Vinkius
Alipay Open Platform

Alipay Open Platform MCP for AI. Manage full B2C payment and fund cycles.

Claude Claude
ChatGPT ChatGPT
Cursor Cursor
Gemini Gemini
Windsurf Windsurf
VS Code VS Code
JetBrains JetBrains
Vercel Vercel
See Vinkius in Action

Works with every AI agent you already use

…and any MCP-compatible client

Alipay Open Platform MCP on Cursor AI Code EditorAlipay Open Platform MCP on Claude Desktop AppAlipay Open Platform MCP on OpenAI Agents SDKAlipay Open Platform MCP on Visual Studio CodeAlipay Open Platform MCP on GitHub Copilot AI AgentAlipay Open Platform MCP on Google Gemini AIAlipay Open Platform MCP on Lovable AI DevelopmentAlipay Open Platform MCP on Mistral AI AgentsAlipay Open Platform MCP on Amazon AWS Bedrock

Connect to your AI in seconds.

Alipay Open Platform connects your AI agent directly into Alipay's payment ecosystem. It lets you programmatically create trades, process refunds, execute fund transfers, and download detailed settlement bills.

You manage the full B2C payments lifecycle—from initial order to final ledger reconciliation—all through a single MCP connection.

What your AI can do

Cancel trade

Cancels an existing trade transaction, effectively rolling it back.

Close trade

Finalizes a specific Alipay trade that was created but remains unpaid.

Create trade

Initializes and creates a new payment order or transaction within the system.

+ 7 more capabilities included
Manage Payment Orders

Create new transactions or close existing unpaid trade orders.

Handle Money Movements

Send funds to a user's Alipay account and verify the transfer status.

Process Financial Corrections

Execute partial or full refunds on completed transactions, logging the reason for the reversal.

Check Transaction Statuses

Query the status of a trade, fund transfer, or user account information.

Reconcile Billing Data

Download daily settlement reports and structured accounting exports for ledger matching.

Included with Plan

Waiting for input…

AI Agent

Alipay Open Platform: 10 Tools

These tools give your agent direct operational control over every aspect of the Alipay financial ecosystem.

Make your AI actually useful.

Add this MCP to Claude, Cursor, or Windsurf and your AI stops guessing. It gets real tools to look things up, take action, and handle the stuff you keep doing by hand.

Start using Alipay Open Platform on Vinkius

Cancel Trade

Cancels an existing trade transaction, effectively rolling it back.

Close Trade

Finalizes a specific Alipay trade that was created but remains unpaid.

Create Trade

Initializes and creates a new payment order or transaction within the system.

Get Oauth Token

Exchanges an authorization code to retrieve necessary access tokens for user data.

Query Bill Download Url

Retrieves the specific URL needed to download structured accounting bill summaries.

Query Trade

Checks and reports on the current status of any given Alipay trade order.

Query Transfer

Retrieves the current status of a fund transfer sent to a user's account.

Query User Info

Accesses and reports verified customer profile information for authorized users.

Refund Trade

Processes a refund, reversing funds on a specific Alipay transaction ID.

Transfer Fund

Sends physical money or payouts to another designated Alipay user account.

Security and governance baked right in.

Pick your AI client below to get set up. Just create a Vinkius account, subscribe, and you're instantly up and running. We handle the entire backend infrastructure, delivering out-of-the-box support for HTTPS Streamable, SSE, and OAuth2—zero messy routing required.

Claude AI

Claude AI

1

Open Claude Settings

Go to claude.ai, click your profile icon, then navigate to Customize → Connectors.

2

Add Custom Connector

Click the "+" button and select Add custom connector. Paste your Vinkius endpoint URL:

https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp

Replace [YOUR_TOKEN_HERE] with your token from cloud.vinkius.com. For OAuth-protected servers, expand Advanced settings to add credentials.

3

Start a conversation

Open a new chat. The Alipay Open Platform integration is available immediately — no restart needed.

Choose How to Get Started

Build a custom MCP for your own tools, or connect a ready-made integration from our catalog.

Build Your Own

Turn any API into an MCP. Import a spec, define Agent Skills, or deploy with MCPFusion.

  • Import from OpenAPI, Swagger, or YAML specs
  • Create Agent Skills with progressive disclosure
  • Deploy to edge with MCPFusion framework
  • Built in DLP, auth, and compliance on every call
  • Real time usage dashboard and cost metering
  • Publish to catalog or keep private
Start building

Make Your AI Do More

Start with Alipay Open Platform, then connect any of our 5,100+ other servers whenever your AI needs more. One click, no limits.

  • Use this MCP plus 5,100+ others, all in one place
  • Add new capabilities to your AI anytime you want
  • Every connection is secured and compliant automatically
  • Track usage and costs across all your servers
  • Works with Claude, ChatGPT, Cursor, and more
  • New servers added to the catalog every week
Alipay Open Platform MCP server cover

Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by Alipay. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.

VINKIUS INFRASTRUCTURE

Cloud Hosted

Managed infra

V8 Isolated

Sandboxed per request

Zero-Trust Proxy

No stored credentials

DLP Enforced

Policy on every call

GDPR Compliant

EU data residency

Token Compression

~60% cost reduction

Your data is protected. See how we built it.

