fixtures from actual API responses

Documentation generation: Copilot queries available tools and auto-generates README sections, API reference docs, and usage examples

Wise MCP Tools for VS Code Copilot (10)

These 10 tools become available when you connect Wise to VS Code Copilot via MCP:

create_quote

Create a transfer quote

get_balance

Get specific balance details

get_currencies

List supported currencies

get_exchange_rate

Get live exchange rate

get_transfer

Get transfer details

list_balances

List multi-currency balances

list_profiles

List Wise business profiles

list_recipients

List payment recipients

list_statements

List account statements

list_transfers

List all transfers

Example Prompts for Wise in VS Code Copilot

Ready-to-use prompts you can give your VS Code Copilot agent to start working with Wise immediately.

"What are my current balances across all currencies?"

"Get me a quote to send €10,000 from my EUR balance to a USD account."

"Track the status of my recent transfer to our London office."

Troubleshooting Wise MCP Server with VS Code Copilot

Common issues when connecting Wise to VS Code Copilot through the Vinkius, and how to resolve them.

MCP tools not available

Ensure you are in Agent mode in Copilot Chat. MCP tools only appear in Agent mode.

Wise + VS Code Copilot FAQ

Common questions about integrating Wise MCP Server with VS Code Copilot.

Which VS Code version supports MCP?

MCP support requires VS Code 1.99 or later with the GitHub Copilot extension. Ensure both are updated to the latest version. Older versions of Copilot may not expose the Agent mode toggle.

How do I switch to Agent mode?

Open the Copilot Chat panel and look for two mode options: "Ask" and "Agent". Click "Agent" to enable autonomous tool calling. In Ask mode, Copilot provides conversational answers but cannot invoke MCP tools.

Can I restrict which MCP tools Copilot can access?

Yes. VS Code shows a tool consent dialog before any MCP tool is invoked for the first time. You can also configure tool access policies at the organization level through GitHub Copilot settings.

Does MCP work in VS Code Remote or Codespaces?

Yes. MCP servers configured via .vscode/mcp.json work in Remote SSH, WSL, and GitHub Codespaces environments. The MCP connection is established from the remote host, so ensure the server URL is accessible from that environment.