Xero MCP Server for Cursor 9 tools — connect in under 2 minutes
Cursor is an AI-first code editor built on VS Code that integrates LLM-powered coding assistance directly into the development workflow. Its Agent mode enables autonomous multi-step coding tasks, and MCP support lets agents access external data sources and APIs during code generation.
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{
"mcpServers": {
"xero": {
"url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
}
}
}
* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure
About Xero MCP Server
Connect your Xero account to any AI agent and manage your business finances through natural conversation.
Cursor's Agent mode turns Xero into an in-editor superpower. Ask Cursor to generate code using live data from Xero and it fetches, processes, and writes. all in a single agentic loop. 9 tools appear alongside file editing and terminal access, creating a unified development environment grounded in real-time information.
What you can do
- Invoicing Lifecycle — List all sales and purchase invoices, retrieve comprehensive details including line items and taxes, and track payment statuses
- Contact Management — Browse your entire database of customers and suppliers to retrieve contact IDs for accurate invoicing and reporting
- Bank Reconciliation — Monitor cash flow by listing bank transactions and applied payments to stay on top of your accounts receivable and payable
- Financial Reporting — Retrieve real-time Balance Sheet and Profit and Loss (PnL) reports for any specific date or period through simple commands
- Chart of Accounts — Browse your general ledger accounts to verify codes and types (Bank, Expense, Revenue) before recording transactions
- Organization Audit — Retrieve legal registration details, base currency, and high-level tenant information for compliance purposes
- Business Insights — Quickly find unique invoice, transaction, and contact IDs required for automated accounting workflows
The Xero MCP Server exposes 9 tools through the Vinkius. Connect it to Cursor in under two minutes — no API keys to rotate, no infrastructure to provision, no vendor lock-in. Your configuration, your data, your control.
How to Connect Xero to Cursor via MCP
Follow these steps to integrate the Xero MCP Server with Cursor.
Open MCP Settings
Press Cmd+Shift+P (macOS) or Ctrl+Shift+P (Windows/Linux) → search "MCP Settings"
Add the server config
Paste the JSON configuration above into the mcp.json file that opens
Save the file
Cursor will automatically detect the new MCP server
Start using Xero
Open Agent mode in chat and ask: "Using Xero, help me...". 9 tools available
Why Use Cursor with the Xero MCP Server
Cursor AI Code Editor provides unique advantages when paired with Xero through the Model Context Protocol.
Agent mode turns Cursor into an autonomous coding assistant that can read files, run commands, and call MCP tools without switching context
Cursor's Composer feature can generate entire files using real-time data fetched through MCP. no copy-pasting from external dashboards
MCP tools appear alongside built-in tools like file reading and terminal access, creating a unified agentic environment
VS Code extension compatibility means your existing workflow, keybindings, and extensions all work alongside MCP tools
Xero + Cursor Use Cases
Practical scenarios where Cursor combined with the Xero MCP Server delivers measurable value.
Code generation with live data: ask Cursor to generate a security report module using live DNS and subdomain data fetched through MCP
Automated documentation: have Cursor query your API's tool schemas and generate TypeScript interfaces or OpenAPI specs automatically
Infrastructure-as-code: Cursor can fetch domain configurations and generate corresponding Terraform or CloudFormation templates
Test scaffolding: ask Cursor to pull real API responses via MCP and generate unit test fixtures from actual data
Xero MCP Tools for Cursor (9)
These 9 tools become available when you connect Xero to Cursor via MCP:
get_balance_sheet
Returns assets, liabilities, and equity totals. Retrieves the balance sheet report for a specific date
get_invoice_details
Retrieves comprehensive details for a specific Xero invoice
get_organisation_info
Retrieves details about the Xero organization
get_profit_and_loss
Provide from_date and to_date. Retrieves the profit and loss (PnL) report for a specific date range
list_bank_transactions
Lists all transactions recorded in bank accounts
list_chart_of_accounts
Lists all accounts in the Xero chart of accounts
list_xero_contacts
Lists all customers and suppliers registered in Xero
list_xero_invoices
Lists all sales and purchase invoices in the Xero organization
list_xero_payments
Lists all payments applied to invoices
Example Prompts for Xero in Cursor
Ready-to-use prompts you can give your Cursor agent to start working with Xero immediately.
"List all my unpaid invoices in Xero."
"What is our Profit and Loss for March 2026?"
"Find the contact ID for 'Global Tech' and show their last 3 payments."
Troubleshooting Xero MCP Server with Cursor
Common issues when connecting Xero to Cursor through the Vinkius, and how to resolve them.
Tools not appearing in Cursor
Server shows as disconnected
Xero + Cursor FAQ
Common questions about integrating Xero MCP Server with Cursor.
What is Agent mode and why does it matter for MCP?
Where does Cursor store MCP configuration?
mcp.json file. You can configure servers at the project level (.cursor/mcp.json in your project root) or globally (~/.cursor/mcp.json). Project-level configs take precedence.Can Cursor use MCP tools in inline edits?
How do I verify MCP tools are loaded?
Connect Xero with your favorite client
Step-by-step setup guides for every MCP-compatible client and framework:
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GitHub Copilot in VS Code with Agent mode and MCP support.
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Anthropic's agentic CLI for terminal-first development.
Python SDK for building production-grade OpenAI agent workflows.
Google's framework for building production AI agents.
Type-safe agent development for Python with first-class MCP support.
TypeScript toolkit for building AI-powered web applications.
TypeScript-native agent framework for modern web stacks.
Python framework for orchestrating collaborative AI agent crews.
Leading Python framework for composable LLM applications.
Data-aware AI agent framework for structured and unstructured sources.
Microsoft's framework for multi-agent collaborative conversations.
Connect Xero to Cursor
Get your token, paste the configuration, and start using 9 tools in under 2 minutes. No API key management needed.