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Xero MCP Server for Vercel AI SDK 9 tools — connect in under 2 minutes

Built by Vinkius GDPR 9 Tools SDK

The Vercel AI SDK is the TypeScript toolkit for building AI-powered applications. Connect Xero through the Vinkius and every tool is available as a typed function — ready for React Server Components, API routes, or any Node.js backend.

Vinkius supports streamable HTTP and SSE.

typescript
import { createMCPClient } from "@ai-sdk/mcp";
import { generateText } from "ai";
import { openai } from "@ai-sdk/openai";

async function main() {
  const mcpClient = await createMCPClient({
    transport: {
      type: "http",
      // Your Vinkius token — get it at cloud.vinkius.com
      url: "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp",
    },
  });

  try {
    const tools = await mcpClient.tools();
    const { text } = await generateText({
      model: openai("gpt-4o"),
      tools,
      prompt: "Using Xero, list all available capabilities.",
    });
    console.log(text);
  } finally {
    await mcpClient.close();
  }
}

main();
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* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure

About Xero MCP Server

Connect your Xero account to any AI agent and manage your business finances through natural conversation.

The Vercel AI SDK gives every Xero tool full TypeScript type inference, IDE autocomplete, and compile-time error checking. Connect 9 tools through the Vinkius and stream results progressively to React, Svelte, or Vue components — works on Edge Functions, Cloudflare Workers, and any Node.js runtime.

What you can do

  • Invoicing Lifecycle — List all sales and purchase invoices, retrieve comprehensive details including line items and taxes, and track payment statuses
  • Contact Management — Browse your entire database of customers and suppliers to retrieve contact IDs for accurate invoicing and reporting
  • Bank Reconciliation — Monitor cash flow by listing bank transactions and applied payments to stay on top of your accounts receivable and payable
  • Financial Reporting — Retrieve real-time Balance Sheet and Profit and Loss (PnL) reports for any specific date or period through simple commands
  • Chart of Accounts — Browse your general ledger accounts to verify codes and types (Bank, Expense, Revenue) before recording transactions
  • Organization Audit — Retrieve legal registration details, base currency, and high-level tenant information for compliance purposes
  • Business Insights — Quickly find unique invoice, transaction, and contact IDs required for automated accounting workflows

The Xero MCP Server exposes 9 tools through the Vinkius. Connect it to Vercel AI SDK in under two minutes — no API keys to rotate, no infrastructure to provision, no vendor lock-in. Your configuration, your data, your control.

How to Connect Xero to Vercel AI SDK via MCP

Follow these steps to integrate the Xero MCP Server with Vercel AI SDK.

01

Install dependencies

Run npm install @ai-sdk/mcp ai @ai-sdk/openai

02

Replace the token

Replace [YOUR_TOKEN_HERE] with your Vinkius token

03

Run the script

Save to agent.ts and run with npx tsx agent.ts

04

Explore tools

The SDK discovers 9 tools from Xero and passes them to the LLM

Why Use Vercel AI SDK with the Xero MCP Server

Vercel AI SDK provides unique advantages when paired with Xero through the Model Context Protocol.

01

TypeScript-first: every MCP tool gets full type inference, IDE autocomplete, and compile-time error checking out of the box

02

Framework-agnostic core works with Next.js, Nuxt, SvelteKit, or any Node.js runtime — same Xero integration everywhere

03

Built-in streaming UI primitives let you display Xero tool results progressively in React, Svelte, or Vue components

04

Edge-compatible: the AI SDK runs on Vercel Edge Functions, Cloudflare Workers, and other edge runtimes for minimal latency

Xero + Vercel AI SDK Use Cases

Practical scenarios where Vercel AI SDK combined with the Xero MCP Server delivers measurable value.

01

AI-powered web apps: build dashboards that query Xero in real-time and stream results to the UI with zero loading states

02

API backends: create serverless endpoints that orchestrate Xero tools and return structured JSON responses to any frontend

03

Chatbots with tool use: embed Xero capabilities into conversational interfaces with streaming responses and tool call visibility

04

Internal tools: build admin panels where team members interact with Xero through natural language queries

Xero MCP Tools for Vercel AI SDK (9)

These 9 tools become available when you connect Xero to Vercel AI SDK via MCP:

01

get_balance_sheet

Returns assets, liabilities, and equity totals. Retrieves the balance sheet report for a specific date

02

get_invoice_details

Retrieves comprehensive details for a specific Xero invoice

03

get_organisation_info

Retrieves details about the Xero organization

04

get_profit_and_loss

Provide from_date and to_date. Retrieves the profit and loss (PnL) report for a specific date range

05

list_bank_transactions

Lists all transactions recorded in bank accounts

06

list_chart_of_accounts

Lists all accounts in the Xero chart of accounts

07

list_xero_contacts

Lists all customers and suppliers registered in Xero

08

list_xero_invoices

Lists all sales and purchase invoices in the Xero organization

09

list_xero_payments

Lists all payments applied to invoices

Example Prompts for Xero in Vercel AI SDK

Ready-to-use prompts you can give your Vercel AI SDK agent to start working with Xero immediately.

01

"List all my unpaid invoices in Xero."

02

"What is our Profit and Loss for March 2026?"

03

"Find the contact ID for 'Global Tech' and show their last 3 payments."

Troubleshooting Xero MCP Server with Vercel AI SDK

Common issues when connecting Xero to Vercel AI SDK through the Vinkius, and how to resolve them.

01

createMCPClient is not a function

Install: npm install @ai-sdk/mcp

Xero + Vercel AI SDK FAQ

Common questions about integrating Xero MCP Server with Vercel AI SDK.

01

How does the Vercel AI SDK connect to MCP servers?

Import createMCPClient from @ai-sdk/mcp and pass the server URL. The SDK discovers all tools and provides typed TypeScript interfaces for each one.
02

Can I use MCP tools in Edge Functions?

Yes. The AI SDK is fully edge-compatible. MCP connections work on Vercel Edge Functions, Cloudflare Workers, and similar runtimes.
03

Does it support streaming tool results?

Yes. The SDK provides streaming primitives like useChat and streamText that handle tool calls and display results progressively in the UI.

Connect Xero to Vercel AI SDK

Get your token, paste the configuration, and start using 9 tools in under 2 minutes. No API key management needed.