Can I retrieve my profit and loss report for a specific period via chat?

Yes. The `get_profit_and_loss` tool allows your AI agent to retrieve a PnL report by providing a start and end date. This provides an instant summary of your revenue and expenses without manual reporting.

How do I find out the outstanding amount on a specific invoice?

You can use the `get_invoice_details` tool. Provide the unique invoice ID, and your agent will return the full metadata, including the original amount, any applied payments, and the current balance due.

Is it possible to see my bank transactions through the agent?

Absolutely. Use the `list_bank_transactions` tool to retrieve a list of all transactions recorded in your Xero bank accounts, helping you monitor cash flow directly through your conversation.

Xero MCP Server for Windsurf 9 tools — connect in under 2 minutes

Name: Xero
Availability: InStock
Author: Vinkius

docs.windsurf.com/windsurf/mcp

Built by Vinkius GDPR 9 Tools IDE

Windsurf brings agentic AI coding to a purpose-built IDE. Connect Xero through Vinkius and Cascade will auto-discover every tool. ask questions, generate code, and act on live data without leaving your editor.

Get MCP Server for AI Agents

ASK AI ABOUT THIS MCP SERVER

Open in ChatGPT Open in Claude Open in Perplexity

Vinkius supports streamable HTTP and SSE.

RecommendedModern Approach — Zero Configuration

Vinkius Desktop App

The modern way to manage MCP Servers — no config files, no terminal commands. Install Xero and 2,500+ MCP Servers from a single visual interface.

Download Free Open SourceNo signup required

Classic Setup·json

{
  "mcpServers": {
    "xero": {
      "url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
    }
  }
}

Fully ManagedVinkius Servers

60%Token savings

High SecurityEnterprise-grade

IAMAccess control

EU AI ActCompliant

DLPData protection

V8 IsolateSandboxed

Ed25519Audit chain

<40msKill switch

Stream every event to Splunk, Datadog, or your own webhook in real-time

* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure

About Xero MCP Server

Connect your Xero account to any AI agent and manage your business finances through natural conversation.

Windsurf's Cascade agent chains multiple Xero tool calls autonomously. query data, analyze results, and generate code in a single agentic session. Paste Vinkius Edge URL, reload, and all 9 tools are immediately available. Real-time tool feedback appears inline, so you see API responses directly in your editor.

What you can do

Invoicing Lifecycle — List all sales and purchase invoices, retrieve comprehensive details including line items and taxes, and track payment statuses
Contact Management — Browse your entire database of customers and suppliers to retrieve contact IDs for accurate invoicing and reporting
Bank Reconciliation — Monitor cash flow by listing bank transactions and applied payments to stay on top of your accounts receivable and payable
Financial Reporting — Retrieve real-time Balance Sheet and Profit and Loss (PnL) reports for any specific date or period through simple commands
Chart of Accounts — Browse your general ledger accounts to verify codes and types (Bank, Expense, Revenue) before recording transactions
Organization Audit — Retrieve legal registration details, base currency, and high-level tenant information for compliance purposes
Business Insights — Quickly find unique invoice, transaction, and contact IDs required for automated accounting workflows

The Xero MCP Server exposes 9 tools through the Vinkius. Connect it to Windsurf in under two minutes — no API keys to rotate, no infrastructure to provision, no vendor lock-in. Your configuration, your data, your control.

How to Connect Xero to Windsurf via MCP

Follow these steps to integrate the Xero MCP Server with Windsurf.

Open MCP Settings

Go to Settings → MCP Configuration or press Cmd+Shift+P and search "MCP"

Add the server

Paste the JSON configuration above into mcp_config.json

Save and reload

Windsurf will detect the new server automatically

Start using Xero

Open Cascade and ask: "Using Xero, help me...". 9 tools available

Why Use Windsurf with the Xero MCP Server

Windsurf provides unique advantages when paired with Xero through the Model Context Protocol.

Windsurf's Cascade agent autonomously chains multiple tool calls in sequence, solving complex multi-step tasks without manual intervention

Purpose-built for agentic workflows. Cascade understands context across your entire codebase and integrates MCP tools natively

JSON-based configuration means zero code changes: paste a URL, reload, and all 9 tools are immediately available

Real-time tool feedback is displayed inline, so you see API responses directly in your editor without switching contexts

Xero + Windsurf Use Cases

Practical scenarios where Windsurf combined with the Xero MCP Server delivers measurable value.

Automated code generation: ask Cascade to fetch data from Xero and generate models, types, or handlers based on real API responses

Live debugging: query Xero tools mid-session to inspect production data while debugging without leaving the editor

Documentation generation: pull schema information from Xero and have Cascade generate comprehensive API docs automatically

Rapid prototyping: combine Xero data with Cascade's code generation to scaffold entire features in minutes

Xero MCP Tools for Windsurf (9)

These 9 tools become available when you connect Xero to Windsurf via MCP:

get_balance_sheet

Returns assets, liabilities, and equity totals. Retrieves the balance sheet report for a specific date

get_invoice_details

Retrieves comprehensive details for a specific Xero invoice

get_organisation_info

Retrieves details about the Xero organization

get_profit_and_loss

Provide from_date and to_date. Retrieves the profit and loss (PnL) report for a specific date range

list_bank_transactions

Lists all transactions recorded in bank accounts

list_chart_of_accounts

Lists all accounts in the Xero chart of accounts

list_xero_contacts

Lists all customers and suppliers registered in Xero

list_xero_invoices

Lists all sales and purchase invoices in the Xero organization

list_xero_payments

Lists all payments applied to invoices

Example Prompts for Xero in Windsurf

Ready-to-use prompts you can give your Windsurf agent to start working with Xero immediately.

"List all my unpaid invoices in Xero."

"What is our Profit and Loss for March 2026?"

"Find the contact ID for 'Global Tech' and show their last 3 payments."

Troubleshooting Xero MCP Server with Windsurf

Common issues when connecting Xero to Windsurf through the Vinkius, and how to resolve them.

Server not connecting

Check Settings → MCP for the server status. Try toggling it off and on.

Xero + Windsurf FAQ

Common questions about integrating Xero MCP Server with Windsurf.

How does Windsurf discover MCP tools?

Windsurf reads the mcp_config.json file on startup and connects to each configured server via Streamable HTTP. Tools are listed in the MCP panel and available to Cascade automatically.

Can Cascade chain multiple MCP tool calls?

Yes. Cascade is an agentic system. it can plan and execute multi-step workflows, calling several tools in sequence to accomplish complex tasks without manual prompting between steps.

Does Windsurf support multiple MCP servers?

Yes. Add as many servers as needed in mcp_config.json. Each server's tools appear in the MCP panel and Cascade can use tools from different servers in a single flow.