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Vinkius

Connect Modulr MCP for AI Agents

Managing UK/EU Payments and B2B Ledger Reconciliation

We take care of the infrastructure, maintenance, security, and governance. Works with:

Modulr MCP for AI Agents MCP is compatible with Claude Claude
Modulr MCP for AI Agents MCP is compatible with ChatGPT ChatGPT
Modulr MCP for AI Agents MCP is compatible with Cursor Cursor
Modulr MCP for AI Agents MCP is compatible with Gemini Gemini
Windsurf
VS Code
Vercel
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AI Agent

What AI agents can do with Modulr: 7 Tools for Cross-Border Payment Operations

These tools allow your AI agent to manage everything from creating new customer accounts to initiating massive, secure cross-border payouts.

Modulr create beneficiary

Maps an external recipient using required details like IBANs and Sort Codes, preparing them for payments.

Modulr create payment

Triggers a direct outgoing Faster Payment or SEPA payout to a designated beneficiary.

Modulr get customers

Retrieves a list of the core underlying legal customers or entities managed by Modulr.

Modulr get transactions

Audits and retrieves the full transaction history for any specific account ID.

Modulr list payments

Checks the real-time status of large arrays of pending or completed payments across multiple accounts.

Modulr create account

Instantiates a UK or EU bank account under a specified customer entity for financial management.

Modulr get accounts

Lists all active customer accounts and any mapped liquidity available for transfers.

Frequently Asked Questions

How does the Modulr MCP handle payments in different countries? +

It manages both UK and EU payment rails using secure digital signatures (HMAC). You don't need separate tools; simply telling your agent to initiate a payment routes it through the correct SEPA or Faster Payment network, regardless of the beneficiary's location.

Can I use Modulr MCP for payroll processing? +

Absolutely. The MCP is designed specifically for this. You can automate your entire payroll cycle by triggering outgoing payments and mapping multiple employee beneficiaries in one session, saving hours of manual bank work.

What if I need to audit a large number of transfers? Is Modulr reliable? +

Yes. You can check the status of massive payment arrays using a dedicated tool that checks real-time settlement states, confirming if funds are pending or fully settled across multiple accounts simultaneously.

Does Modulr MCP help with setting up new clients? +

Yes. It lets you programmatically provision entire multi-layered B2B structures. You can create a client's main account and all necessary sub-accounts in one go, streamlining your onboarding process.

Is Modulr MCP better than just using basic API credentials? +

Yes. This MCP wraps the functionality with incredibly defensive digital signatures (HMAC SHA-256). It adds a layer of security and automation that standard APIs don't provide, allowing your agent to act on your behalf securely.

How do I find out if a payment has actually cleared? +

Use the transaction history tools. The MCP allows you to pull detailed ledgers for any specific account, showing exactly when funds moved and what their final settlement status was.

Modulr requires complex timestamped HMAC API Signatures, how does the prompt handle that? +

We handle that completely in the background Engine! The Vinkius runtime grabs your static API Secret from configurations once. Then, every time the Language Model triggers a payment, our Node.js runtime creates random cryptographic hex Nonces, aligns current UTC Date limits, hashes the combination uniquely via SHA-256 and packs it into the underlying header dynamically natively.

Can the Agent generate new SEPA/UK Accounts? +

Yes, using modulr_create_account, you can spawn multiple isolated UK GBP ledgers natively linked to customers.

Are cross-border Faster Payments supported natively? +

Absolutely. You can inject external sorts codes inside the modulr_create_payment orchestrations delivering funds transparently via clearing houses.

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