Works with Claude, ChatGPT, Cursor, and more

The Model Context Protocol standardizes how applications expose capabilities to LLMs. Instead of operating in isolation, your AI gains direct access to external platforms, live data, and real-world actions through secure, standardized connections.

This connection provides 10 powerful capabilities that interface natively with Claude, ChatGPT, Cursor, and other compatible AI platforms. No middleware. No custom integration required.

Handling Payment Reconciliation Feels Like a Second Job

Right now, running end-of-day reconciliation means downloading multiple files—the transaction log, the refund report, and the settlement bill. You then have to manually open Excel, copy data across sheets, and write formulas just to calculate gross revenue minus refunds versus the actual net amount received. It’s tedious clicking and endless cross-referencing.

With this MCP, your agent handles it automatically. Just ask for yesterday's bill download. The system pulls the structured accounting export, calculates the total successful trades, accounts for all processed refunds, and delivers a single, clear summary of the net settlement amount. It’s done in seconds.

Using Alipay Open Platform MCP For Fund Transfers

Previously, sending money required logging into a separate payment interface and manually confirming account IDs and transfer amounts. If the funds failed to arrive or the status wasn't updated in the main system, you had no immediate way to verify it.

Now, your agent runs `transfer_fund` to dispatch the payout. Then, it uses `query_transfer` immediately after to get the real-time status and confirmation ID. You confirm payment completion within the same chat window.

What your AI can actually do with this

You can treat your AI agent like a financial operations specialist with direct access to Alipay's massive payment infrastructure. This MCP handles the entire transaction workflow, letting you create new orders and manage their complete lifecycle. Need to correct an amount? You process full or partial refunds, tracking reasons and settlement status automatically.

For money movement, you dispatch B2C payouts to individual accounts while verifying that transfers actually completed. When it's time for accounting, you download structured daily transaction summaries to reconcile your billing ledgers without leaving the chat window. This gives your agent a complete view of payments, refunds, funds, and billing data, making reconciliation effortless.

You connect everything through Vinkius, giving your AI client instant access to this complex payment backend.

Built · Hosted · Managed by Vinkius Alipay Open Platform MCP - Manage Payments & Funds
Server ID 019d8414-6ca4-73f6-9ee5-7ba51bf66ed4
Vinkius Inspector
Compliance Grade A+
Score 100/100
Vinkius Inspector Badge — Score 100/100

Questions you might have

How do I use create_trade with Alipay Open Platform MCP? +

You tell your agent what you need: 'Create a trade for $X amount.' The tool handles generating the unique order ID and setting up the payment link, letting you track it immediately using query_trade.

What is the difference between query_trade and close_trade in Alipay Open Platform MCP? +

query_trade only checks the status of a trade. You must use close_trade to finalize an order that was successfully paid through the system.

Can I query user info using get_oauth_token and Alipay Open Platform MCP? +

Yes, first you run get_oauth_token to secure the access credentials. Then, your agent can use that token to call query_user_info to pull verified customer details.

How do I get daily settlement reports with Alipay Open Platform MCP? +

You ask for the bill download URL using query_bill_download_url. The system provides a temporary link, which your agent can then use to pull and analyze the raw accounting data.

How do I use refund_trade to process an Alipay refund? +

You must provide the original trade ID and the specific amount for the refund. The MCP handles partial or full refunds automatically, allowing you to track the settlement status right away.

What's the sequence for transfer_fund and query_transfer in Alipay Open Platform MCP? +

First, use transfer_fund to send the money. Then, use query_transfer shortly after to check the status. This verifies if the payout completed successfully or if an exception occurred.

If a payment needs to be reversed, how does cancel_trade work in Alipay Open Platform MCP? +

The cancel_trade tool rolls back a transaction that was never settled. This is different from closing it; cancellation stops the process entirely before finalization.

What information can I get using query_user_info in Alipay Open Platform MCP? +

This function provides verified customer profiles for authorized users. It lets your agent securely access identity details without needing to expose raw credentials.

Do I need to generate RSA signatures manually for each API call? +

No! Simply provide your App Private Key in PKCS1 or PKCS8 format. The engine handles all RSA-SHA256 signing, timestamping, and parameter encoding under the hood automatically on every request — you never touch signature logic directly.

Can I process partial refunds specifying only a fraction of the original order amount? +

Yes! The refund_trade tool supports both full and partial refunds. Specify the original trade number, the refund amount, and a reason string. The engine will dispatch the correctly signed request and return the settlement confirmation with a unique refund ID for tracking.

Is there any risk of accidental payments or unauthorized fund transfers through this integration? +

Every transactional action requires explicit parameters — trade amounts, recipient accounts, and refund values must all be specified deliberately. The RSA2 signature layer ensures that no request can be forged or replayed. Additionally, all operations are scoped to your registered App ID and sandbox/production environment.

Built & Managed by Vinkius 30s setup 10 tools

We've already built the connector for Alipay Open Platform. Just plug in your AI agents and start using Vinkius.

No hosting. No infrastructure. No complex setup.
All 10 tools are live and waiting. You're up and running in seconds.

Vinkius runs on Claude Claude
Vinkius runs on ChatGPT ChatGPT
Vinkius runs on Cursor Cursor
Vinkius runs on Gemini Gemini
Vinkius runs on Windsurf Windsurf
Vinkius runs on VS Code VS Code
Vinkius runs on JetBrains JetBrains
Vinkius runs on Vercel Vercel
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