Vinkius

Monnify MCP. Manage Nigerian Payments & Virtual Accounts

Monnify MCP connects your Nigerian payment gateway to your AI agent, letting you manage complex financial operations through natural conversation. You can create customer virtual bank accounts, check real-time transaction statuses, and track payouts and settlements without manually logging into a dashboard or calling support.

Monnify MCP is compatible with Claude Claude
Monnify MCP is compatible with ChatGPT ChatGPT
Monnify MCP is compatible with Cursor Cursor
Monnify MCP is compatible with Gemini Gemini
Monnify MCP is compatible with Windsurf Windsurf
Monnify MCP is compatible with VS Code VS Code
Monnify MCP is compatible with JetBrains JetBrains
Monnify MCP is compatible with Vercel Vercel
See Vinkius in Action

Give Claude and any AI agent real-world access

Check Payment History

Retrieve a comprehensive list of recent payments, including their status and unique references.

Manage Virtual Accounts

Create dedicated virtual bank accounts for customers or get full details on existing reserved accounts.

Process Payments On Demand

Start new payment processes and generate the necessary checkout URLs for card or transfer payments.

Track Funds Movement

List and track outgoing bank transfers (disbursements) and monitor final settlement payouts to your main corporate account.

Reference Financial Records

Access digital invoices, list supported Nigerian banks, or get the details for any specific transaction reference.

Waiting for input…

AI Agent
Monnify

What AI agents can do with Monnify: 10 Tools for Payment Operations

These tools let you programmatically perform every core function of payment management, from initiating payments to tracking final bank settlements.

Make your AI actually useful.

Add this MCP to Claude, Cursor, or Windsurf and your AI stops guessing. It gets real tools to look things up, take action, and handle the stuff you keep doing by hand.

Start using Monnify MCP

Get Account Details

Retrieves the specific details of a reserved customer bank account.

List Settlements

Gathers a list detailing all payouts and merchant settlements received into your...

Get Transaction

Pulls the full details for one specific payment transaction based on its reference...

Init Payment

Starts a new payment process and generates the necessary checkout link or URL for...

List Reserved Accounts

Provides an overview of all virtual accounts you have reserved for customers.

List Banks

Retrieves a list of every supported Nigerian bank that Monnify works with.

List Monnify Invoices

Lists all digital invoices generated and stored on the Monnify platform for your business.

List Transactions

Provides a summary view of all payment transactions that have occurred through...

List Disbursements

Lists and tracks outgoing bank transfers or payouts initiated from your account.

Reserve Account

Creates a new, dedicated virtual bank account for a customer immediately.

Security and governance baked right in.

Pick your AI client below to get set up. Just create a Vinkius account, subscribe, and you're instantly up and running. We handle the entire backend infrastructure, delivering out-of-the-box support for HTTPS Streamable, SSE, and OAuth2—zero messy routing required.

Monnify MCP is compatible with Claude

Claude AI

1

Open Claude Settings

Go to claude.ai, click your profile icon, then navigate to Customize → Connectors.

2

Add Custom Connector

Click the "+" button and select Add custom connector. Paste your Vinkius endpoint URL:

https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp

Replace [YOUR_TOKEN_HERE] with your token from cloud.vinkius.com. For OAuth-protected servers, expand Advanced settings to add credentials.

3

Start a conversation

Open a new chat. The Monnify integration is available immediately — no restart needed.

Choose How to Get Started

Build a custom MCP for your own tools, or connect a ready-made integration from our catalog.

Build Your Own

Turn any API into an MCP. Import a spec, define Agent Skills, or deploy with MCPFusion.

  • Import from OpenAPI, Swagger, or YAML specs
  • Create Agent Skills with progressive disclosure
  • Deploy to edge with MCPFusion framework
  • Built in DLP, auth, and compliance on each call
  • Real time usage dashboard and cost metering
  • Publish to catalog or keep private
Start building

Make Your AI Do More

Start with Monnify, then connect any of our 5,200+ other servers whenever your AI needs more. One click, no limits.

  • Use this MCP plus 5,200+ others, all in one place
  • Add new capabilities to your AI anytime you want
  • Connections are secured and governed automatically
  • Track usage and costs across all your servers
  • Works with Claude, ChatGPT, Cursor, and more
  • New servers added to the catalog weekly
Monnify MCP server cover

Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by Monnify. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.

VINKIUS CLOUD

Cloud Hosted

Managed infra

V8 Isolated

Sandboxed per request

Zero-Trust Proxy

No stored credentials

DLP Enforced

Policy on each call

GDPR Compliant

EU data residency

Token Compression

~60% cost reduction

Your data is protected. See how we built it.

Reconciling Payments Used To Be a Nightmare

Right now, tracking payments means logging into multiple dashboards. You pull transaction reports, you copy specific reference IDs from one tab to another, and then you manually compare those against bank statement screenshots. It's slow, it’s prone to human error, and by the time you finish, you've lost half your day.

With this MCP, all that effort vanishes. You tell your agent what payment activity you need—for example, 'Show me all transactions from last week.' The agent pulls everything together into a single, coherent list using list_transactions. You get instant operational clarity.

Monnify MCP Gives Instant Payment Status

The biggest time sinks today are cross-referencing account numbers and payment statuses. If a client says, 'I paid last Tuesday,' you have to manually search logs to find the details.

Now, your agent handles it. You simply ask for the transaction detail using get_transaction with the reference number. The answer comes back immediately, telling you the exact status and history of that money flow.

What Monnify MCP does for your AI

Need to handle payments in Nigeria? This MCP lets you connect directly to Monnify's merchant account using your AI agent. Instead of juggling dashboards and API calls, you just talk to your agent about what you need done. You can list all transactions, check the status of a payment reference, or create dedicated virtual accounts for new customers on demand.

It’s built specifically for managing Nigerian payments, giving you real-time visibility into everything from initial card payments to final bank settlements.

When you use your agent through Vinkius, it handles the connection and execution flow, making complex financial tasks feel like simple chat commands. You can monitor daily collections by checking outgoing transfers or pull digital invoices instantly. It’s all about taking away the friction of traditional payment management.

Built · Hosted · Managed by Vinkius Monnify MCP - Manage Payments & Virtual Accounts
Server ID 019d75d8-418c-71bf-acad-1e8ad0b8db2d
Vinkius Inspector
Compliance Grade A+
Score 100/100
Vinkius Inspector Badge — Score 100/100

Frequently asked questions about Monnify MCP

How do I check my recent transactions using Monnify MCP? +

You use list_transactions to get a summary view. This tool provides a quick overview of all payments, letting you see the status and references for immediate checks.

What is the difference between list_settlements and list_disbursements in Monnify MCP? +

list_settlements tracks money coming into your corporate bank account from Monnify. list_disbursements track money going out of your account, like payouts or transfers.

Can I create a new virtual account with the Monnify MCP? +

Yes, you use reserve_account to instantly generate and provision a unique virtual bank account for any customer. You can then list_reserved_accounts to see all active accounts.

What if I need details on one specific payment? Monnify MCP? +

Use get_transaction, feeding it the relevant reference ID. This pulls the complete history and status for that single transaction, eliminating guesswork.

Does Monnify MCP help me list supported banks? +

Yes, the list_banks tool provides a current and comprehensive list of all Nigerian banks that Monnify supports for transactions and payouts.